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Different Types of Marine Insurance: A Guide 560 372 James Hallam

Different Types of Marine Insurance: A Guide

Marine insurance is designed to protect boats, their crews, and their cargo from the many risks associated with sailing. Marine insurance policies can also provide cover for any legal expenses that may arise from incidents. In this post we will discuss some of the different types of marine insurance. For a full introduction to how…

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small business
How Much Does Small Business Insurance Cost? 900 507 James Hallam

How Much Does Small Business Insurance Cost?

In this post we will discuss how much small business insurance costs in 2024. We will explore some of the factors that affect the cost of cover, along with some strategies for reducing your premiums. Is Business Insurance Getting More Expensive? A recent report by the Federation of Small Businesses revealed that around 60% of…

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antiques
Unlocking Hidden Treasures: The Value of ‘Cash in the Attic’ 600 400 James Hallam

Unlocking Hidden Treasures: The Value of ‘Cash in the Attic’

Many of us have attics, garages, or spare rooms filled with forgotten items and family heirlooms. The concept of “cash in the attic” taps into the idea that these neglected spaces might hold hidden treasures of significant value. This notion isn’t just a fanciful thought but a reality for many who have discovered that old…

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watch collection
How Often Should You Have Valuable Items Valued? 600 400 James Hallam

How Often Should You Have Valuable Items Valued?

In the world of insurance and asset protection, valuations are a key topic of discussion. But what exactly is a valuation, and why is it so important? What is a Valuation? A valuation is an expert assessment of the value of an item, carried out by a professional with extensive experience and specialised training. This…

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Home renovation, Apartment room during refurbishment
3 things to do before making home improvements 1000 667 James Hallam

3 things to do before making home improvements

Whether you’re renovating the entire house, updating your kitchen or installing a new home cinema, here are three things you’ll want to do before you get started. 1. Get into the Details Your project may seem quick and easy, but before you get started, make sure you’ve gone through the details: How to plan a…

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How to Choose a Comprehensive Home or Business Security System 560 528 James Hallam

How to Choose a Comprehensive Home or Business Security System

In today’s environment, securing your home and business from intruders and fire threats is paramount. A wide range of security solutions is available to ensure high-quality protection for your premises. In this post, we look at the different types of security, alarm and fire detection systems and what to consider when making your choice. What…

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The Rising Threat of Luxury Car Thefts and How to Protect Your Investment 1920 1280 James Hallam

The Rising Threat of Luxury Car Thefts and How to Protect Your Investment

Recent spikes in luxury car thefts highlight the increasing risk owners face. The rising threat of luxury car thefts requires owners to be vigilant and proactive. In this post, we explore why luxury vehicles are being targeted and what you can do to protect your vehicle. Why Is Luxury Car Theft Increasing? High-value vehicles are…

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Home renovation, Apartment room during refurbishment
Debunking Common Home Buying and Improvement Myths 1000 667 James Hallam

Debunking Common Home Buying and Improvement Myths

Homeownership is a dream for many, but with it comes a host of myths that can mislead even the savviest individuals. Let’s unravel some of the most common misconceptions to help you make more informed decisions about your home. Myth 1: Renovations Always Increase Home Value Many homeowners believe that any renovation will automatically boost…

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Yacht club and marina
Agreed Value vs Market Value for Boat Insurance 650 433 James Hallam

Agreed Value vs Market Value for Boat Insurance

Ensuring you have the right insurance coverage is crucial. Many marine traders, boat owners and even some insurance brokers may not fully understand the intricacies of their marine insurance policies, particularly when it comes to the marine section. In this post, we take a look at key components of marine insurance, specifically the basis of…

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car tracker
How Expired Vehicle Tracking Subscriptions Can Affect Motor Insurance 1200 800 James Hallam

