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A Guide to Risk Management For Small Businesses 1000 667 James Hallam

A Guide to Risk Management For Small Businesses

As a small business owner, you have a legal duty to keep your employees safe, along with any customers, contractors, or other members of the public who may visit your premises. Risk management is an essential process for understanding the risks you are facing, along with the steps you can take to address them. What…

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Do I Need a Boat Safety Certificate? 1000 667 James Hallam

Do I Need a Boat Safety Certificate?

If you own a boat, then you have a responsibility to ensure it meets certain safety standards. A boat safety certificate can provide confirmation that your vessel is compliant with all relevant safety regulations. What is a Boat Safety Certificate? If your vessel has a boat safety certificate, it means that a qualified surveyor has…

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The Impact of Climate Change on Marine Insurance 1000 562 James Hallam

The Impact of Climate Change on Marine Insurance

A changing climate could create new risks for the marine insurance industry. This may affect the role that insurers play in covering marine businesses. In this post we will examine the possible impact of climate change on marine insurance. We will also outline how you can ensure you continue to get the dedicated cover you…

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Fixed Price P&I vs. Mutual P&I Clubs in Marine – What is the Difference? 1000 656 James Hallam

Fixed Price P&I vs. Mutual P&I Clubs in Marine – What is the Difference?

We recently published a guide to the vital role that protection and indemnity (P&I) clubs play in global shipping. P&I clubs help make the often-complex world of marine insurance more accessible and affordable for many operators. In this post we will explore another insurance product that can help marine businesses of all sizes access the…

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Types of Piracy at Sea & How to Mitigate Risk 1000 577 James Hallam

Types of Piracy at Sea & How to Mitigate Risk

Piracy is a significant threat for the global shipping industry. In this post we will examine some of the global piracy hotspots, before discussing some of the common types of piracy at sea. We will then explore how you can mitigate the risks of piracy for you, your vessel, your cargo, and your crew. Highest…

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What Is Latent Defects Insurance and Who Needs It? 1000 562 James Hallam

What Is Latent Defects Insurance and Who Needs It?

Latent defects insurance is essentially cover for any structural issues with a newly-built property that may take a while to become apparent. In this post we will explain what sort of latent defects could affect a property, before exploring how latent defects insurance can cover property developers and other parties for these risks. What Is…

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What is Professional Negligence, and is it Covered by Indemnity Insurance? 1000 666 James Hallam

What is Professional Negligence, and is it Covered by Indemnity Insurance?

In this post, we’ll explore that professional negligence is, when it can happen and whether professional indemnity insurance can help cover you and your business against claims. What is Professional Negligence? Professional negligence essentially means that an individual has failed to carry out their responsibilities to the required professional standard. It can also mean that…

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How To Insure a Second Home 1000 667 James Hallam

How To Insure a Second Home

A standard home insurance policy may not be suitable for your second home. To get the cover you need, you may need to purchase a dedicated second home insurance policy. Why Standard Home Insurance May Not Cover Your Second Home Home insurance policies will only usually only cover occupied properties. If a home is unoccupied…

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Most Common Travel Insurance Claims 1000 667 James Hallam

Most Common Travel Insurance Claims

In this post we will list some of the most common travel insurance claims. This will include claims that customers make on their travel insurance, along with claims they make against travel agents and tour operators. What Are The Most Common Travel Insurance Claims? Common travel insurance claims include: Medical expenses Travel cancellation Trip curtailment…

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