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Amanda Edwards

luxury car snow

Do You Need to Change to Winter Tyres in the UK?
Do You Need to Change to Winter Tyres in the UK? 800 450 James Hallam

As winter approaches, the question of whether to switch to winter tyres often comes up. In this post, we explore what they are and whether you need them. 

What are Winter Tyres?

Winter tyres are specifically designed to perform better in cold weather, snow, and icy conditions, thanks to their softer rubber compounds and deeper tread patterns. But is it necessary to switch to winter tyres in the UK?

Do I Need to Switch to Winter Tyres?

The answer depends on a few factors, including where you live, how often you drive, and the typical weather conditions in your area.

Weather Conditions in the UK

The UK has fairly mild winters compared to some European countries, but conditions can still vary significantly across regions. In areas like Scotland, Northern England, and rural locations, where winter often brings snow, frost, and icy roads, winter tyres can make a significant difference. These tyres provide better grip and handling in temperatures below 7°C, which is common in these areas during winter. They also offer improved braking distances on snowy or icy roads, making driving safer.

For drivers in southern or urban parts of the UK, where winter tends to be milder with more rain than snow, winter tyres may not be as essential. In these cases, well-maintained all-season tyres or standard tyres could suffice, especially if your car rarely faces extreme winter conditions.

Your Driving Habits

Your driving patterns are another important consideration when deciding whether to switch to winter tyres. If you frequently drive on rural, untreated roads in winter, winter tyres are highly recommended. Their design helps maintain traction on slippery roads, offering better control and reducing the risk of accidents.

For those who drive mostly in urban areas, where roads are gritted and salted regularly, winter tyres may not be necessary. However, they can still provide an extra level of safety during cold snaps or unexpected icy conditions.

Legal and Practical Considerations

In the UK, there is no legal requirement to fit winter tyres. However, if you travel to countries where winter tyres are mandatory, such as Germany or Austria, you will need them to comply with local regulations during the winter months. If you live in the UK but frequently travel to regions with harsher conditions during winter, winter tyres are a wise investment.

Can I Use Summer Tyres in Winter?

This will depend on the answers above in terms of where in the UK you live, what types of roads you drive on and whether you’re likely to leave the country at any point. An alternative is to consider all-season tyres. These tyres are designed to provide good performance throughout the year and offer a balance between summer and winter tyres. While they won’t perform as well as dedicated winter tyres in snow or ice, they can still offer improved safety over standard tyres during colder months.

Need advice on your car insurance requirements?

If you have any concerns or queries on your insurance cover please don’t hesitate to speak to us.
You can call any of the team on 0203 002 9859 or email pcl@jameshallam.co.uk

For tips on how to prepare your home for winter click here.

patek philippe

John Lennon’s Patek Philippe: The Importance of Knowing Your Jewellery’s True Value
John Lennon’s Patek Philippe: The Importance of Knowing Your Jewellery’s True Value 700 595 James Hallam

John Lennon’s Patek Philippe, an iconic timepiece worn by one of the most influential musicians in history, recently made headlines due to its remarkable value. More than just a luxury watch, it represents a piece of cultural history, deeply connected to Lennon’s life and legacy. This example highlights a key truth—jewellery and timepieces often carry value beyond what meets the eye. Understanding the true worth of your items, whether they are historical pieces or family heirlooms, is crucial for protecting and appreciating them fully.

How Much is John Lennon’s Patek Philippe Worth?

Bought for $25,000 in 1980, estimates are currently putting the watch’s value at anywhere between $10 and $40 million.

Why John Lennon’s Watch is So Valuable

Lennon’s Patek Philippe isn’t just a high-end watch—it’s a rare collector’s item, deeply intertwined with the legacy of The Beatles. Its value extends beyond its craftsmanship to include the cultural significance of its owner. When high-profile pieces like this are sold, they command incredible prices due to their provenance. This concept—where an item’s history adds to its financial value—applies not only to celebrity-owned items but also to your own jewellery.

