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A Guide to Breakers Yard Insurance and Responsibilities
A Guide to Breakers Yard Insurance and Responsibilities 800 534 James Hallam

If you work as a vehicle dismantler, or you operate a breakers yard, then you may need specialist insurance to cover you for the unique risks you face in this role.

This post is an essential introduction to breakers yard insurance. We will outline what breakers yard insurance is, and what it covers. We will also discuss your specific responsibilities as a vehicle dismantler.

What is Breakers Yard Insurance?

You will face a diverse set of risks in your work as a vehicle dismantler. Rather than taking out separate policies to cover each of these risks, you can take out specialist breakers yard insurance to cover all of these risks in a single policy.

What Does Breakers Yard Insurance Cover?

We can tailor a bespoke breakers yard insurance policy to cover the unique risks you face as a vehicle dismantler. Your breakers yard insurance will likely provide cover for:

  • Road Risks – The risks associated with transporting vehicles to and from your breakers yard.
  • Equipment and Machinery – Vehicle dismantlers make use of specialist equipment. Your policy can cover this expensive equipment for loss, damage, or theft.
  • Employer’s Liability – If you employ any staff, you have a legal requirement to get employer’s liability insurance, to cover your employees for any illness or injury they sustain at work.
  • Public Liability – As well as protecting your employees, you also need cover for any accidents or injuries that might take place when members of the public visit your breakers yard.
  • Buildings – Cover for your business premises for any damages sustained as a result of fire, flood, theft, and other scenarios.
  • Business Interruption – If you are unable to operate for a period of time, your breakers yard insurance policy can provide compensation for your downtime.

Your Responsibilities as a Vehicle Dismantler

As we mentioned above, you have a legal obligation to get certain forms of liability insurance. Yet as a vehicle dismantler, there are certain other key responsibilities to be aware of:

  • Licences – You will need an End of Life Vehicle (ELV) permit from the Environmental Agency (EA) in order for your breakers yard to be classed as an authorised treatment facility (ATF). You may also need a scrap metal dealer’s licence from your local council, and you will need to issue official certificates of destruction (CoDs) for every scrap car you process on your site.
  • Depollution – As part of your duties as an ATF, you need to depollute every ELV you process. This will involve removing the vehicle’s battery, fuel, wheels, tyres, oils, catalytic converter, and more. If you do not depollute a vehicle, you must treat it as hazardous waste and follow the appropriate rules.
  • Storage – You must follow certain rules for the safe storage of liquids, batteries, car shells, and any parts you intend to resell.
  • Recycling – The government requires ATFs to work towards a recycling and recovery target of 95%.
  • Inspections and Compliance – The EA regularly inspects ATFs. Following their inspection, you will receive a written report that will outline any breaches of your permit. The more breaches you get, the more you will pay in annual fees.

You can read a full guide to your responsibilities as a vehicle dismantler.

Specialist Breakers Yard Insurance For Vehicle Dismantlers

James Hallam is a Lloyd’s broker, and the only broker in the UK with exclusive access to a specialist ELV motor trade policy. We are the trusted advisers to both the British Vehicle Salvage Federation and the National Salvage Association, and we provide bespoke services to 50 of the top vehicle dismantlers in the UK.

We understand the unique risks you face as a vehicle dismantler, and we are uniquely placed to offer some of the most competitive vehicle dismantler insurance premiums on the market.

For more information, and a free quote, call us on 0141 212 8820, or email Scott.McLaws@JamesHallam.co.uk.

 

Riot Guidance: How To Claim Compensation In The Event Of A Riot
Riot Guidance: How To Claim Compensation In The Event Of A Riot 150 150 James Hallam

In light of the unrest and rioting taking place throughout of the UK, we are aware that some of our clients and their businesses may have been affected. We want to do all we can to ensure you are fairly compensated for any loss of earnings.

