College of Paramedics
Members of the College receive favourable discounts and insurance cover as a benefit of membership.
The College of Paramedics provide eligible members with the following Medical Malpractice and Public Liability insurance as a membership benefit:
- £5 million limit per member
- Evidence of insurance certificates available from the College on request
- For activities within the member’s individual scope of Paramedic Practice including Samaritan Acts, Medico Legal Work and Training of Others
- Full members covered for voluntary work or any paid work where total earnings do not exceed £5,000 per annum (excluding any NHS work – see link below for wider cover)
- Student members covered for elective placements under the supervision of a qualified paramedic or registered healthcare professional
- Worldwide cover (excluding the USA and Canada)
- Students covered for Public Liability insurance in respect of observation only electives in the USA and Canada
- Includes treatment of professional sports persons and elite athletes, provided treatments do not exceed 21 days in total in any 12-month period
- No cover provided for member’s full time employment (See link below for individual cover options)
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Individual Medical Malpractice and Liability Insurance
Paramedics and EMTs sometimes work privately or independently as self-employed practitioners. Without group Medical Malpractice and Public Liability cover from an employer, you will be personally accountable for anything that might go wrong while you work independently.
Unlike the indemnity provided by Medical Defence Organisations (MDOs), this cover is portable, which means you will be able to work for one or more employers within your individual scope of practice.
We will tailor your insurance package to meet your exact needs. For instance, our premiums vary depending on your qualification, whether you are a paramedic, an advanced paramedic, a consultant paramedic, an EMT, or a first responder.
Our Paramedic Insurance is the only cover that is recommended by the College of Paramedics.
Who should apply
Paramedics who are personally accountable when working privately as an independent self-employed practitioner or limited company. Premiums vary according to qualification and the type of work undertaken.
Non Registered Healthcare Professionals this may include, but is not limited to Community First Responders, Emergency Medical Technician, Emergency Ambulance Crew and Ambulance Care Assistant. College of Paramedics membership is a requirement.
What is covered by our Medical Malpractice and Liability Insurance
The standard limit of indemnity is £5 million.
Worldwide cover.
The policy applies to a wide range of paramedic practices that fall outside of the Clinical Negligence Scheme for General Practice indemnity provisions. This includes:
- Event work
- Medico-legal reporting
- Offshore work
- Search and rescue
- Repatriation services
- Agency or other non-NHS work where indemnity cover is not provided
The policy is also suitable for a wide range of practices, where alternative indemnity is not provided, including:
- GP surgeries
- Urgent care centres
- Minor injury clinics
- Walk-in centres
