Latest Insights

ATOL Regulations and How To Become Registered 1000 667 James Hallam

ATOL Regulations and How To Become Registered

The ATOL scheme provides travellers with financial protection when they book a package trip that includes some airline travel. In this post we will explain what ATOL is, and how it works. We will also look at who needs a license, and outline the steps required to get registered. Finally, we will explain some of…

read more
How Does Second Home Insurance Work? 1000 667 James Hallam

How Does Second Home Insurance Work?

Your standard home insurance policy will not cover any second homes or holiday homes you own. For appropriate protection, you will need a dedicated second home insurance policy. In this post, we will outline how second home insurance works: Why you need it, what it covers, and how much it might cost. We will also…

read more
How Much D&O Insurance Do I Need? 1000 528 James Hallam

How Much D&O Insurance Do I Need?

If your business faces any legal action, Directors and Officers (D&O) insurance may help cover defence costs against your business’s decision-makers for any personal liability related to their roles, subject to terms, conditions & exclusions. But while most businesses understand the value of D&O insurance, many may wonder just how much D&O insurance they need.…

read more
Commercial Property Risk Assessments For Insurance Renewal: Step-by-Step 1000 667 James Hallam

Commercial Property Risk Assessments For Insurance Renewal: Step-by-Step

When the time comes to renew your commercial property insurance, it pays to undertake a risk assessment of your property. In this post we will explore your legal obligations to carry out a risk assessment, along with the links between risk assessments and commercial property insurance. We will then outline a step-by-step guide to carrying…

read more
How To Value Vintage Clothing For Vintage Shops 1000 667 James Hallam

How To Value Vintage Clothing For Vintage Shops

If you run a vintage clothes shop, or a general second hand shop that sells vintage clothes among other goods, then you may have wondered just how much you should be charging for your vintage items. In this post we will explore some ways you can value your vintage clothing, to help you set prices…

read more
How To Protect Your Business From Extreme Weather Events 1000 781 James Hallam

How To Protect Your Business From Extreme Weather Events

In recent years, the UK has faced heatwaves, floods, and a number of severe storms. In this post we will explore the risks that your business might face should extreme weather events become more common in the UK, before discussing how you can manage and mitigate these risks. Key Risks of Extreme Weather To Businesses…

read more
How to Secure High-Theft Items in Retail 1000 572 James Hallam

How to Secure High-Theft Items in Retail

In 2025 – 2026, police recorded 507,100 shoplifting offences in England and Wales. The annual figures suggest that shoplifting has become increasingly common every year following the 2020 – 2021 lockdowns, and there are significantly more annual recorded incidents now than there were just 10 years ago. In this post we will outline the sort…

read more
Do Shop Owners Need Cyber Cover for POS and Card Payments? 1000 668 James Hallam

Do Shop Owners Need Cyber Cover for POS and Card Payments?

Cyber insurance has become essential for all businesses, and this includes brick and mortar shops. Even if you do not sell any products online, your point of sale (POS) and card payment systems may still leave you vulnerable to attack. How Can Hackers Target POS and Card Payments? Cybercriminals know how to target your POS…

read more
How Are Extreme European Temperatures and Wildfires Changing Travel Trends? 1000 667 James Hallam

How Are Extreme European Temperatures and Wildfires Changing Travel Trends?

In summer 2026, countries across Europe faced record temperatures along with widespread wildfires. In this post, we will explore how such extreme weather events change travel trends, should they become more common. Increasing Extreme Summer Temperatures in Europe The 2026 European wildfires hit some of the most popular travel destinations in France, Spain, Greece, Italy,…

read more
Start Typing