How Expired Vehicle Tracking Subscriptions Can Affect Motor Insurance

If you use a vehicle tracker it is very important to keep your tracking subscriptions up to date. A subscription that is overdue could affect the terms of your motor insurance policy. Can an Expired Tracking Subscriptions Invalidate Insurance? Unfortunately, we’ve been notified of cases where claims for stolen vehicles have been declined because tracker…

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home security
BT Redcare Set to Close by August 2025: How to Find an Alternative System 1000 667 James Hallam

BT Redcare Set to Close by August 2025: How to Find an Alternative System

BT have taken the decision to withdraw their Redcare alarm signalling service with effect from 1 August 2025. What To Do If You Use BT Redcare? If you are affected by this move, you will need to find an alternative solution before next summer, particularly if there is a clause in your insurance contract requiring…

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ReBuild Cost Assessment 1920 1280 James Hallam

ReBuild Cost Assessment

Don’t fall victim to underinsurance, we can help We’ve all seen the rise in building costs reported in the press, with building materials and labour at an all time high, but have you considered the effect this could have on your buildings insurance? How can you make sure you don’t suffer the consequences of underinsurance?…

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Don’t fall victim to underinsurance. We can help. 1920 1280 James Hallam

Don’t fall victim to underinsurance. We can help.

We’ve all seen the rise in building costs reported in the press, with building materials and labour at an all time high, but have you considered the effect this could have on your buildings insurance? 79% Underinsured 79% of the UK properties are underinsured. This can severly reduce the amount paid out following a property…

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Preparing your holiday home for the high season – your contents checklist 1920 1280 James Hallam

Preparing your holiday home for the high season – your contents checklist

With another busy season ahead, if you have a holiday home – in the UK or abroad – that you let out to guests, it’s a good idea to make sure you’ve taken stock of all your contents so that you can make sure nothing goes missing and that you can keep an eye on…

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Protecting your Workforce 1920 1280 James Hallam

Protecting your Workforce

It has been widely reported that staff are fleeing the hospitality industry, following the uncertainty of Covid, Brexit and long working hours. Protecting your staff will always have been a priority, but now holding on to a good loyal team is more important than ever. Everyone has the right to feel safe in their working…

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The law on fire alarms in Scottish homes has changed – home owner or landlord this is what you need to know… 1920 1280 James Hallam

The law on fire alarms in Scottish homes has changed – home owner or landlord this is what you need to know…

Every home in Scotland must have interlinked fire alarms. Interlinked means if one goes off, they all go off, so you will always hear an alarm wherever you are in your home. The new law has come about because of the Grenfell fire in London in 2017, and it applies to all Scottish homes. It…

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Independent Hotel Show 2021 1920 1280 James Hallam

Independent Hotel Show 2021

A fantastic start to the week for the James Hallam Hospitality and Leisure Team by sponsoring this year’s Independent Hotel Show in Olympia, London. The event was incredibly well attended with two days of inspiring showcases, seminars and outstanding networking opportunities. David Noble, Our Director of Hospitality and Leisure, is pictured below presenting this year’s…

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Water leak detection 1920 1280 James Hallam

Water leak detection

Understand how to avoid costly water damage to your property by way of installing a water leak detection or prevention system and those that are available on the market today. At some point you may have heard of a friend or family member who has suffered a water leak or burst pipe at their home…

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Is it safe to travel in 2021? 1920 1280 James Hallam

Is it safe to travel in 2021?

After Boris Johnson unveiled his lockdown exit plan many people will find summer holiday deals very tempting, but the risk that plans could be disrupted due to Covid-19 is ever present. The roll-out of the vaccine has seen a surge of optimism that travel will be possible again this summer. But many won’t have had…

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UK Govt. reverse Vnuk motor insurance rule 1920 1280 James Hallam

UK Govt. reverse Vnuk motor insurance rule

he James Hallam Sport team is pleased to note that the UK Govt. is to withdraw from the ‘Vnuk’ legislation passed by the EU in 2018, which has been a regular talking point and threat to the UK motorsports industry since 2014, when the law was first considered. The law, which forms part of the…

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