Latest Insights

Most Common Travel Insurance Claims 1000 667 James Hallam

Most Common Travel Insurance Claims

In this post we will list some of the most common travel insurance claims. This will include claims that customers make on their travel insurance, along with claims they make against travel agents and tour operators. What Are The Most Common Travel Insurance Claims? Common travel insurance claims include: Medical expenses Travel cancellation Trip curtailment…

read more
Supporting Friends of Horsey Seals: A Collaborative Approach to Specialist ATV Insurance 1369 672 James Hallam

Supporting Friends of Horsey Seals: A Collaborative Approach to Specialist ATV Insurance

A Heartwarming Partnership in Action We’re delighted to share a heartwarming story that perfectly captures what can be achieved when collaboration, understanding and a little determination come together. Protecting Seals During Pupping Season One of our valued insurance partners, ERS, has created a fantastic video showcasing the incredible work of the volunteers at Friends of…

read more
Beach Hut Fires: Common Causes and How to Reduce the Risk 1000 648 James Hallam

Beach Hut Fires: Common Causes and How to Reduce the Risk

Reports of beach hut fires often make the news. For example, in May 2025, firefighters in Bournemouth responded to a fire affecting nine beach huts along with the surrounding cliffs. In this post we will examine some of the common causes of beach hut fires, and explore how you can reduce the risk. What Causes…

read more
Claims Made vs Occurrence Policies – What You Need To Know 1000 527 James Hallam

Claims Made vs Occurrence Policies – What You Need To Know

Insurance policies can be written on two bases: Claims made, or claims occurring. It is important to understand the terms of your policy, as this may determine whether you get a payout should you ever need to make a claim. In this post we will explain the key differences between a claims made and a…

read more
What is Stock Insurance and How To Choose The Right Level of Cover 1000 667 James Hallam

What is Stock Insurance and How To Choose The Right Level of Cover

Stock insurance is essential cover for retailers and warehouse owners. In this post, we will outline what stock insurance is, and what it covers, before exploring how you can ensure you have all the cover you need while avoiding certain common pitfalls. What is Stock Insurance? This is a dedicated insurance policy to cover your…

read more
How To Protect Hotel Businesses From Theft 1000 667 James Hallam

How To Protect Hotel Businesses From Theft

Theft can be a major problem for hotels. Any losses may seem small at first, but the costs can quickly add up. In this post we will explore the most common types of hotel theft, before discussing how you can protect your hotel business from theft. The Most Common Types of Hotel Theft Guest theft:…

read more
How To Reduce Shop Insurance Costs and Minimise Claims 1000 667 James Hallam

How To Reduce Shop Insurance Costs and Minimise Claims

In recent years, the cost of insurance has risen for all UK businesses, including retailers. In this post we will examine some of the underlying causes of the rise in shop insurance costs. We will also explain how you can help to bring down the cost of your shop insurance. Why Is Shop Insurance Going…

read more
What Insurance Do Mobile Hairdressers Need? 1000 667 James Hallam

What Insurance Do Mobile Hairdressers Need?

If you are a mobile hairdresser, then you will need all of the specialist cover that any hairdresser would need, as well as dedicated insurance to cover you for the unique risks associated with visiting customers at their homes. In this post we will list the key types of insurance for mobile hairdressers. If you…

read more
Heat Network Regulation Changes and How They Affect Developers 1000 571 James Hallam

Heat Network Regulation Changes and How They Affect Developers

Ofgem, the energy regulator for Great Britain, recently announced some changes to the way they will regulate heat networks. In this post we will take a look at what these heat network regulation changes entail, and assess how they may affect developers. What are the New Heat Network Regulation Changes? The heat network regulation changes…

read more