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What Insurance Do I Need to Open a Coffee Shop? 500 334 James Hallam

What Insurance Do I Need to Open a Coffee Shop?

If you have just opened a coffee shop, or you are thinking of doing so, you might be wondering about your insurance requirements. At James Hallam, we have been supporting coffee shops across the UK since 1982. We can help you get the insurance you need whether you run a single coffee shop, a chain…

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How To Protect Your Pub From Theft 500 333 James Hallam

How To Protect Your Pub From Theft

If you run a pub, then you will almost certainly have experienced some form of theft at one time or other. In a December 2024 report, The Office for National Statistics claimed that there had been a 54% increase in robberies from business properties compared to previous years. In this post we will discuss the…

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What Happens If I Don’t Have Manufacturing Insurance? 500 334 James Hallam

What Happens If I Don’t Have Manufacturing Insurance?

Manufacturing insurance can give you all the cover you need for your manufacturing business on a single policy. This means you will only have one premium to pay, and you will have a single point of contact should you ever need to make a claim. Though insurance is essential for all manufacturing businesses, you do…

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Common Fire Hazards in Businesses & Workplaces 500 334 James Hallam

Common Fire Hazards in Businesses & Workplaces

It is important to understand the common fire hazards in the workplace. If you understand where and how fires are most likely to break out, you can design and implement fire safety policies and procedures to effectively manage, mitigate, or eliminate the risks. Some of the most common fire hazards in the workplace include: Electrical…

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What is Included in Beauty Therapist Insurance? 500 334 James Hallam

What is Included in Beauty Therapist Insurance?

If you offer any kind of beauty therapist services, then you need specialist beauty therapist insurance to cover you, and your customers, for all of the risks associated with your services. In this post we will outline what is included in beauty therapist insurance, and why you need it. What is Beauty Therapist Insurance? Beauty…

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How to Reduce Hotel Business Insurance Costs 500 333 James Hallam

How to Reduce Hotel Business Insurance Costs

If you own or manage a hotel, then you are no doubt familiar with just how much it can cost to get adequate hotel insurance. In this post we will outline some of the factors that can affect the cost of hotel insurance, and explore some ways you can bring down the price of your…

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What is Classed as an Unoccupied Property? 500 334 James Hallam

What is Classed as an Unoccupied Property?

Some empty or uninhabited homes are classed as “vacant” properties, and some as “unoccupied” properties. It is important to understand the difference between these terms, as there are legal and insurance implications for each. In this post we will explain what is classed as an unoccupied property, and discuss why this matters. Unoccupied vs. Vacant…

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Do I Need Planning Permission For a Shepherd’s Hut? 500 334 James Hallam

Do I Need Planning Permission For a Shepherd’s Hut?

Do you need planning permission for a shepherd’s hut? It depends on a few things, such as where you want to build the hut, and how you intend to use it. In this post we will explore some situations where you probably will not need planning permission for a shepherd’s hut. We will also discuss…

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Crime Insurance vs. Fidelity Bonds – What’s the Difference? 500 334 James Hallam

Crime Insurance vs. Fidelity Bonds – What’s the Difference?

All businesses and professionals should get insurance cover for any potential losses that may arise from criminal activity. In this post we will outline the differences between two key forms of cover: crime insurance, and fidelity bonds. What are Fidelity Bonds? Fidelity bonds may also be referred to as employee dishonesty insurance. Fidelity bonds can…

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