Latest Insights

When life takes an unexpected turn, the true test of your insurance is not in the policy – it is in the claims service that stands behind it. At James Hallam Private Clients, claims handling is not outsourced or left as an afterthought. Our in-house team is built into the very heart of what we…

When we think of risks to our home we may think of fire, flood, or theft. Yet one of the most overlooked threats comes from something much smaller but no less damaging: pests. From mice chewing through wiring in heritage properties to wood-boring insects weakening period timber beams, infestations can cause significant financial, health, and…

When most people think about wealth, they picture property portfolios, fine art collections, or perhaps a cellar of rare wines. Increasingly, however, another category is stepping into the spotlight: wardrobes. Clothing, shoes, and handbags are no longer just expressions of taste, they are significant financial assets. Yet, despite their rising values, many clients remain underinsured,…