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What Insurance Do Coworking Spaces Need? 800 391 James Hallam

What Insurance Do Coworking Spaces Need?

There are currently over 4,300 coworking spaces in the UK, with more opening each year. Coworking spaces provide an affordable means for SMEs and startups to launch and scale, while also providing unique networking opportunities for freelancers, consultants, and other independent professionals. But this new way of working creates new risks. If you own or…

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Warehouse Fire Safety Risk Assessments: What You Need To Include 800 533 James Hallam

Warehouse Fire Safety Risk Assessments: What You Need To Include

We recently published a comprehensive warehouse health and safety policy checklist. In this post we will take a closer look at fire safety risk assessments for warehouses. This is a guide for warehouse owners and managers to help you ensure you are doing all you can to protect your staff, your stock, and your premises…

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The Risks of High Staff Turnover in Restaurants and the Food Industry 800 533 James Hallam

The Risks of High Staff Turnover in Restaurants and the Food Industry

High staff turnover is a perennial issue for restaurants and other businesses in the food and hospitality industry. For most businesses, a high staff turnover can seriously impact the overall operational efficiency. But for restaurants, a high staff turnover can also contribute to some serious risks, for both the business and its customers. How High…

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How To Communicate and Respond to Government Travel Advice to Customers 800 400 James Hallam

How To Communicate and Respond to Government Travel Advice to Customers

In this post, we will explore your legal and professional duty as a travel agent or tour operator to respond to and communicate this Government travel advice to your customers. What Travel Advice Does the Government Give? The UK Government routinely provides travel advice for over 200 overseas countries or territories. This includes updates about…

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First Time Beach Hut Owners: What You Need To Know 800 533 James Hallam

First Time Beach Hut Owners: What You Need To Know

If you are a first time beach hut owner, or you are thinking of buying your first beach hut, this is your essential introduction to the world of beach hut ownership. We will outline some laws and regulations you need to be aware of, and we will link to some guides and resources that will…

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What is Errors and Omissions (E&O) Insurance & Who Needs It? 800 534 James Hallam

What is Errors and Omissions (E&O) Insurance & Who Needs It?

Errors and Omissions (E&O) insurance is a specific type of professional indemnity insurance that protects you for certain types of liability claims. In this post we will outline what E&O insurance covers and explore which professions could benefit from this type of insurance. What is Errors and Omissions (E&O) Insurance? E&O insurance will cover you…

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Everard Supports All-Women Sea Survival Course 2048 1536 James Hallam

Everard Supports All-Women Sea Survival Course

At Everard, part of James Hallam, we are proud to support initiatives that help strengthen safety, skills and opportunities across the marine industry. As specialist marine insurance brokers with deep roots in the maritime sector, we understand the importance of practical training and ongoing professional development for those working at sea. We were delighted to…

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Loss of Hire Insurance: Why It Matters in Commercial Shipping 1000 667 James Hallam

Loss of Hire Insurance: Why It Matters in Commercial Shipping

In commercial shipping, vessel availability is directly tied to revenue generation. When a vessel is unable to trade due to physical damage, the financial consequences can be immediate and significant. While Hull and Machinery (H&M) insurance covers the cost of repairing physical damage, Loss of Hire insurance protects shipowners against the commercial impact of lost…

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Most Common Small Business Insurance Claims Expected in 2026 1000 527 James Hallam

Most Common Small Business Insurance Claims Expected in 2026

Every year, small businesses must contend with a wealth of new and emerging threats, while also safeguarding their operations against the sort of risks that never go away. In this post we will look at some of the most common small business insurance claims that insurers expect to deal with in 2026. What Claims Are…

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