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Do I Need a Landlord Licence? 1000 667 James Hallam

Do I Need a Landlord Licence?

Chancellor Rachel Reeves recently caused controversy when it emerged that she had broken housing rules when renting out her family home. It seems she had failed to obtain a “selective” rental licence when renting out her London home. This news prompted many to wonder about the specific rules for letting out property in the UK:…

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What To Look For In Cyber Insurance Cover 1000 666 James Hallam

What To Look For In Cyber Insurance Cover

Every business in every sector should take cyber security seriously. Cyber insurance will offer essential protection during a cyberattack, while also giving you the cover you need to recover from an attack. Be sure to read our guide to why your business needs cyber insurance. In this post we will list some key things to…

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How Driver Shortages Affect Haulage Risk Management 1000 666 James Hallam

How Driver Shortages Affect Haulage Risk Management

The UK’s commercial motor industry has been dealing with a driver shortage for some years now. In this post we will take a look at the current state of the UK’s HGV driver shortage, before exploring how this might affect risk management in haulage firms. We will then discuss some strategies for managing a driver…

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How Businesses Can Save Energy Over Winter 1000 667 James Hallam

How Businesses Can Save Energy Over Winter

Between 2021 and 2024, the average energy prices for UK businesses increased by over 90%. Prices fell a little towards the end of 2024, but they were still 75% higher than they had been at the start of 2021. In this post we will explore some ways that businesses can save energy over winter, a…

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Defective Products: Legal Responsibilities of Manufacturers & The Role of Insurance 1000 667 James Hallam

Defective Products: Legal Responsibilities of Manufacturers & The Role of Insurance

If you are a manufacturer and you inadvertently produce some defective products, then you have certain legal responsibilities in how you respond to the issue. In this post we will explain your legal responsibilities when it comes to defective products, and discuss the role that insurance can play in helping you fix the issue. Legal…

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How To Protect Your Shop Against Theft Over Christmas 1000 667 James Hallam

How To Protect Your Shop Against Theft Over Christmas

Shops across the UK lose millions to theft throughout the Christmas period. In this post, we will discuss how you can protect your shop against theft over the busy Christmas season. Be sure to read our full guide to stopping shoplifters and preventing retail theft. Is Shoplifting More Common Over Christmas? Figures emerged in December…

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Does High Value Home Insurance Cover Christmas Gifts? 1000 667 James Hallam

Does High Value Home Insurance Cover Christmas Gifts?

Buying Christmas presents and gifts for other occasions, such as birthdays, weddings and anniversaries, means that you may temporarily store certain high value items, bought for friends and loved ones, in your home. If these items are lost or damaged, will your current high value home insurance cover you, or will you have to take…

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Understanding FD&D Insurance: Essential Legal Protection for Shipowners 1000 563 James Hallam

Understanding FD&D Insurance: Essential Legal Protection for Shipowners

When it comes to managing the complex world of shipping, legal disputes are almost inevitable. That’s where Freight, Demurrage & Defence (FD&D) insurance steps in. This specialised cover protects shipowners and operators against the legal costs and associated expenses of claims and disputes that aren’t already covered by Protection & Indemnity (P&I) or other insurance…

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Keeping Shepherd’s Huts Warm in Winter: Insulation and Heating Options 1000 750 James Hallam

Keeping Shepherd’s Huts Warm in Winter: Insulation and Heating Options

With the right design, heating, and insulation, a shepherd’s hut can remain warm and toasty even through the coldest winter months. In this post we will outline the best and most efficient ways to keep your shepherd’s hut warm in winter. Insulating Your Sheperd’s Hut For Winter If you invest in proper insulation for your…

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