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How to Avoid Underinsurance: Why Proper Cover is Essential for Your Home and Contents 800 533 James Hallam

How to Avoid Underinsurance: Why Proper Cover is Essential for Your Home and Contents

Underinsurance in home and contents insurance is a serious issue that many homeowners overlook, often without realising the risks until it’s too late. What is Underinsurance? Underinsurance occurs when the value of your property or possessions exceeds the cover in your insurance policy, leaving you under-protected in the event of a claim. For high-net-worth individuals…

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flooded homes
Protect your home from flood water 700 515 James Hallam

Protect your home from flood water

The UK has been hit by relentless heavy rain over the past week, causing widespread disruption and flooding concerns. Areas across England and Wales have seen record-breaking rainfall, with some regions experiencing over two months’ worth of rain in just a few days. Locations like Woburn in Bedfordshire, for example, recorded a staggering 147.4mm of…

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What is Financial Failure Insurance for Tour Operators? 800 466 James Hallam

What is Financial Failure Insurance for Tour Operators?

This post is your essential introduction to financial failure insurance for tour operators. We will discuss what financial failure insurance is, how it works, and what it covers. We will also explore how you can ensure that you are fully covered for financial failure, and other risks. For more information about your insurance obligations as…

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What Insurance Do Property Developers Need? 800 500 James Hallam

What Insurance Do Property Developers Need?

Property developers need a diverse range of insurance products to cover the various different aspects of their projects. In this post we will explore the insurance cover you need as a property developer to ensure you are adequately covered for all risks. We will also discuss the benefits of choosing owner controlled insurance programme (OCIP)…

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How to Prevent Ticketing Fraud for Tour Operators 800 533 James Hallam

How to Prevent Ticketing Fraud for Tour Operators

Ticketing fraud is a growing threat for consumers, and for any business that includes events and experiences as part of travel and tour packages. In this post we will explore what ticketing fraud is and explain why it is a problem for tour operators. We will also discuss some best practice guidelines that will help…

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Freeholder Insurance Responsibilities and Duties 800 534 James Hallam

Freeholder Insurance Responsibilities and Duties

If you are the freeholder for a property, you may have certain duties and responsibilities when it comes to insurance. In this post we will outline the key freeholder insurance responsibilities and duties. We will also explore a recent change in the law, and outline how this might affect you as a freeholder. Key Duties…

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cargo
Institute Cargo Clauses A, B and C Differences 700 469 James Hallam

Institute Cargo Clauses A, B and C Differences

There are three different types of institute cargo clauses in marine insurance: A, B, and C. This post will explain what each clause entails, before exploring some of the key differences between them, to help you decide what sort of cover is right for you. What Are Institute Cargo Clauses? In a marine insurance policy,…

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Storm Lilian Update 1000 667 James Hallam

Storm Lilian Update

Storm Lilian is forecasted to arrive on Friday, with Northern England, Wales, and parts of Southern Scotland expected to be the hardest hit. With potentially dangerous gusts on the way, we encourage you to take a few precautions. Take Precautions Now to Minimise Risks We recommend checking your property for any last-minute fixes that could…

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A Guide to Breakers Yard Insurance and Responsibilities 800 534 James Hallam

A Guide to Breakers Yard Insurance and Responsibilities

If you work as a vehicle dismantler, or you operate a breakers yard, then you may need specialist insurance to cover you for the unique risks you face in this role. This post is an essential introduction to breakers yard insurance. We will outline what breakers yard insurance is, and what it covers. We will…

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