Beyond Sentiment: The Importance of Knowing Your Jewellery’s Worth

While many people focus on the sentimental value of their jewellery, understanding its financial worth is equally important. Whether it’s a wedding ring or an inherited piece, the monetary value can often be much higher than you think, especially if the market for metals or gemstones has changed.

Take John Lennon’s watch as an example. Its value is far greater today due to its historical significance and the increasing interest from collectors. In the same way, the pieces in your own collection may have appreciated, and without regular appraisals, you could be underinsuring or undervaluing them.

How to Protect Your Jewellery Investments

Jewellery values fluctuate over time, and an item that was worth one price when first bought may now be worth much more. Many people unknowingly underinsure their valuables, often forgetting about hidden treasures in the attic, which can be a costly mistake if these items are lost, stolen, or damaged. Regular valuations ensure that you stay up to date with your jewellery’s market value, protecting your investment for the future.

How Important is Provenance in Value?

Provenance, or the story behind an item, plays a significant role in determining its worth. John Lennon’s Patek Philippe is valuable not just because of its materials but because it was worn by a music legend. Even for family heirlooms, knowing their history can enhance their market value, making them more than just sentimental keepsakes.

Whether you own a piece of cultural history or a family heirloom, knowing its true value is essential. Regular valuations help protect your investment, ensuring that you’re prepared in case of loss, and fully appreciating both the financial and emotional worth of your treasured items.

Get in touch

If you have any concerns or queries on your insurance cover please don’t hesitate to speak to us.
You can call any of the team on 0203 002 9859 or email pcl@jameshallam.co.uk

How to Avoid Underinsurance: Why Proper Cover is Essential for Your Home and Contents
How to Avoid Underinsurance: Why Proper Cover is Essential for Your Home and Contents 800 533 James Hallam

Underinsurance in home and contents insurance is a serious issue that many homeowners overlook, often without realising the risks until it’s too late.

What is Underinsurance?

Underinsurance occurs when the value of your property or possessions exceeds the cover in your insurance policy, leaving you under-protected in the event of a claim. For high-net-worth individuals with valuable homes and possessions, underinsurance can lead to significant financial losses.

Understanding how to calculate the right level of cover is crucial to ensure you’re fully protected.

Why Underinsurance is a Growing Problem

Many homeowners assume that the cover they initially purchased will suffice over time. However, the value of your home and possessions can change significantly as reported in an article by Ecclesiastical. Property values fluctuate, the cost of building materials rises, and homeowners often acquire new and valuable items without updating their policies. The result is a gap between what is covered and the actual replacement or reinstatement cost.

How to Calculate the Right Level of Home Insurance Cover

  1. Reinstatement Costs: Many homeowners are unsure on how to suitably insure their property, and some may use its market value rather than the cost to reinstate, which is a common cause of underinsurance. Reinstatement costs include factors like construction materials, labour, demolition and site clearance expenses as well as VAT, which can vary depending on location and inflation. Always ensure your policy reflects the full reinstatement cost of your home. If you are unsure, discuss this with your insurance broker and consider having your property surveyed.
  2. Contents Valuation: Accurately valuing your contents is essential. It’s easy to underestimate the value of personal items, especially when considering high-value items like jewellery, art, antiques, or bespoke furniture. Conduct an inventory of your possessions and update your policy to reflect any new purchases or acquisitions. Ensure that regular valuations are undertaken for valuable items such as jewellery and art.
  3. Specialised Items: High-net-worth individuals often own rare or unique items that may require specialised coverage. Standard insurance policies may not cover the full value of luxury watches, rare artworks, or vintage cars. In these cases, working with a specialist insurance provider to assess the true value of these items is essential.
  4. Regular Reviews: Your insurance coverage should not remain static. Regularly reviewing your policy ensures it keeps pace with changes in the value of your home, possessions, and even fluctuating market conditions.

