BASRaT

BASRaT Members Insurance Benefits

The British Association of Sports Rehabilitators and Trainers (BASRaT) includes the following insurances as a benefit for all eligible members.

Professional Liability Insurance

Key Benefits

  • £5million limit of cover in any period of Insurance
  • Covers all work within BASRaT’s role delineation
  • World-wide cover up to 180 days
  • Top-up options available
  • Public Liability Insurance Included
  • 24 hour legal claims helpline

Criminal Prosecution Defence Insurance (UK Members Only)

Key Benefits

  • Access to 24/7 Legal Helpline
  • Legal Fees up to £100,000
  • Includes cover for allegations of inappropriate criminal behaviour

See policy wordings and summaries of cover for both policies available as downloads from this page

Optional Covers

Top-Up Insurance

Eligible members may increase their own personal level of cover under the scheme to either £7.5million or £10million any one claim. Click the link for application form and details of cost.

Sports Massage cover for BASRaT Students

Student members qualified to practice Sports Massage may apply for Professional Liability insurance at discounted rates. Click the link for application form and details of cost.

Non Delineation Activities

Members may purchase separate insurance to cover healthcare work outside their BASRaT Scope of Practice. Please call one of our professional advisers on 01245 321185 to discuss or email your details to promedschemes@jameshallam.co.uk.

Business Liability

Members trading as a partnership or private limited company may require separate insurance. Private limited companies owned 100% by a qualified BASRaT member, where the member is the only practitioner engaged are included within the block scheme (see summary and policy for details).

Clinic Insurance

Members operating a clinic or rehab centre or employing staff will require general insurance for their assets and revenues. Please speak to one of our advisers on 01245 321185 or submit details to promedschemes@jameshallam.co.uk.

Locum Insurance

Protects members against the cost of employing temporary locums in the event of illness or injury.

Individual Top-Up Cover for BASRaT Members

Eligible members may increase their own personal level of cover under the BASRaT block Professional Liability Insurance Scheme to £7,500,000 or £10,000,000 any one claim. To apply simply complete the appropriate Application form on this page and submit with payment of the additional premium due (see table of costs below)

Individual Top-Up Costs – 1st February 2021 to 31st January 2022

All cover expires 31st January each year in line with the members block policy.

Limit of IndemnityAnnual Premium

UK Members Premium

£7,500,000£129.92
£10,000,000£173.04

Irish Members Premium

£7,500,000Please contact us for details
£10,000,000Please contact us for details
  • Costs include Insurance tax
  • Members will receive individual renewal notices each year to renew their top-up cover
  • Evidence of increased cover will be issued to each member on acceptance/renewal
  • Terms and Conditions of cover are identical to the Members Block Scheme
  • Cover cannot be back dated and will only apply to claims notified during the period of top-up cover

Other Optional Covers

Non Delineation Activities

Members may purchase separate insurance to cover healthcare work outside their BASRaT Scope of Practice. Please call one of our professional advisers on 01245 321185 to discuss or email your details to promedschemes@jameshallam.co.uk.

Business Liability

Members trading as a partnership or private limited company may require separate insurance. Private limited companies owned 100% by a qualified BASRaT member, where the member is the only practitioner engaged are included within the block scheme (see summary and policy for details).

Clinic Insurance

Members operating a clinic or rehab centre or employing staff will require general insurance for their assets and revenues. Please speak to one of our advisers on 01245 321185 or submit details to promedschemes@jameshallam.co.uk

Locum Insurance

Protects members against the cost of employing temporary locums in the event of illness or injury.

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For help and advice on any of the products please speak to one of our professional advisers on 01245 321185 or email us

Professional Liability Insurance for UK BASRaT Students Qualified to Practice Sports Massage

UK BASRaT students that have successfully completed the appropriate modules within the BASRaT BSc programme in Sports & Exercise Medicine (or hold a suitable alternative Sports Massage Qualification) may apply for this Professional Liability Insurance offered at discounted rates for BASRaT members.

(Not available to members resident outside Great Britain, Northern Ireland, Channel Islands or the Isle of Man)

Limit of Indemnity (any one claim)

£5 million

Total Annual Premium

UK Members

£48.94

The annual charges include Insurance Premium Tax (IPT) and Broker Administration Fees, details of which are available on request.

Important Notes

To apply for cover please:

  • Complete and submit the application form available on this page
  • Read the Policy Summary & the Full Policy Wording for details of cover provided
  • See our Terms of Business Agreement

Optional Covers

Criminal Prosecution Defence (UK Members Only)

In a hands-on profession, members are vulnerable to unfounded accusations of criminal behaviour. This cover provides access to legal helplines and generous levels of legal fees. As from 1st February 2018 this cover is provided for UK members as a benefit of BASRaT membership – Please refer to BASRaT for details or further up this page.

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For help and advice on any of the products please speak to one of our professional advisers on 01245 321185 or email us

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