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Do You Need to Change to Winter Tyres in the UK? 800 450 James Hallam

Do You Need to Change to Winter Tyres in the UK?

As winter approaches, the question of whether to switch to winter tyres often comes up. In this post, we explore what they are and whether you need them.  What are Winter Tyres? Winter tyres are specifically designed to perform better in cold weather, snow, and icy conditions, thanks to their softer rubber compounds and deeper…

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patek philippe
John Lennon’s Patek Philippe: The Importance of Knowing Your Jewellery’s True Value 700 595 James Hallam

John Lennon’s Patek Philippe: The Importance of Knowing Your Jewellery’s True Value

John Lennon’s Patek Philippe, an iconic timepiece worn by one of the most influential musicians in history, recently made headlines due to its remarkable value. More than just a luxury watch, it represents a piece of cultural history, deeply connected to Lennon’s life and legacy. This example highlights a key truth—jewellery and timepieces often carry…

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How to Avoid Underinsurance: Why Proper Cover is Essential for Your Home and Contents 800 533 James Hallam

How to Avoid Underinsurance: Why Proper Cover is Essential for Your Home and Contents

Underinsurance in home and contents insurance is a serious issue that many homeowners overlook, often without realising the risks until it’s too late. What is Underinsurance? Underinsurance occurs when the value of your property or possessions exceeds the cover in your insurance policy, leaving you under-protected in the event of a claim. For high-net-worth individuals…

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flooded homes
Protect your home from flood water 700 515 James Hallam

Protect your home from flood water

The UK has been hit by relentless heavy rain over the past week, causing widespread disruption and flooding concerns. Areas across England and Wales have seen record-breaking rainfall, with some regions experiencing over two months’ worth of rain in just a few days. Locations like Woburn in Bedfordshire, for example, recorded a staggering 147.4mm of…

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What is Financial Failure Insurance for Tour Operators? 800 466 James Hallam

What is Financial Failure Insurance for Tour Operators?

This post is your essential introduction to financial failure insurance for tour operators. We will discuss what financial failure insurance is, how it works, and what it covers. We will also explore how you can ensure that you are fully covered for financial failure, and other risks. For more information about your insurance obligations as…

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What Insurance Do Property Developers Need? 800 500 James Hallam

What Insurance Do Property Developers Need?

Property developers need a diverse range of insurance products to cover the various different aspects of their projects. In this post we will explore the insurance cover you need as a property developer to ensure you are adequately covered for all risks. We will also discuss the benefits of choosing owner controlled insurance programme (OCIP)…

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How to Prevent Ticketing Fraud for Tour Operators 800 533 James Hallam

How to Prevent Ticketing Fraud for Tour Operators

Ticketing fraud is a growing threat for consumers, and for any business that includes events and experiences as part of travel and tour packages. In this post we will explore what ticketing fraud is and explain why it is a problem for tour operators. We will also discuss some best practice guidelines that will help…

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Freeholder Insurance Responsibilities and Duties 800 534 James Hallam

Freeholder Insurance Responsibilities and Duties

If you are the freeholder for a property, you may have certain duties and responsibilities when it comes to insurance. In this post we will outline the key freeholder insurance responsibilities and duties. We will also explore a recent change in the law, and outline how this might affect you as a freeholder. Key Duties…

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cargo
Institute Cargo Clauses A, B and C Differences 700 469 James Hallam

Institute Cargo Clauses A, B and C Differences

There are three different types of institute cargo clauses in marine insurance: A, B, and C. This post will explain what each clause entails, before exploring some of the key differences between them, to help you decide what sort of cover is right for you. What Are Institute Cargo Clauses? In a marine insurance policy,…

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