How an Insurance Broker Can Help

Underinsurance is preventable, but it requires regular attention to the value of your property and possessions. Taking the time to accurately assess reinstatement costs, the value of your contents, and specialised items will give you peace of mind knowing that your home and everything within it is suitably protected. By working closely with James Hallam, you can ensure that your policy provides the right level of coverage, preventing any financial shortfalls in the event of a claim.

Get in Touch

If you have any concerns or queries on your insurance cover please don’t hesitate to speak to us.
You can call any of the team on 0203 002 9859 or email pcl@jameshallam.co.uk.

flooded homes

Protect your home from flood water
Protect your home from flood water 700 515 James Hallam

The UK has been hit by relentless heavy rain over the past week, causing widespread disruption and flooding concerns. Areas across England and Wales have seen record-breaking rainfall, with some regions experiencing over two months’ worth of rain in just a few days. Locations like Woburn in Bedfordshire, for example, recorded a staggering 147.4mm of rainfall, more than double their September average, leading to severe local flooding​.

The Met Office has issued multiple weather warnings, including amber alerts for heavy rain, particularly affecting the Midlands, East Anglia, and southern parts of the country. The combination of already saturated ground and further rainfall has heightened the risk of flash flooding, with significant disruptions expected to continue in the coming days. Towns and cities across the UK are bracing for the impact, and many homes and businesses are at risk​.

If you are in Scotland, stay informed on the latest flood warnings by checking updates from SEPA (Scottish Environment Protection Agency). Be prepared for flooding by knowing your flood risk, staying up to date with the current situation, and seeking advice on what actions to take when flooding is expected.

Reducing the Risk of Flooding to Your Home

With flooding a real threat, especially in areas already hit hard by the deluge, there are several steps we at James Hallam would recommend homeowners take to minimise damage to property and belongings:

  1. Move Valuables to Higher Ground: If flooding is imminent, move important items, such as electronics, documents, and sentimental belongings, upstairs or to a higher level in your home.
  2. Block Entry Points: Use towels or blankets to block gaps under doors and windows. If you have sandbags or flood boards, place them at doorways, air bricks, and other entry points.
  3. Shut Off Utilities: Turn off gas, electricity, and water at the mains if flooding is likely. This can prevent damage to systems and reduce the risk of electrical accidents.
  4. Clear Drains and Gutters: Ensure that external drains and gutters are free of debris to allow water to flow away from your property more effectively.
  5. Place Furniture on Blocks: Raise heavy furniture, like sofas or tables, onto bricks or blocks to prevent them from soaking up floodwater.
  6. Use Plastic Bags for Protection: Place important documents, clothing, and other valuables in waterproof plastic bags to keep them dry.

Protecting Your Car from Flood Damage

Cars are particularly vulnerable in heavy rain and flooding situations. Here’s how to safeguard your vehicle:

  1. Avoid Driving Through Floodwaters: It’s a common mistake to try to drive through waterlogged roads. Even just a foot of water can be enough to cause a car to float, risking both the vehicle and passengers.
  2. Move Your Car to Higher Ground: If flooding is forecast, park your car on higher ground, away from rivers or low-lying areas that could quickly flood.
  3. Seal Your Car: Ensure windows are fully closed, and doors are tightly shut if you’re forced to leave your car in a potentially flood-affected area. Water can quickly seep in and cause extensive damage to both the engine and the interior.
  4. Check Your Insurance Policy: Some car insurance policies include flood cover, but it’s always worth double-checking to ensure your car is fully protected against water damage. If your policy doesn’t cover floods, consider updating it.

What lies ahead

 The BBC is predicting more rain is on the way and authorities continue to stress caution. Keep updated with local flood alerts and avoid travelling through affected areas where possible. If you’re in a flood-prone area, stay prepared, take protective measures, and don’t hesitate to seek support when needed.

