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How Much D&O Insurance Do I Need? 1000 528 James Hallam

How Much D&O Insurance Do I Need?

If your business faces any legal action, Directors and Officers (D&O) insurance may help cover defence costs against your business’s decision-makers for any personal liability related to their roles, subject to terms, conditions & exclusions. But while most businesses understand the value of D&O insurance, many may wonder just how much D&O insurance they need.…

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Commercial Property Risk Assessments For Insurance Renewal: Step-by-Step 1000 667 James Hallam

Commercial Property Risk Assessments For Insurance Renewal: Step-by-Step

When the time comes to renew your commercial property insurance, it pays to undertake a risk assessment of your property. In this post we will explore your legal obligations to carry out a risk assessment, along with the links between risk assessments and commercial property insurance. We will then outline a step-by-step guide to carrying…

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How To Value Vintage Clothing For Vintage Shops 1000 667 James Hallam

How To Value Vintage Clothing For Vintage Shops

If you run a vintage clothes shop, or a general second hand shop that sells vintage clothes among other goods, then you may have wondered just how much you should be charging for your vintage items. In this post we will explore some ways you can value your vintage clothing, to help you set prices…

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How To Protect Your Business From Extreme Weather Events 1000 781 James Hallam

How To Protect Your Business From Extreme Weather Events

In recent years, the UK has faced heatwaves, floods, and a number of severe storms. In this post we will explore the risks that your business might face should extreme weather events become more common in the UK, before discussing how you can manage and mitigate these risks. Key Risks of Extreme Weather To Businesses…

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How to Secure High-Theft Items in Retail 1000 572 James Hallam

How to Secure High-Theft Items in Retail

In 2025 – 2026, police recorded 507,100 shoplifting offences in England and Wales. The annual figures suggest that shoplifting has become increasingly common every year following the 2020 – 2021 lockdowns, and there are significantly more annual recorded incidents now than there were just 10 years ago. In this post we will outline the sort…

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Do Shop Owners Need Cyber Cover for POS and Card Payments? 1000 668 James Hallam

Do Shop Owners Need Cyber Cover for POS and Card Payments?

Cyber insurance has become essential for all businesses, and this includes brick and mortar shops. Even if you do not sell any products online, your point of sale (POS) and card payment systems may still leave you vulnerable to attack. How Can Hackers Target POS and Card Payments? Cybercriminals know how to target your POS…

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How Are Extreme European Temperatures and Wildfires Changing Travel Trends? 1000 667 James Hallam

How Are Extreme European Temperatures and Wildfires Changing Travel Trends?

In summer 2026, countries across Europe faced record temperatures along with widespread wildfires. In this post, we will explore how such extreme weather events change travel trends, should they become more common. Increasing Extreme Summer Temperatures in Europe The 2026 European wildfires hit some of the most popular travel destinations in France, Spain, Greece, Italy,…

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Key Risks in Cold Chain Shipping and How to Mitigate Them 1000 667 James Hallam

Key Risks in Cold Chain Shipping and How to Mitigate Them

Cold chain shipping is an integral part of the global shipping industry. In this post, we will outline the key risks in cold chain shipping and how to manage them, so as to guarantee maximum efficiency while maintaining the integrity of your goods. What is Cold Chain Shipping? Cold chain shipping is the specialist transport…

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Right of Light Insurance Explained for Property Developers 1000 667 James Hallam

Right of Light Insurance Explained for Property Developers

A right to light claim can delay or derail any development project, and it could result in significant financial losses. This is why it is important that everyone involved in any property development project takes the time to understand what right to light is, along with the possible implications of a claim. What is Right…

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