What Is Latent Defects Insurance and Who Needs It?
Latent defects insurance is essentially cover for any structural issues with a newly-built property that may take a while to…
read moreJames Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.
James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.
This is specialist insurance to cover the unique risks associated with tyre and exhaust fitting services. The insurance can cover your customers’ vehicles while you work on them, and while you transport them to and from your premises. It can also cover your garage premises, along with the valuable tools, machinery, and equipment you use as part of your work.
This is specialist insurance to cover the unique risks associated with tyre and exhaust fitting services. The insurance can cover your customers’ vehicles while you work on them, and while you transport them to and from your premises. It can also cover your garage premises, along with the valuable tools, machinery, and equipment you use as part of your work.
Anyone working in the motor trade who offers tyre and exhaust fitting services should consider getting specialist cover, whether this is the entirety of your business, or just one of the services you offer. This includes:
Your customers will spend a lot of money on your services, and they will place a lot of trust in you as they do so. If for whatever reason they are not satisfied with your work, they may make a claim against you, on the grounds of alleged negligence or faulty workmanship. Your insurance could cover any subsequent legal fees or compensation that may arise as a result of the claim. But without cover, you would have to pay these fees yourself.
Tyre and exhaust fitter insurance will give you essential peace of mind that you will be covered for this scenario, along with many of the other risks you will face as part of your work.
The amount you pay for your insurance cover will depend on a number of factors, including:
We know that no two businesses in the motor trade are quite the same. So we will take the time to get to know you and your business, so that we can fully understand the unique risks you face. That way, we can arrange for comprehensive tyre and exhaust fitter insurance that meets all of your needs at the best price.
After our previous insurer refused to cover a commercial property we had recently refurbished, we had to look at other options.
Following a recommendation from IMDA member, we contacted Andrew Ellis from Flectcher Smith Insurance Brokers. Andrew came and carried out a site assessment on both of our properties. We sat down and went through a detailed audit to make sure all needs and demands were accurately met.
The quote fell well within our expected renewal budget! A real positive for me is the confidence I have in the broker and insurance company knowing our business inside out.
New Client
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