Latest Insights

What Are The Fundamental Principles of Marine Insurance? 800 533 James Hallam

What Are The Fundamental Principles of Marine Insurance?

In this post we will explain six fundamental principles of marine insurance. The principles of marine insurance may determine the outcome should you ever need to make a claim on your policy. What are the fundamental principles of marine insurance? Utmost Good Faith Insurable Interest Indemnity Proximate Cause Contribution Subrogation Principle of utmost good faith…

read more
Cyber Security For Travel Agents & Tour Operators – How To Protect Your Business 1280 853 James Hallam

Cyber Security For Travel Agents & Tour Operators – How To Protect Your Business

Cyber criminals are actively targeting the travel and tourism industry. According to one report, 72% of SMEs in the travel sector have fallen victim to at least one cyberattack in recent years. In this post we will outline the key cyber security threats for travel agents and tour operators, and explore some ways you can…

read more
Supplier Failure Insurance For Travel Agents & Tour Operators: What Is It and How Does It Work? 1280 854 James Hallam

Supplier Failure Insurance For Travel Agents & Tour Operators: What Is It and How Does It Work?

Supplier failure insurance is a critical form of cover for travel agents and tour operators, providing essential peace of mind for both you and your customers. In this post we will explain what supplier failure insurance for travel agents and tour operators is, what it covers, and why you need it. What is Supplier Failure…

read more
mobile catering van
What Insurance Do I Need For a Mobile Catering Van? 700 467 James Hallam

What Insurance Do I Need For a Mobile Catering Van?

All catering businesses need some form of insurance cover. But if you run a mobile catering van, a food truck, or an ice cream van, you will face certain additional risks that fixed-site cafés and restaurants will not have to worry about. In this post we will explore the insurance you will need to consider…

read more
warehouse
What is Commercial Combined Insurance? 600 400 James Hallam

What is Commercial Combined Insurance?

All businesses face a range of risks, including fire, flood, theft, business interruption, cybercrime, and more. You will need adequate insurance to cover your business should anything ever go wrong. As an alternative to getting separate policies to cover individual risks, many businesses instead choose a commercial combined insurance policy. In this post we will…

read more
Types of Marine Losses – A Quick Guide 800 533 James Hallam

Types of Marine Losses – A Quick Guide

We recently published a guide to the different types of marine insurance. We explored various different insurance products, and what they cover. In this post we will provide an overview of the different types of losses in marine insurance, to help you further understand the role marine insurance can play in protecting your business. Different…

read more
What is Constructive Total Loss in Marine Insurance? 800 533 James Hallam

What is Constructive Total Loss in Marine Insurance?

Marine insurance policies cover businesses for various different kinds of losses. In this post we will explain what constructive total loss is, and how it differs from other types of loss. What is Constructive Total Loss? In the marine industry, insurers will consider constructive total loss (CTL) following significant damage to ships or cargo. Specifically,…

read more
OCIP vs CCIP: What is The Difference and Which Should I Choose? 800 534 James Hallam

OCIP vs CCIP: What is The Difference and Which Should I Choose?

If you are a property developer, or you are managing a large construction project, you have a choice about the sort of insurance you get to cover your project. Broadly speaking, it is a choice between an owner-controlled insurance programme (OCIP) and a contractor-controlled insurance programme (CCIP). In this post we will explain the difference…

read more
New Rules For Multi-Occupancy Buildings Insurance – One Year On 800 800 James Hallam

New Rules For Multi-Occupancy Buildings Insurance – One Year On

In December 2023, the Financial Conduct Authority (FCA) set out new rules for multi-occupancy building insurance. These rules only apply to residential leaseholders. They do not affect commercial properties. In this post we will review the new rules that came into play and assess the effect these new rules have had on the market over…

read more
Start Typing