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As part of their onboarding and induction process, all new employees should receive a thorough introduction to your company’s health and safety policies and procedures. In this post we will outline what you should include in your health and safety induction for new employees, so you can cover all bases and stay compliant with the…

In the haulage industry, the terms “tramping” and “trunking” refer to two different strategies for managing routes and contracts. In this post we will outline the key differences between tramping and trunking, along with the possible risks and rewards of each. What is Tramping? Tramping refers to the practice of transporting goods over long distances…

Insurance premium tax (IPT) is a tax the UK Government applies to certain insurance products. In this post we will explain how IPT works, including the types of insurance policies to which it applies. What is Insurance Premium Tax? The UK Government applies IPT to general insurance premiums. Rather than seeing IPT as a separate…

Teaching people to drive is an inherently risky business. Beyond L-plates and a dual control car, you will need extensive insurance cover to protect you, your learner, your vehicle, and other road users. If you work for a driving school, then your employer will likely sort out the necessary insurance on your behalf. But if…

Deterioration of stock insurance can provide essential cover for any business that sells or stores perishable goods. In this post we will explain what deterioration of stock insurance is and what it covers, along with some common exceptions and limitations to the cover. What is Deterioration of Stock Insurance? If an unexpected event causes your…