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Pest Prevention and Protection: Safeguarding Your High-Value Properties 1000 667 James Hallam

Pest Prevention and Protection: Safeguarding Your High-Value Properties

When we think of risks to our home we may think of fire, flood, or theft. Yet one of the most overlooked threats comes from something much smaller but no less damaging: pests. From mice chewing through wiring in heritage properties to wood-boring insects weakening period timber beams, infestations can cause significant financial, health, and…

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Fashion’s Shifting Value – Why Your Wardrobe May Be Underinsured 1000 667 James Hallam

Fashion’s Shifting Value – Why Your Wardrobe May Be Underinsured

When most people think about wealth, they picture property portfolios, fine art collections, or perhaps a cellar of rare wines. Increasingly, however, another category is stepping into the spotlight: wardrobes. Clothing, shoes, and handbags are no longer just expressions of taste, they are significant financial assets. Yet, despite their rising values, many clients remain underinsured,…

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Unmanned Surface Vehicles (USVs) – Port Policies and Safety Concerns 1000 750 James Hallam

Unmanned Surface Vehicles (USVs) – Port Policies and Safety Concerns

In recent years, ports of all sizes across the world have started exploring the potential of unmanned surface vehicles (USVs). While USVs have the potential to bring a range of benefits, they also carry certain risks. This post will help you understand the safety concerns associated with USVs, to help you devise effective port policies…

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What Insurance Do Architects Need? 1000 667 James Hallam

What Insurance Do Architects Need?

Whether you are an architect, part of a design firm, or a freelance designer, this post will outline the essential insurance products you should consider if you work in the architecture industry. Key Risks For Architects and Related Professionals Errors and Omissions – If you make an error in your work, it could lead to…

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Where Can I Put My Shepherd’s Hut? 1000 666 James Hallam

Where Can I Put My Shepherd’s Hut?

If you buy a shepherd’s hut, are there any rules about where you can, and cannot, put it? In this post we will outline the regulations, along with some best practices guidelines, for where you might put your shepherd’s hut. Do I Need Planning Permission For a Shepherd’s Hut? If you buy a shepherd’s hut…

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Quad Bike (ATV) Farm Uses and Equipment 1000 664 James Hallam

Quad Bike (ATV) Farm Uses and Equipment

Quad bikes and ATVs have a range of agricultural applications. In this post we will outline some of the common quad bike and ATV farm uses, along with some of the equipment that might help you make the most of your vehicle. Why Are Quad Bikes So Useful on Farms? Farmers and other agricultural and…

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Top Targeted Industries For Cyber Attacks 1000 620 James Hallam

Top Targeted Industries For Cyber Attacks

2024 UK Government statistics showed that 50% of all UK businesses experienced some form of cybersecurity breach or cyberattack over the previous 12 months. The figure was much higher for medium businesses (70%) and for large businesses (74%). No matter how big your business, and no matter what sector you are in, you are at…

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What Happens If I Do Not Have Catering Insurance? 1000 665 James Hallam

What Happens If I Do Not Have Catering Insurance?

Catering insurance can cover your business for many of the unique risks associated with preparing and serving food and drink to the public. On top of this, your catering insurance policy can cover you for some of the risks faced by all businesses in all sectors, such as loss or theft of your equipment. You…

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Issues and Challenges Facing the Restaurant Industry 1000 667 James Hallam

Issues and Challenges Facing the Restaurant Industry

The restaurant industry is going through some trying times. Recent industry figures suggest that 10 restaurants closed every day over the course of 12 months. This means that in one year, the total number of licensed premises in the UK fell by 3.6%, from 103,682 to 99,916. In this post we will discuss some of…

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