If you have been impacted by the recent disturbances, please ensure you are aware of and adhere to the requirements detailed under the Riot Compensation Act 2016 (RCA)

Please take note of the key things (but not limited to) within the act:

  • The Riot Compensation Act 2016 (RCA) gives victims of criminal damage or loss during a riot the right to compensation.
  • If your property is not adequately insured you can claim compensation under the RCA from the local police claims authority.
  • Not all instances of damage or loss that occur during a period of civil disturbance will meet the criteria for compensation under the RCA – please ensure you read and understand the criteria
  • If you hold insurance for property that is damaged or stolen in a riot, you must claim via your insurance company first.
  • Please report new claims as soon as possible to your usual James Hallam Contact or alternatively please contact our claims team direct via the following:
  • Email: claims@jameshallam.co.uk
  • Report a claim via our Website: https://jameshallam.co.uk/claims-form/

 

  • To claim through the RCA you must:
    • Report the crime to the police
    • Go to gov.uk to access the RCA Claim form
    • Ensure you have the required supporting evidence of the losses you are claiming for – refer to the RCA for more information.
  • Deadline: You have 42 days to make your RCA claim from the date the riot ends. If you make an insurance claim first, you have 42 days to make your RCA claim from the date your insurer tells you that you are not fully covered.
  • If you have any questions or queries on the above, please contact your usual James Hallam contact to discuss.

 

James Hallam Open New Cyber & Technology Hub – August 2024
James Hallam Open New Cyber & Technology Hub – August 2024 150 150 James Hallam

Seventeen Group broking subsidiary, James Hallam, has opened a new Cyber & Technology Hub at Exeter Science Park. This extends James Hallam’s branch network in the South West to four, being Plymouth, Penzance, Torbay and now Exeter. It also brings a specialist team together to focus on the fastest growing area of the economy and the area of risk where clients require huge support. The team will work with a strongly supportive insurer panel, delivering specialist risk management and insurance solutions to clients across the UK.

Steve King, Director of Cyber & Technology Risks, comments: “This is a truly exciting prospect for myself and the team. Exeter has embraced the technology sector and supports the business community in so many ways. It felt right for us to be in the heart of it at Exeter Science Park, the South West’s centre for businesses in science, technology, engineering, maths and medicine (STEMM)”.

End of Press Release

For more information contact Jackie Knight Head of Marketing and Media

Email Jackie.knight@seventeengroup.co.uk

Tel 07824 486319

Seventeen Group acquires Gen2 Group
Seventeen Group acquires Gen2 Group 1184 540 James Hallam

Seventeen Group are pleased to announce our latest acquisition, Midlands based Gen2 Broking, led by Jon Nottingham, Paul Masters and Paul Dudley.

Gen2 controls £5M GWP and has focused on corporate clients in the Midlands region and beyond.

Seventeen Group CEO Paul Anscombe comments: “Seventeen Group has known Jon Nottingham for many years and sees Gen2 as a very natural fit. We will be building our presence in the Midlands in the years ahead using Gen2 to create a central ‘hub’. The business will be rebranding to James Hallam in due course.

Commenting on the deal Jon Nottingham adds “Building a business over the past 6 years has been uniquely challenging, but we remain committed to genuine independent broking and as such Seventeen Group is a perfect fit for us culturally, and somewhere we will enjoy being part of. Knowing Paul and the team for so many years, naturally makes this a much easier transition.”

End of Press Release

For more information contact
Jackie Knight Head of Marketing and Media
T: 07824 486319
E: jackie.knight@seventeengroup.co.uk

Seventeen Group Acquires East Pennine Insurance Consultants
Seventeen Group Acquires East Pennine Insurance Consultants 1184 540 James Hallam

Seventeen Group has acquired East Pennine Insurance Consultants (EPIC) which trades as Fletcher Smith in Sheffield and North East Insurance Brokers in the North East.

The business was originally formed in 1985 and controls £6.1M GWP. There are 9 staff in total, including Directors Steve Brooke and Simon Walton.

