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Types of Piracy at Sea & How to Mitigate Risk 1000 577 James Hallam

Types of Piracy at Sea & How to Mitigate Risk

Piracy is a significant threat for the global shipping industry. In this post we will examine some of the global piracy hotspots, before discussing some of the common types of piracy at sea. We will then explore how you can mitigate the risks of piracy for you, your vessel, your cargo, and your crew. Highest…

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What Is Latent Defects Insurance and Who Needs It? 1000 562 James Hallam

What Is Latent Defects Insurance and Who Needs It?

Latent defects insurance is essentially cover for any structural issues with a newly-built property that may take a while to become apparent. In this post we will explain what sort of latent defects could affect a property, before exploring how latent defects insurance can cover property developers and other parties for these risks. What Is…

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What is Professional Negligence, and is it Covered by Indemnity Insurance? 1000 666 James Hallam

What is Professional Negligence, and is it Covered by Indemnity Insurance?

In this post, we’ll explore that professional negligence is, when it can happen and whether professional indemnity insurance can help cover you and your business against claims. What is Professional Negligence? Professional negligence essentially means that an individual has failed to carry out their responsibilities to the required professional standard. It can also mean that…

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How To Insure a Second Home 1000 667 James Hallam

How To Insure a Second Home

A standard home insurance policy may not be suitable for your second home. To get the cover you need, you may need to purchase a dedicated second home insurance policy. Why Standard Home Insurance May Not Cover Your Second Home Home insurance policies will only usually only cover occupied properties. If a home is unoccupied…

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Most Common Travel Insurance Claims 1000 667 James Hallam

Most Common Travel Insurance Claims

In this post we will list some of the most common travel insurance claims. This will include claims that customers make on their travel insurance, along with claims they make against travel agents and tour operators. What Are The Most Common Travel Insurance Claims? Common travel insurance claims include: Medical expenses Travel cancellation Trip curtailment…

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Supporting Friends of Horsey Seals: A Collaborative Approach to Specialist ATV Insurance 1369 672 James Hallam

Supporting Friends of Horsey Seals: A Collaborative Approach to Specialist ATV Insurance

A Heartwarming Partnership in Action We’re delighted to share a heartwarming story that perfectly captures what can be achieved when collaboration, understanding and a little determination come together. Protecting Seals During Pupping Season One of our valued insurance partners, ERS, has created a fantastic video showcasing the incredible work of the volunteers at Friends of…

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Beach Hut Fires: Common Causes and How to Reduce the Risk 1000 648 James Hallam

Beach Hut Fires: Common Causes and How to Reduce the Risk

Reports of beach hut fires often make the news. For example, in May 2025, firefighters in Bournemouth responded to a fire affecting nine beach huts along with the surrounding cliffs. In this post we will examine some of the common causes of beach hut fires, and explore how you can reduce the risk. What Causes…

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Claims Made vs Occurrence Policies – What You Need To Know 1000 527 James Hallam

Claims Made vs Occurrence Policies – What You Need To Know

Insurance policies can be written on two bases: Claims made, or claims occurring. It is important to understand the terms of your policy, as this may determine whether you get a payout should you ever need to make a claim. In this post we will explain the key differences between a claims made and a…

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What is Stock Insurance and How To Choose The Right Level of Cover 1000 667 James Hallam

What is Stock Insurance and How To Choose The Right Level of Cover

Stock insurance is essential cover for retailers and warehouse owners. In this post, we will outline what stock insurance is, and what it covers, before exploring how you can ensure you have all the cover you need while avoiding certain common pitfalls. What is Stock Insurance? This is a dedicated insurance policy to cover your…

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