We’re here to support you

If you have been affected by the storms and flooding, you don’t have to navigate the recovery process alone. We are available to offer support during these difficult times. Whether you need to make a claim, what to check your cover or would like insurance advice, please get in touch.

You can call our London team on 0203 002 9859 or email pcl@jameshallam.co.uk.

cargo

Institute Cargo Clauses A, B and C Differences
Institute Cargo Clauses A, B and C Differences 700 469 James Hallam

There are three different types of institute cargo clauses in marine insurance: A, B, and C.

This post will explain what each clause entails, before exploring some of the key differences between them, to help you decide what sort of cover is right for you.

What Are Institute Cargo Clauses?

In a marine insurance policy, institute cargo clauses specify what is covered, and what is not covered, if a shipment is damaged or lost.

How Do Cargo Clauses Differ?

The different institute cargo clauses essentially outline just how much cover the policy provides. Clause A policies offer the most comprehensive cover, while Clause C policies are a lot more restrictive.

What Are The Different Institute Cargo Clauses?

In short:

  • Clause A – The most extensive cover. This policy will provide cover for almost all potential risks, and any exclusions will be made clear in the policy wording. Clause A policies come with the highest premiums among the three clauses.
  • Clause B – Intermediate cover for a moderate premium.
  • Clause C – Highly restricted cover for the lowest premiums among the three clauses.

Institute Cargo Clause A

This is the broadest possible cover for your shipment. A Clause A policy may also be referred to as an “all risks” policy, as it will cover your cargo, its container, and your vessel for the majority of the risks you may face at sea. Any exclusions to the cover will be clearly outlined in the policy.

As it is the most comprehensive form of marine insurance, Clause A policies will invariably cost a lot more than Clause B and Clause C policies.

Institute Cargo Clause B

A Clause B policy is a lot more restricted than a Clause A policy. Rather than covering your entire cargo for “all risks”, a Clause B policy provides “named perils” cover. That is, cover for a specific set of risks, which might include loss or damage as a result of fire, explosion, collision, water damage, and so on.

Institute Cargo Clause C

A Clause C policy provides the most limited cover, yet this results in lower premiums. Usually, while Clause A and Clause B policies might cover a broad range of risks, Clause C policies will only cover situations that occur during carriage. This might include loss or damage caused by fires, explosions, collisions, sinkings, and so on.

What Cargo Clause is Right For Me?

It all depends on the nature of the cargo you are shipping, and the shipping route you use.

If you are shipping cargo on a safe shipping route, and the cargo has a relatively low value while carrying no inherent risks (such as risk of fire, explosion, or degradation), then even the basic coverage of a Clause C policy might be sufficient.

Yet if you feel you are likely to face risks that are not covered by a Clause C policy, you will need to instead choose a Clause B or Clause A policy. Clause A will provide the highest possible level of cover, but this will come at a price. If a Clause A policy provides cover that feel surplus to your requirements, then you may be able to get by with the intermediate level of protection provided by a Clause B policy.

Get Comprehensive Maritime Insurance Cover From James Hallam

If you cannot decide what sort of marine insurance policy is right for you, then we are here to help. Everard Insurance Brokers are the specialist marine trading division of James Hallam Limited who are accredited Lloyd’s brokers. We have a dedicated team of experienced insurance professionals who are committed to protecting your business and we have a deep understanding of every aspect of the maritime industry, and the various insurance implications.

We specialise in offering tailored marine insurance cover. Talk to us about your requirements, and we will help you decide whether you need a Clause A, Clause B, or Clause C policy.

Find out more about our specialist marine insurance services.

Storm Lilian Update
Storm Lilian Update 1000 667 James Hallam

Storm Lilian is forecasted to arrive on Friday, with Northern England, Wales, and parts of Southern Scotland expected to be the hardest hit. With potentially dangerous gusts on the way, we encourage you to take a few precautions.

