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What is Professional Negligence, and is it Covered by Indemnity Insurance? 1000 666 James Hallam

What is Professional Negligence, and is it Covered by Indemnity Insurance?

In this post, we’ll explore that professional negligence is, when it can happen and whether professional indemnity insurance can help cover you and your business against claims. What is Professional Negligence? Professional negligence essentially means that an individual has failed to carry out their responsibilities to the required professional standard. It can also mean that…

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How To Insure a Second Home 1000 667 James Hallam

How To Insure a Second Home

A standard home insurance policy may not be suitable for your second home. To get the cover you need, you may need to purchase a dedicated second home insurance policy. Why Standard Home Insurance May Not Cover Your Second Home Home insurance policies will only usually only cover occupied properties. If a home is unoccupied…

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Most Common Travel Insurance Claims 1000 667 James Hallam

Most Common Travel Insurance Claims

In this post we will list some of the most common travel insurance claims. This will include claims that customers make on their travel insurance, along with claims they make against travel agents and tour operators. What Are The Most Common Travel Insurance Claims? Common travel insurance claims include: Medical expenses Travel cancellation Trip curtailment…

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Supporting Friends of Horsey Seals: A Collaborative Approach to Specialist ATV Insurance 1369 672 James Hallam

Supporting Friends of Horsey Seals: A Collaborative Approach to Specialist ATV Insurance

A Heartwarming Partnership in Action We’re delighted to share a heartwarming story that perfectly captures what can be achieved when collaboration, understanding and a little determination come together. Protecting Seals During Pupping Season One of our valued insurance partners, ERS, has created a fantastic video showcasing the incredible work of the volunteers at Friends of…

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Beach Hut Fires: Common Causes and How to Reduce the Risk 1000 648 James Hallam

Beach Hut Fires: Common Causes and How to Reduce the Risk

Reports of beach hut fires often make the news. For example, in May 2025, firefighters in Bournemouth responded to a fire affecting nine beach huts along with the surrounding cliffs. In this post we will examine some of the common causes of beach hut fires, and explore how you can reduce the risk. What Causes…

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What is Stock Insurance and How To Choose The Right Level of Cover 1000 667 James Hallam

What is Stock Insurance and How To Choose The Right Level of Cover

Stock insurance is essential cover for retailers and warehouse owners. In this post, we will outline what stock insurance is, and what it covers, before exploring how you can ensure you have all the cover you need while avoiding certain common pitfalls. What is Stock Insurance? This is a dedicated insurance policy to cover your…

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How To Protect Hotel Businesses From Theft 1000 667 James Hallam

How To Protect Hotel Businesses From Theft

Theft can be a major problem for hotels. Any losses may seem small at first, but the costs can quickly add up. In this post we will explore the most common types of hotel theft, before discussing how you can protect your hotel business from theft. The Most Common Types of Hotel Theft Guest theft:…

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How To Reduce Shop Insurance Costs and Minimise Claims 1000 667 James Hallam

How To Reduce Shop Insurance Costs and Minimise Claims

In recent years, the cost of insurance has risen for all UK businesses, including retailers. In this post we will examine some of the underlying causes of the rise in shop insurance costs. We will also explain how you can help to bring down the cost of your shop insurance. Why Is Shop Insurance Going…

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What Insurance Do Mobile Hairdressers Need? 1000 667 James Hallam

What Insurance Do Mobile Hairdressers Need?

If you are a mobile hairdresser, then you will need all of the specialist cover that any hairdresser would need, as well as dedicated insurance to cover you for the unique risks associated with visiting customers at their homes. In this post we will list the key types of insurance for mobile hairdressers. If you…

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