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How Much Professional Indemnity Cover Do I Need? 500 284 James Hallam

How Much Professional Indemnity Cover Do I Need?

Professional indemnity insurance can cover your business for claims of negligence, or other professional mistakes. It is essential for protecting your business against both financial and reputational damages. But how much professional indemnity cover do you need? In this post we will discuss some of the factors to consider that will help you determine how…

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Seasonal Boat Safety Inspections: How to Ensure Compliance Before Peak Activity 500 334 James Hallam

Seasonal Boat Safety Inspections: How to Ensure Compliance Before Peak Activity

Routine boat safety inspections will allow you to address any potential issues before they become problematic, meaning that you will be ready to enjoy season after season of smooth sailing. But on top of this, your boat insurance may require you to undertake certain maintenance tasks, meaning that seasonal boat safety inspections can help you…

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What Licence Do You Need For a Quad Bike? 500 334 James Hallam

What Licence Do You Need For a Quad Bike?

If you own an ATV or quad bike, or you are looking to purchase one, then it is important to understand the licensing requirements. In this post we will discuss what licence you need for a quad bike, along with a few other important rules. What Licence Do You Need for a Quad Bike? The…

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Can You Live and Sleep in a Beach Hut? 500 334 James Hallam

Can You Live and Sleep in a Beach Hut?

Can you sleep in a beach hut? More than that, can you live in a beach hut? Local councils set the rules for what is and is not allowed in the beach huts in their area, and there are often strict regulations regarding overnight stays. This means it is very unlikely that the council will…

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How Much is Contractor’s Insurance? 500 282 James Hallam

How Much is Contractor’s Insurance?

Contractor’s insurance will cover you for the many risks associated with your work, including personal accidents and injuries, and the loss or damage of your tools or equipment. But how much is contractor’s insurance? The amount you pay for cover will depend on a number of factors, which we will outline below. What is Contractor’s…

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What Insurance Do I Need to Open a Coffee Shop? 500 334 James Hallam

What Insurance Do I Need to Open a Coffee Shop?

If you have just opened a coffee shop, or you are thinking of doing so, you might be wondering about your insurance requirements. At James Hallam, we have been supporting coffee shops across the UK since 1982. We can help you get the insurance you need whether you run a single coffee shop, a chain…

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How To Protect Your Pub From Theft 500 333 James Hallam

How To Protect Your Pub From Theft

If you run a pub, then you will almost certainly have experienced some form of theft at one time or other. In a December 2024 report, The Office for National Statistics claimed that there had been a 54% increase in robberies from business properties compared to previous years. In this post we will discuss the…

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What Happens If I Don’t Have Manufacturing Insurance? 500 334 James Hallam

What Happens If I Don’t Have Manufacturing Insurance?

Manufacturing insurance can give you all the cover you need for your manufacturing business on a single policy. This means you will only have one premium to pay, and you will have a single point of contact should you ever need to make a claim. Though insurance is essential for all manufacturing businesses, you do…

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Common Fire Hazards in Businesses & Workplaces 500 334 James Hallam

Common Fire Hazards in Businesses & Workplaces

It is important to understand the common fire hazards in the workplace. If you understand where and how fires are most likely to break out, you can design and implement fire safety policies and procedures to effectively manage, mitigate, or eliminate the risks. Some of the most common fire hazards in the workplace include: Electrical…

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