EPIC has a strong presence in the motor trade sector and so will become a ‘centre of excellence’ within the Group for this class of business as well as developing wider opportunities for James Hallam and Seventeen Group in the North.

Seventeen Group CEO Paul Anscombe adds: “I am pleased to welcome the EPIC team. This is our first acquisition in Yorkshire and so represents a huge opportunity to build our presence going forward. We have achieved significant success in developing other regional businesses across the UK and EPIC creates additional value through its extensive motor trade knowledge and experience”

End of Press Release

For more information contact
Jackie Knight Head of Marketing and Media
T: 07824 486319
E: jackie.knight@seventeengroup.co.uk

Press Release – Seventeen Group Latest Acquisitions
Press Release – Seventeen Group Latest Acquisitions 1184 540 James Hallam

Seventeen Group are pleased to announce the completion of two acquisitions this month.

Firstly, we have acquired Wisemans Insurance Services Limited based in Ashford Surrey. This is a general broker employing 9 staff and handling total premiums of £3.5M. The vendors have been known to Seventeen for many years and both parties felt strongly that there would be a good fit. Previously Seventeen have had no presence in West London and so our plan is to retain the Ashford
office and build the branch.

Secondly, we have acquired one of our Partnership Brokers – North West Risk Solutions based in Manchester. The team are strong on real estate and construction and so much of the business will fall within James Hallam’s Real Estate & Construction Division whilst MD Peter Stevenson will be a
great ambassador for the business in his role as business developer.

Seventeen Group CEO Paul Anscombe adds “we are delighted to welcome our new colleagues into the Group. This has not only extended our regional footprint but brought some great talent into our business”.

End of Press Release

For more information contact
Jackie Knight Head of Marketing and Media
T: 07824 486319
E: jackie.knight@seventeengroup.co.uk

Important Notice – Changes to the Motor Insurance Database
Important Notice – Changes to the Motor Insurance Database 1184 540 James Hallam

The Motor Insurers’ Bureau (MIB) is transforming, moving its services to a new cloud-based platform called Navigate. Link here – Replatforming (mib.org.uk)

The first service to migrate is the Motor Insurance Database (MID), with all customer data moving to the new platform by 29 April 2024.

Important

From 22 April, the MIB will reach out to all policyholders who access the MID, sharing a link so you can set up your account on the new platform. To help prevent accessibility issues, please watch out for the email.

You will need to review and update your MID contact information immediately and those with inactive or locked MID user accounts will not receive a link.

Launch weekend

The migration takes place between Friday 26 and Sunday 28 April which means you will not be able to update records until the following Monday when you log onto the new platform.

Changes to user IDs

During the migration process, only one user ID per email address will be carried over, prioritised in alphabetical order. Users with multiple IDs will need to create new ones for additional users, each associated with a unique email address.

Support for your policyholders

To help prepare users for the transition, the MIB has created online training resources including videos and guides:

Policyholder Quick Start Guide
Policyholder User Guide

If you have any questions, please speak to your usual James Hallam contact.

Press Release – Seventeen Group acquires Jannard Quadrant Insurance Brokers Limited
Press Release – Seventeen Group acquires Jannard Quadrant Insurance Brokers Limited 1184 540 James Hallam

Seventeen Group is pleased to announce its third acquisition of the year, Watford based Jannard Quadrant.

The business was owned by Stephen Sweden and Geoff Callaway, both of whom will remain and eventually move into Seventeen Group’s existing Watford office along with the wider Jannard Quadrant team. Total GWP amounts to £3.5M, comprised mainly of commercial business and including a strong Hotel book. Jannard Quadrant have for many years been strong supporters of Seventeen Group’s MGA subsidiary, Touchstone Underwriting.