Take Precautions Now to Minimise Risks

We recommend checking your property for any last-minute fixes that could help reduce potential damage.

  1. Secure Outdoor Items: Bring in or tie down garden furniture, bins, and any loose items that could become projectiles in strong winds.
  2. Inspect Roof and Gutters: Check for loose or damaged roof tiles and clear gutters to prevent water buildup.
  3. Check Windows and Doors: Ensure all windows and doors are properly sealed and locked to prevent wind and water from entering.
  4. Trim Trees and Shrubs: Cut back any overhanging branches that could break and cause damage during the storm.

We are Here to Help

If you suffer damage from the storm, our team is ready to support you. You can call our London team on 0203 002 9859 or email pcl@jameshallam.co.uk

Do I Need Scheduled Airline Failure Insurance?
Do I Need Scheduled Airline Failure Insurance? 900 599 James Hallam

Scheduled airline failure insurance (SAFI) provides cover for travel agents and tour operators in the event that an airline goes out of business.

In this post we will provide an essential introduction to SAFI – how it works, what it covers, and who needs to consider it.

What is Scheduled Airline Failure Insurance?

For tour operators and travel agents, it offers financial protection if an airline fails, covering the cost of booking new flights or helping customers stranded abroad.

If your customers are yet to take their flights, it will be a struggle to get a refund from an airline that has gone into administration. Even worse would be if an airline goes out of business before they are due to fly your customers home. This could leave them stranded in a far-off airport, which is why SAFI is so important.

What Does Scheduled Airline Failure Insurance Cover?

The Tour Operator or Travel Agents Net Ascertained Financial Loss which can include:

  • The cost of booking new flights, usually up to an agreed limit.
  • Reimbursement for any flights customers were not able to take.
  • The cost of booking new return flights should an airline go into administration while customers are already abroad.
  • The cost of alternative modes of transport, if no other flights are available.

Most SAFI policies include a number of exceptions. For example, they might not provide cover if you procure flights from an airline that has already gone into administration. It will also not cover any costs associated with the airline’s failure, such as missed connections or reservations.

Who Needs Scheduled Airline Failure Insurance?

Scheduled Airline Failure Insurance is crucial for travel agents and tour operators who depend on reliable airlines to ensure smooth travel for their clients. It helps them book alternative flights and handle disruptions, protecting their reputation and their clients’ travel plans. Plus, this form of cover is highly recommended and encouraged by the Civil Aviation Authority for all ATOL holders which can be a major trust signal for potential and existing customers.

Get Comprehensive Travel Industry Insurance From James Hallam

At James Hallam, we have provided specialist insurance for tour operators and travel agents for over 20 years. We have a thorough understanding of the unique risks businesses face in the fast-moving travel industry.

We will take the time to understand your business so we can tailor the best possible travel and tour insurance programme for you and your customers.

Find out more about our specialist travel industry insurance services.

ships cargo

Different Types of Marine Insurance: A Guide
Different Types of Marine Insurance: A Guide 560 372 James Hallam

Marine insurance is designed to protect boats, their crews, and their cargo from the many risks associated with sailing. Marine insurance policies can also provide cover for any legal expenses that may arise from incidents.

In this post we will discuss some of the different types of marine insurance. For a full introduction to how marine insurance works, and what it covers, be sure to check our dedicated marine insurance hub.

Types of Marine Insurance Cover

Freight Insurance

This is specialist cover for marine trade businesses to cover any loss or damage to freight cargo in the event of accidents.

Marine trade businesses can also take out Freight Demurrage and Defence (FD&D) insurance to cover any legal costs that are not covered by other insurance policies.

Hull Insurance

This is cover for a ship’s hull, along with any pieces of equipment or furniture. Hull insurance can cover any repairs or replacements that may be necessary following accidents or incidents.

Ship owners may also choose to take out dedicated machinery insurance to cover damage to any essential machinery used on the ship. Or they can choose a combined Hull & Machinery (H&M) policy.

