Medical Liability Insurance

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Medical Liability

Our Medical Liability Insurance facility is designed for Physiotherapy Businesses or other Healthcare Businesses and can be tailored to suit your needs.

Why Choose James Hallam?

If you provide any kind of healthcare services, you will be legally accountable for any harm caused by you, your employees, your associates, or any others you engage with on an independent or self-employed basis. Medical Malpractice claims are a lot more common than you might realise, and they are invariably highly costly for all involved.

Due to their complex cover needs, many Physiotherapists and Healthcare Professionals struggle to access adequate insurance, which leaves them vulnerable to claims. Our comprehensive Medical Liability Insurance package gives you the confidence that you will be covered for all legal expenses and settlements.

We provide expert guidance on corporate clinical negligence and Professional Liability Insurance for treatment risks. With our support, we can help you stay resilient in the face of both everyday risks and major unexpected challenges.

What’s covered by our Medical Liability

The Medical Liability Insurance provided by our policy is designed to protect the business in respect of the services offered, this would include services undertaken by employed or self-employed staff.

The business must be registered and operate in the UK only and all practitioner’s ordinarily resident in the United Kingdom. However, the cover includes temporary overseas work for up to 90 days in any 12-month cycle, but restrictions apply in Australia, USA and Canada.

Core Areas of Cover

  • Up to £5million Medical Liability Insurance – higher limits may be possible if this is contractually required.
  • Optional Employers Liability for those engaging others
  • Claims Occurrence Policy
  • Public Liability Insurance included as standard.
Office & Surgery Insurance

Our comprehensive Office and Surgery policy includes full protection for your business assets, revenue, and non-treatment liabilities. You can also choose from a wide range of optional covers, allowing you to tailor a package that meets your specific needs.

Office & Surgery Existing Policyholders

Access our client portal using your existing login details to review your policy documents.

Other Policies Available

We are also able to help you with the following insurance cover:

  • Management Liabilities –Including Directors & Officers Liability, Employment Practices and Corporate Liability Insurance
  • Cyber Crime & Liability Insurance –Including cover for data recovery, breach diagnostics, PR expenses, and more.
We are here to help.
Call us on 02031 488995 or email

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Charly Winder

Divisional Director

Charly started her insurance career back in the late 90s working as a general insurance Account Executive. Following the acquisition of the business to James Hallam in 2005 Charly helped establish an SME team and assisted with development for the group. With a keen interest in the Healthcare sector Charly saw an opportunity to establish a new team in 2015 which has since grown to a team of 14 full time staff members with expertise across all areas of Health services.

T: 01923 298422
M: 07739 615920

Asgar Hassanali

Client Director, ProMed

Asgar joined James Hallam over seven years ago, embarking on a new adventure after being part of the leadership teams that contributed to the establishment of Howden Medical Insurance Services in 2004 and Lockton Healthcare in 2010. His journey eventually led him to us.

During his time with us, Asgar, in collaboration with Charly, has played a pivotal role in the substantial growth of ProMed within the Healthcare Liability Sector, both in the London Market and beyond.

Beyond his insurance endeavours, Asgar has applied his expertise to assist healthcare organizations. This includes a significant role on the Board of Get Well UK,; he also contributed to research on adverse events and risks within healthcare for the NCOR studies, among other initiatives.

In his personal life, Asgar enjoys spending quality time with his family and tending to his energetic young dog. He is also actively engaged with 615 Gliding Squadron, where he manages cadet training in the London and Southeast region.

T: 0207 977 7874