Latest Insights

What is a Bareboat Charter and How is it Different to a Time Charter? 1000 563 James Hallam

What is a Bareboat Charter and How is it Different to a Time Charter?

In the shipping industry, you have a choice of charter arrangements. In this post we will outline the key features of bareboat charter arrangements, and discuss how this arrangement differs from a time charter arrangement, and a voyage charter arrangement. What is a Bareboat Charter? A bareboat charter is a type of leasing arrangement. It…

read more
Mid-Season Boat Engine Checks and Maintenance 1000 668 James Hallam

Mid-Season Boat Engine Checks and Maintenance

Ongoing checks and maintenance over the summer can keep your boat clean and efficient throughout the season, while also helping you avoid costly repairs in the long-term. In this post we will outline some essential mid-season boat engine checks and maintenance tasks that will help you enjoy a summer of smooth sailing. Mid-Season Boat Engine…

read more
Shoplifting Policies and Procedures: What To Include 1000 527 James Hallam

Shoplifting Policies and Procedures: What To Include

Most shops will likely have to deal with shoplifters. Reports indicate that shoplifters across the country may be getting increasingly “brazen”, and that shoplifting may be costing UK stores up to £2bn a year. It might not be possible to entirely eliminate shoplifting from your store. But with the right shoplifting policies and procedures, you…

read more
How to Reduce Café and Coffee Shop Business Insurance Costs 1000 527 James Hallam

How to Reduce Café and Coffee Shop Business Insurance Costs

Specialist café and coffee shop insurance can cover your establishment for the unique risks you will face when preparing and serving hot drinks and food to the public. Read our guide to how café and coffee shop insurance works, and what it covers. If you are shopping around for your first policy, or you are…

read more
What Happens If I Do Not Have Hotel Insurance? 1000 527 James Hallam

What Happens If I Do Not Have Hotel Insurance?

If you run a hotel, you have a legal requirement to get certain forms of hotel insurance. But other types of cover are optional. So, what happens if you do not have hotel insurance? In this post we will outline why comprehensive, specialist cover is something that no hotel of any size should be without.…

read more
Social Media Influencer Insurance – Do I Need It? 1000 545 James Hallam

Social Media Influencer Insurance – Do I Need It?

If you use social media as part of your work, or if you have a significant online following, then you may need social media influencer insurance. Even if you do not consider yourself to be an “influencer”, you may still need some specialist insurance to cover the work you do on social media. In this…

read more
What is Commercial Crime Insurance? 1000 563 James Hallam

What is Commercial Crime Insurance?

Commercial crime insurance will give your business cover for losses that can arise from criminal activity such as theft, forgery, or embezzlement. What Does Commercial Crime Insurance Cover? A commercial crime insurance policy may provide cover for all risks, or for named risks. In any case, your policy may provide the following core areas of…

read more
Do Farm Quad Bikes and Agricultural ATV Need Insurance? 1000 733 James Hallam

Do Farm Quad Bikes and Agricultural ATV Need Insurance?

If you use a quad bike or an ATV for agricultural purposes – that is, if you only use it on farmland and not on UK roads – then you may be exempt from paying tax on the vehicle, and you may not even need a driving licence. But what about insurance? Do you need…

read more
Do You Pay Council Tax on a Shepherd’s Hut? 1000 563 James Hallam

Do You Pay Council Tax on a Shepherd’s Hut?

The tax you pay on your shepherd’s hut will depend on where it is located, and how you use it. In this post we will discuss some situations in which you may need to pay council tax, or other kinds of tax, on your shepherd’s hut. When Do You Pay Council Tax on a Shepherd’s…

read more
Start Typing