Seventeen Group CEO Paul Anscombe comments:

“This was a natural acquisition for both parties. We have known the Jannard Quadrant team for many years, we are both based in Watford and there is an excellent trading relationship with Touchstone. The focus on ‘top end’ hotels also fits incredibly well with James Hallam’s specialism in the hotel sector. I am delighted to welcome the team on board”

End of Press Release

For more information contact
Jackie Knight Head of Marketing and Media
T: 07824 486319
E: jackie.knight@seventeengroup.co.uk

Press Release – Roy Standish appointed to James Hallam Board – March 2024
Press Release – Roy Standish appointed to James Hallam Board – March 2024 1184 540 James Hallam

Seventeen Group are pleased to announce the appointment of Roy Standish to the board of broking subsidiary James Hallam with effect from March 2024. Having joined the business in 2019, Standish originally oversaw James Hallam’s Partnership Broker programme before subsequently taking responsibility for Insurer Relationships. Going forward, he will retain these responsibilities but additionally assist on broker M&A as part of James Hallam’s growth strategy.

Speaking about this appointment, Seventeen Group Chief Executive Officer Paul Anscombe adds:

“Roy has been a great friend of Seventeen Group for many years. We were delighted to invite him into the business back in 2019 and now onto the Board. Having previously worked for a major insurer, Roy is uniquely placed to work with our strategic insurer partners to ensure the best outcomes for our clients”.

Roy commented “I am absolutely delighted to be joining the James Hallam Board and look forward to working with our Distribution Partners as well as new acquisition opportunities. It’s a really exciting time as we drive our refreshed Distribution strategy and continue to grow, organically and through acquisitions. I’m really proud to be part of the James Hallam business and helping to build a long term future as a truly independent, specialised regional broker.”

End of Press Release

For more information contact Jackie Knight Head of Marketing and Media
T: 07824 486319
E: jackie.knight@seventeengroup.co.uk

Press Release – Seventeen Group completes two acquisitions – March 2024
Press Release – Seventeen Group completes two acquisitions – March 2024 1184 540 James Hallam

Seventeen Group is pleased to announce the following two acquisitions in March.

Firstly, we have acquired a book of business relating to Hendricks Insurance which is based near St Andrews in Scotland. As part of the transaction, Hendricks owner Ritchie Sherret will be joining Seventeen Group along with his team of four staff. Gross Written Premium is £2.8 million and the book comprises a mix of rural, commercial and private client business. The business will in due course rebrand to James Hallam (Seventeen Group’s broking subsidiary) and will form part of James Hallam’s Scottish regional division led by Regional Director Neil Campbell.

The Division now operates out of five offices across Scotland including two premises in Glasgow and 1 each in Dumfries, Inverness and St Andrews.

Secondly, we have acquired Keith Miller Insurance Services Ltd, a business controlling £2.5 million GWP. Keith Miller has a strong Hotel book, which compliments James Hallam’s Hospitality & Travel team and also handles a number of significant long-standing clients across a variety of sectors. Again, the business will rebrand to James Hallam in due course and the team will attach to the Group’s West Sussex office. Keith Miller will be remaining with the Group to help enable a smooth transfer and takes on an ambassadorial role for the wider business.

Seventeen Group Chief Executive Paul Anscombe comments:
“I am delighted to announce these two important acquisitions for the Group. Both are very complementary and bring on board highly experienced individuals to help achieve our growth ambitions. We have been growing in Scotland over many years and see huge opportunities in this region as an independent broker. With Keith Miller, Keith and his team bring a client service approach which fits incredibly well with us.

Seventeen Group continues to grow both organically and via acquisition. We are committed to a long-term future as an independent with several specialist areas of focus and a strong regional presence.

Our MGA Touchstone continues to develop organically and has long term relationships with major carriers in our various underwriting specialties.

Finally, as a Group, we are slowly expanding our international capabilities in order to both provide a greater geographical reach for our clients and also to support our growing international broker network.”

 

End of Press Release
For more information contact Jackie Knight Head of Marketing and Media
Tel – 07824 486319 Email Jackie.knight@seenteengroup.co.uk

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