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Contractor’s insurance will cover you for the many risks associated with your work, including personal accidents and injuries, and the loss or damage of your tools or equipment. But how much is contractor’s insurance? The amount you pay for cover will depend on a number of factors, which we will outline below. What is Contractor’s…

If you have just opened a coffee shop, or you are thinking of doing so, you might be wondering about your insurance requirements. At James Hallam, we have been supporting coffee shops across the UK since 1982. We can help you get the insurance you need whether you run a single coffee shop, a chain…

If you run a pub, then you will almost certainly have experienced some form of theft at one time or other. In a December 2024 report, The Office for National Statistics claimed that there had been a 54% increase in robberies from business properties compared to previous years. In this post we will discuss the…

Manufacturing insurance can give you all the cover you need for your manufacturing business on a single policy. This means you will only have one premium to pay, and you will have a single point of contact should you ever need to make a claim. Though insurance is essential for all manufacturing businesses, you do…

It is important to understand the common fire hazards in the workplace. If you understand where and how fires are most likely to break out, you can design and implement fire safety policies and procedures to effectively manage, mitigate, or eliminate the risks. Some of the most common fire hazards in the workplace include: Electrical…

If you offer any kind of beauty therapist services, then you need specialist beauty therapist insurance to cover you, and your customers, for all of the risks associated with your services. In this post we will outline what is included in beauty therapist insurance, and why you need it. What is Beauty Therapist Insurance? Beauty…

If you own or manage a hotel, then you are no doubt familiar with just how much it can cost to get adequate hotel insurance. In this post we will outline some of the factors that can affect the cost of hotel insurance, and explore some ways you can bring down the price of your…