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What is a Retroactive Date on Professional Indemnity Insurance? 1000 664 James Hallam

What is a Retroactive Date on Professional Indemnity Insurance?

If you are looking for a professional indemnity insurance policy, then it is vital to ensure that your insurance will cover you for any claims that may be brought against you. The policy’s retroactive date can determine whether or not you are covered for certain claims. In this post we will explain what a retroactive…

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silver jewellery
Plated, Polished and Potentially Underinsured: What Jewellery Market Changes Mean for High-Net-Worth Individuals 1000 667 James Hallam

Plated, Polished and Potentially Underinsured: What Jewellery Market Changes Mean for High-Net-Worth Individuals

When Pandora announced its shift away from sterling silver towards platinum-plated collections, the story made retail headlines. For high-net-worth individuals, the more pressing question is what that signals about the insurance value of what’s already in your jewellery box. As materials change, prices shift and collections evolve, insurance arrangements that once provided adequate cover can…

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escape of water
Escape of Water Insurance: The Most Overlooked Risk in High-Value Homes 800 533 James Hallam

Escape of Water Insurance: The Most Overlooked Risk in High-Value Homes

Escape of water – leaks from internal plumbing, fittings, or heating systems – is the most common cause of insurance claims in the high‑net‑worth (HNW) property market. UK insurers pay out around £1.8 million every day for water damage, yet it remains one of the least appreciated risks. This guide explains why high‑value homes face…

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Meet the Team – Paul Brayne, Ellie Blackwell and Jon Grimwood 1224 706 James Hallam

Meet the Team – Paul Brayne, Ellie Blackwell and Jon Grimwood

Paul Brayne – Senior Client Adviser We are delighted to spotlight Paul Brayne, one of our highly experienced Senior Client Advisers within the Private Clients Team. Paul is known for his depth of industry knowledge, meticulous attention to detail, and commitment to delivering tailored solutions for clients with more complex insurance needs. A bit about…

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Sanctions Challenges in Marine Insurance: The Impact on Insurers, Brokers, and Maritime Clients 1000 563 James Hallam

Sanctions Challenges in Marine Insurance: The Impact on Insurers, Brokers, and Maritime Clients

Sanctions have become one of the most significant compliance challenges confronting the marine insurance industry. As global political pressures intensify and maritime trade continues to connect jurisdictions with conflicting regulatory frameworks, insurers and their maritime clients must navigate an increasingly complex environment. The marine sector is uniquely exposed: vessels cross borders daily, ownership and management…

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Navigating the Superyacht Insurance Market: What It Takes to Place These Exceptional Risks 1000 563 James Hallam

Navigating the Superyacht Insurance Market: What It Takes to Place These Exceptional Risks

At Everard Insurance Brokers, we understand that the world of superyachts is one of the most specialised and demanding areas of marine insurance. With vessels frequently exceeding 60 metres, multi‑million‑pound build values, and increasingly sophisticated operational profiles, placing superyachts in today’s market requires technical expertise, precision, and a forward‑thinking approach to risk. In a landscape…

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How To Prevent Employee Theft in Retail 1000 667 James Hallam

How To Prevent Employee Theft in Retail

We recently published a guide to preventing theft from shops. In that guide, we focused on addressing theft from shoplifters. In this post, we will take a closer look at employee theft – why it happens, and how to prevent it. Understanding the Impact of Employee Theft in Retail According to research by Retail Economics…

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Hotel Fire Risk Assessment: What To Include 1000 667 James Hallam

Hotel Fire Risk Assessment: What To Include

We recently published a guide to some of the emerging risks that hotels must contend with in the coming years. Yet no matter what challenges the next few years bring, there is one risk that hotels will always have to contend with: Fire. In this post we will explore the fundamentals of a hotel fire…

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Gym Risk Assessments: Hazards in a Gym to Mitigate 1000 640 James Hallam

Gym Risk Assessments: Hazards in a Gym to Mitigate

Gym risk assessments are essential for keeping your staff and your members safe from the many hazards present in health and fitness facilities. In this post we will outline the fundamentals of a gym risk assessment, including your legal duty to keep people safe. You Have A Legal Duty To Manage Risk In Your Gym…

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