Cover is designed to protect the business against its legal liabilities arising from the clinical services provided, including liabilities the company faces for the acts of its clinicians. It can be extended to include other risks such as Public, Products and Employers liability.

Our products acknowledge:

• Your risk management and risk controls
• The contracts you have in place
• The ability of insurers to pass the claim back to the clinician
• The accreditation process you undertake
• The controls and governance you have in place to minimise your exposure
• Along with premiums which are consequently competitive and cover that aligns to your specific needs

Every business has a bespoke need for Management Liabilities. It responds to your failure to act diligently as the Director and Officer of a corporate organisation in the fulfilment of your duties as a director/officer of the company. We can discuss your needs and design a suitable cost effective and appropriate solution for Directors and Officers Liability Insurance (D&O).  This cover will reimburse the defence costs incurred by board members, managers, and employees in defending against claims made by shareholders or third parties for alleged wrong doing.

All private or public companies that have a board of directors should also have Director and Officer Insurance. Some of the exposures that directors and officers are most vulnerable to include: regulatory actions, misrepresentation allegations, securities litigation, and breaches of fiduciary duties.

We recommend cyber solutions that are tailored to the healthcare sector. Cyber exposures are not covered under most commercial insurance policies and could leave you out of pocket.

Now with the rise in cybercrime it is essential to review your Cyber policy to ensure you are protected, as we move rapidly towards the digitalisation of healthcare processes. The cyber market has evolved, and we work in a proactive way to stay ahead of the criminals and support you and your business so you do not have to worry about the long term impact a cyber-attack could have on your clinic.

Cyber Insurance provides financial protection and peace of mind in the face of growing cyber threats, helping businesses manage the costs associated with breaches and other cybersecurity incidents.

Key Features:

• Replacing data corrupted/destroyed by network failure or first/third party intervention
• Loss/extra expenses resulting from when a network is interrupted by attack
• Covers criminal, malicious insiders, and denial of service (DOS) attacks &extortion
• Fines and penalties where insurable by law
• Disaster recovery activation costs
• Reputational damage

How can I apply?

Please contact 02031 488995 or email Promedschemes@jameshallam.co.uk and one of our advisors can discuss your needs in more detail.

As a partner, director, business owner, or manager you will have a duty of care to your employees, suppliers, and the public to have appropriate cover in place.

You will understand your clinic better than anyone else, so we work with you to offer specialist packages that cater for your unique business needs. Office and Surgery Insurance includes full protection for your business assets and revenue.

When it comes to deciding what covers and limits are required for your clinic, this can become very overwhelming. Every clinic is unique, this is why we have designed a flexible policy that will tailor to your needs and completed online so you are in full control.

Key Features

• Property damage for your business contents, stock, and computer equipment
• Protection for loss of income over a selected indemnity period
• Liability claims from third parties or employees.
• Optional covers; legal expenses, property away from the premises, personal accident
• Computer breakdown
• Access to the online platform that gives you access to quote at a time 24/7
• 0% interest direct debit offering

Litigation can come from anywhere. Employees, shareholders, your company, creditors, regulators, customers, competitors, the Government, other directors and suppliers or anyone else who feels they have suffered a loss arising from the Director wrongly acting in their position, can potentially sue you.