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What is Errors and Omissions (E&O) Insurance & Who Needs It? 800 534 James Hallam

What is Errors and Omissions (E&O) Insurance & Who Needs It?

Errors and Omissions (E&O) insurance is a specific type of professional indemnity insurance that protects you for certain types of liability claims. In this post we will outline what E&O insurance covers and explore which professions could benefit from this type of insurance. What is Errors and Omissions (E&O) Insurance? E&O insurance will cover you…

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Everard Supports All-Women Sea Survival Course 2048 1536 James Hallam

Everard Supports All-Women Sea Survival Course

At Everard, part of James Hallam, we are proud to support initiatives that help strengthen safety, skills and opportunities across the marine industry. As specialist marine insurance brokers with deep roots in the maritime sector, we understand the importance of practical training and ongoing professional development for those working at sea. We were delighted to…

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Loss of Hire Insurance: Why It Matters in Commercial Shipping 1000 667 James Hallam

Loss of Hire Insurance: Why It Matters in Commercial Shipping

In commercial shipping, vessel availability is directly tied to revenue generation. When a vessel is unable to trade due to physical damage, the financial consequences can be immediate and significant. While Hull and Machinery (H&M) insurance covers the cost of repairing physical damage, Loss of Hire insurance protects shipowners against the commercial impact of lost…

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Most Common Small Business Insurance Claims Expected in 2026 1000 527 James Hallam

Most Common Small Business Insurance Claims Expected in 2026

Every year, small businesses must contend with a wealth of new and emerging threats, while also safeguarding their operations against the sort of risks that never go away. In this post we will look at some of the most common small business insurance claims that insurers expect to deal with in 2026. What Claims Are…

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What Licences Does a Newsagent Need? 1000 667 James Hallam

What Licences Does a Newsagent Need?

The specific licences you need to run a newsagent will depend on whether or not you choose to sell certain regulated products, such as alcohol and tobacco. In this post we will list the various licences you may need as a newsagent. When Does A Newsagent Need a Licence? Most, if not all, newsagents will…

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Tool Insurance: How Much Is It, and Is It Worth It? 1000 667 James Hallam

Tool Insurance: How Much Is It, and Is It Worth It?

Tool insurance is essential cover for anyone who works in construction, or any related trades. Or indeed anyone who owns and uses tools as part of their work. In this post we will outline what tool insurance is, and what it covers. We will also give a ballpark figure for the amount you might expect…

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Charity Trustee Responsibilities and Duties 1000 666 James Hallam

Charity Trustee Responsibilities and Duties

UK law outlines a number of legal responsibilities and duties for charity trustees. In this post we will take a closer look at what these duties entail, and explore how specialist trustee insurance can help you stay safe and compliant in your role as a trustee. What is a Charity Trustee? A charity trustee is…

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What Boat Safety Equipment and Requirements Do I Need? 1000 667 James Hallam

What Boat Safety Equipment and Requirements Do I Need?

Whether you own and operate a boat, or you run a marina, the right safety equipment and procedures are vital for preventing and effectively responding to incidents on the water. In this post we will list all of the essential safety equipment that every UK boater should have onboard. For further information about keeping yourself,…

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Cruise Ship Piracy: How to Prevent and Protect Vessels and Passengers 1000 660 James Hallam

Cruise Ship Piracy: How to Prevent and Protect Vessels and Passengers

  Pirate attacks on cruise ships are relatively rare, but they remain a threat no cruise ship operator should ignore. In this post we will list some examples of cruise ship piracy, before exploring how you can prevent pirate attacks and keep your vessel and your passengers safe. How Common Are Pirate Attacks Against Cruise…

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