Liability Insurance

If a ship is involved in a collision, liability insurance covers the crew and any other individuals involved for compensation resulting from their injuries.

Marine Cargo Insurance

This covers the ship’s cargo for loss or damage. Marine cargo insurance can also cover for any losses incurred by delays either in sailing, loading, or unloading.

Most marine cargo insurance policies also cover for third parties, in the event of any loss or damage caused by heavy or otherwise dangerous cargo.

P&I Insurance

P&I stands for protection and indemnity insurance. This provides policyholders with cover for claims made by their crew and passengers for illnesses, injury, and death as a result of collisions or other incidents. In the result of a major incident at sea, P&I insurance can also cover for the salvage and removal of the shipwreck.

Types of Marine Insurance Policy

As well as different types of cover, there is also a range of different types of marine insurance policies:

  • Floating Policy – Also known as an open policy, or a blanket policy. It is designed for major exporters. Rather than taking out separate policies for each shipment, they can instead take out a floating policy to cover every shipment they make over an agreed period of time. Periodically, the policyholder will have to declare details of every shipment they made during this period.
  • Voyage Policy – A Marine Insurance policy designed to cover a single shipment or consignment.
  • Time Policy – A Marine Insurance policy that is issued for a fixed period of time, usually a year. The policy will cover all voyages undertaken during this period, with no need to take out separate policies for each voyage.
  • Valued Policy – A policy in which the value of a voyage’s cargo and consignment is specified in the policy wording. This makes it clear how much reimbursement will be due following an incident at sea.
  • Unvalued Policy – The opposite of a valued policy, in which the value of the cargo and consignment is not specified in the policy document.
  • Single Vessel Policy – A Marine Insurance policy that provides cover for a single vessel.
  • Fleet Policy – A Marine Insurance policy that provides cover for multiple ships, usually over a pre-agreed period of time.
  • Port Rick Policy – This provides cover for vessels while they are docked in ports. Usually, marine businesses will take out this policy when they expect their vessel to be anchored at port for an extended period of time. The cover usually stops the moment the ship leaves the port.

Get Comprehensive Maritime Insurance Cover From James Hallam

If you are not sure what type of Marine Insurance cover is right for you, give us a call.

Everard Insurance Brokers are the specialist marine trading division of James Hallam Limited who are accredited Lloyd’s brokers. We have a deep understanding of every aspect of the maritime industry, and the various insurance implications.

We deal with a wide range of niche insurance providers, we can arrange the cover you need, whether you’re looking to cover a single vessel or an entire marine trade supply chain.

Find out more about our specialist marine insurance services

small business

How Much Does Small Business Insurance Cost?
How Much Does Small Business Insurance Cost? 900 507 James Hallam

In this post we will discuss how much small business insurance costs in 2024. We will explore some of the factors that affect the cost of cover, along with some strategies for reducing your premiums.

Is Business Insurance Getting More Expensive?

A recent report by the Federation of Small Businesses revealed that around 60% of small businesses had seen their insurance premiums rise in the past year. What’s more, 52% of these businesses have seen a rise of 11% or more.

There are many reasons for the rising costs of small business insurance. Enforced government lockdowns during the pandemic forced many small businesses to make business interruption claims, which may have raised the cost of cover for all. Plus, the UK’s been hit by soaring inflation in recent years, which for many will have made a difficult situation even worse.

What Can Affect The Price of Small Business Insurance?

A number of things can affect the price of your small business insurance:

  • The size of your business. Generally speaking, the larger your workforce, the more you’ll pay for cover. However, insurers sometimes offer group insurance policies to cover employees who face similar risk profiles, which means that some larger businesses may be able to get a discount on their cover.
  • The industry you work in. Businesses in certain industries face different risks than others. For example, builders and architects may have to pay more for cover than, say, marketing agencies, as the risks associated with their work are much higher.
  • The people you’re covering. Different members of your team will face different risks, too. For instance, it will probably cost more to cover warehouse staff than office staff, as warehouse staff face a higher risk of injury.
  • The area you operate in. Businesses based in London and other major cities may have to pay more for cover than businesses located in less populous areas.
  • Your claims history. Unfortunately, if your business has ever made a claim on your policy, it can raise the cost of your premiums. It largely depends on the frequency of the claims, and the severity.

