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read moreJames Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.
James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.
Managing a Healthcare business comes with its own set of challenges which will require a bespoke solution. Our team understand that a generic policy will not cover all angles, so we design insurance programmes to give you comfort to focus on your day-to-day challenges.
You will understand your business better than anyone else, so we have access to specialist insurance packages to cover the risks your clinic faces day to day. We provide bespoke products with insurers that understand your sector. Whether you are a sole practitioner, owner of a multi-practitioner setup, or renting rooms to other therapists, we can design a policy that will be customised to align with your requirements.
Our comprehensive Office and Surgery policy includes full protection for your business assets, revenue, and non-treatment liabilities with a wide range of optional covers, allowing you to tailor a package that meets your needs.
Why do I need Office and Surgery Insurance?
As a Partner, Director, Business Owner, or Manager you will have a duty of care to your employees, suppliers and the general public to have appropriate cover in place. Office and Surgery Insurance is here to give you peace of mind by protecting your business against the unexpected. Some covers are legal requirements, and some will be contractual, we can design the product to make sure all needs are met.
If you have a turnover below £1,000,000 and work from a fixed location, you can apply online via our online portal.
If you have any questions or issues about your quotation, please contact us at Promedonline@jameshallam.co.uk or 02031 488995.
Access our client portal using your existing login details to review your policy documents.
Cyber Liabilities
As the Healthcare Industry modernises its systems and processes to make employee and patient journey easier, the risk of a cyber claim becomes greater. Due to the sensitive nature of data held in the healthcare sector this presents a significant opportunity for criminals and we can work in a proactive way to protect your business. Cyber Insurance is no longer just an insurance policy but provides risk assessments to support you with Cyber Security awareness for your business.
Just because your clinic does not use ‘online’ processes does not mean you are not at risk. If your business holds personal data, you take card payments or even have a website, you are still at risk. There is also the risk of human error and this comes in forms such as sending sensitive information to the wrong recipient, improperly disposing of records, or inadvertently clicking on phishing attacks. We can provide a product that is suited to your business set up and cyber security.
Please contact 02031 488995 or email Promedschemes@jameshallam.co.uk and one of our advisors can discuss your needs in more detail.
Management Liability Insurance
Traditionally known as Directors & Officers Insurance, Management Liability Insurance protects company directors, senior managers and officers of charities, board and committees if a negligence claim is brought against them in court or at an employment tribunal.
There a three key areas to a Management Liability policy:
Please contact 02031 488995 or promedschemes@jameshallam.co.uk and one of our advisors can discuss your needs in more detail.
Claims can arise from a wide range of circumstances, and it is important to remember that a claim does not have to be justified and factual to initiate costly legal defences:
Litigation can come from anywhere. Employees, shareholders, your company, creditors, regulators, customers, competitors, the Government, other directors and suppliers or anyone else who feels they have suffered a loss arising from the Director wrongly acting in their position, can potentially sue you.
The global pandemic, an unstable jobs market and the isolation of working from home has meant we have had to…
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read moreExecutive Director – Head of London Markets
Nigel started his career with a traditional Marine Lloyd’s Broker in the late 1970s and with a break of 5 years around 2000 when he worked in the UK Commercial Insurance Retail markets, he has spent the rest of his career dedicated to marine insurance and reinsurance clients. The 15 years prior to joining Everard in March 2021 he held positions as Managing Director and Deputy CEO of two Lloyd’s brokers. Nigel has dealt with all classes of the transportation chain and specialises in Hull & Machinery, Protection & Indemnity and water’s edge industries including Ports, Terminals, Shipbuilding and repair yards.
T: 0207 977 7841
M: 07518 913404
nigel.roberts@everardinsurance.co.uk
Marine Trades Division Manager
Justyn started in the Insurance Industry in 1998 as a general insurance broker before progressing into an account executive. Between 2003 and 2007 he broadened his insurance knowledge and took up an underwriting role. Justyn joined Everard insurance brokers in 2014 as an account executive and was appointed Marine Trades manager in 2017. He specialises in Marine Property & Plant, Marine Engineering, Marine Equipment, Marine Liabilities, Marinas & Harbours. Underwriting renewals and new business for our retail division including referrals. He manages and provides insurance solutions for wholesale brokers. Justyn has overall responsibility for the binding authority and is coverholder on behalf of a leading Marine Liability Lloyds syndicate. Justyn services marine trade clients in the UK, EU and Internationally.
T: 01732 224698
M: 07837 006962
justyn.lemar@everardinsurance.co.uk
Marine Small Craft Division Manager
Brendon has worked in the insurance industry since 2013 when he started at a national brokers servicing private clients. Brendon then went onto work for a local broker in 2016 who specialised in marine insurance, predominantly small craft. Having lived near to the Fishing Port of Newlyn his whole life, Brendon grew up with a passion of the fishing industry and so the new role seemed a perfect fit due to the amount of fishing boats insured. This broker was acquired by James Hallam, the parent company of Everard in May 2021 and combining the knowledge of the two companies was fundamental in creating a new Small Craft Division which Brendon now heads up. His team will look for quotes on any vessel including private & pleasure, fishing, any other commercial, both in the UK and Internationally.
T: 01736 805004
brendon.ladner@everardinsurance.co.uk