How Much Does Small Business Insurance Cost – Rough Estimates

The cost of cover can vary greatly from business to business. Market conditions can also affect the price of premiums. So, please treat the following as rough estimates only. For a more accurate idea of how much you should expect to pay for small business insurance, get in touch for a free quote.

All of our figures are based on the averages provided by the finance and lending research and information specialists at Business Financing.

  • Public Liability – On average, small businesses pay £118 a year for public liability cover. Yet depending on the business, the actual premiums can be as little as £50 a year, or as much as £5,000 a year.
  • Professional Indemnity – Small businesses can pay as little as £115 a year for their professional indemnity cover. However, Business Financing reports that businesses working in certain high-risk industries may need to pay up to 10x more.
  • Employer’s Liability – As we mentioned above, it will cost a different amount to cover different employees based on the work they do. For desk-based workers, you might expect to pay £60 per year for employer’s liability. Yet for any employee who does physical labour, this can rise to over £200 a year.

These are just three of the most common insurance products that small businesses might need. The more cover you get, the more you will need to pay. See the full cover available through James Hallam.

How to Reduce The Cost of Small Business Insurance

When it comes to insurance, your priority should be to get the cover you need, and not to make your premiums as low as possible. But there are a few things you can do to reduce the cost of your business cover:

  • Pay annually, rather than monthly. Some insurers offer small discounts if you pay for your cover in an annual lump sum, rather than in monthly payments.
  • Choose a different level of cover. You have a legal requirement to get some forms of cover, such as employer’s liability insurance. Beyond your regulatory obligations, the amount of cover you get is entirely up to you.
  • Pay a higher excess. Offer to pay a higher excess in the event of a claim, and you can reduce your monthly premiums.

However, there are serious risks associated with each of these money-saving strategies. Paying annually for your insurance can lead to cashflow issues. Intentionally choosing less cover can leave you vulnerable to underinsurance. Paying a higher excess could lead to trouble if you ever need to make a claim on your policy, as it will mean that your settlement could be less than you need.

Talk To James Hallam About Your Small Business Insurance Needs

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who are committed to getting you the cover you need at a price you can afford.

Talk to us, and we can help you ensure you have enough cover to protect your business, at a fair price. We will take the time to understand your risks so we can tailor a flexible SME insurance package that offers full cover at outstanding value.

Get in touch for a free quote today.

Seventeen Group acquires Gen2 Group
Seventeen Group acquires Gen2 Group 1184 540 James Hallam

Seventeen Group are pleased to announce our latest acquisition, Midlands based Gen2 Broking, led by Jon Nottingham, Paul Masters and Paul Dudley.

Gen2 controls £5M GWP and has focused on corporate clients in the Midlands region and beyond.

Seventeen Group CEO Paul Anscombe comments: “Seventeen Group has known Jon Nottingham for many years and sees Gen2 as a very natural fit. We will be building our presence in the Midlands in the years ahead using Gen2 to create a central ‘hub’. The business will be rebranding to James Hallam in due course.

Commenting on the deal Jon Nottingham adds “Building a business over the past 6 years has been uniquely challenging, but we remain committed to genuine independent broking and as such Seventeen Group is a perfect fit for us culturally, and somewhere we will enjoy being part of. Knowing Paul and the team for so many years, naturally makes this a much easier transition.”

End of Press Release

For more information contact
Jackie Knight Head of Marketing and Media
T: 07824 486319
E: jackie.knight@seventeengroup.co.uk

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