Tattoo Artist and Studio Insurance

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Tattoo artist and studio insurance

Not all insurers will work with tattooists. But at James Hallam, we take pride in helping licensed tattoo artists and tattoo studios access the specialist cover they need at a competitive price.

Why Tattoo Artists Need Insurance

Getting a tattoo is a major life choice, and customers are taking a risk when they choose to use your services. They trust you to get it right, and to keep them safe before, during, and after the process.

If something goes wrong, it can result in serious injuries, and seriously costly claims for you and your business. But specialist tattoo artist insurance can cover you, your studio, and your customers for all of the unique risks associated with your work.

Beyond this, your insurance can also cover you for standard business risks. You can cover your equipment for repairs or replacements following loss, theft, or damage, and your studio for fire, flood, vandalism, and other risks.

Request Quote

What insurance do tattoo artists need?

24 hour gyms can benefits from a range of insurance cover, including:

Public and Employer’s Liability – Cover for any accidents and injuries that staff, customers, or other members of the public might sustain on your premises. This is particularly important cover for 24 hour gyms, as it can extend to periods when your gym is unsupervised.
Professional Liability Insurance – This can cover you and your gym for injury or harm caused as a result of negligence, errors or omissions – such as poor advice or instruction from trainers.
Buildings and Contents – This will cover your gym premises, as well as your equipment, along with any fixtures, fittings, and furniture, for repairs or replacements following loss, damage, or theft.
Business Interruption – Your customers chose you because you operate around the clock. If you ever need to temporarily close due to an unexpected event, you will lose income, and some of your customers may demand refunds or discounts. But business interruption insurance can cover your overheads, along with any other loss of income, until you are able to open again.

Who does tattoo studio insurance cover?

Tattoo artist insurance can cover you whether you:

Are an independent tattooist
Share studio space with other artists
Run your own tattoo studio

If you do run a tattoo studio, your insurance can extend to cover your employees, as well as any guest artists you may host at your studio.

What tattoo artist and studio insurance can cover?

Core areas of cover include:

Professional liability insurance
Public liability insurance
Employer’s liability insurance
Tattoo studio contents and equipment
Treatment risk insurance
Business interruption insurance
Buildings insurance
Legal fees cover
Cyber insurance

Liability insurance for tattoo studios

If a customer is dissatisfied with your work, or if they develop an infection or an allergic reaction having used your services, then they may make a claim against you on the grounds of negligence, or professional misconduct.

This is where liability insurance for tattoo studios and tattoo artists can prove invaluable. In the event of a negligence claim from a customer, your insurance can cover your legal fees, along with any compensation payments that may be due. This can give you and your customers full confidence that everything will be covered should anything ever go wrong with your work.

Liability insurance for tattoo studios can also cover claims involving copyright and design infringements.

Why choose James Hallam for your 24 hour gym insurance

James Hallam is an independent Lloyd’s broker with access to a hand-picked selection of A-rated insurance providers. We can help you understand the unique risks you face as a tattoo artist, and we can also tailor a bespoke insurance package to cover you for these risks at the right price.

We are here to help.
Call us on 0330 024 0755 or email enterprisenb@jameshallam.co.uk

Meet your team leaders

Tyne Hill

Senior Client Executive
M: 07591 386370

Latest Insights

War Risk Insurance: What It Covers and Why It Matters https://jameshallam.co.uk/wp-content/uploads/2025/10/Oct-marine-war-risk-shutterstock_2427213099.jpg 1000 561 James Hallam James Hallam https://jameshallam.co.uk/wp-content/uploads/2025/10/Oct-marine-war-risk-shutterstock_2427213099.jpg October 27, 2025 October 27, 2025

War Risk Insurance: What It Covers and Why It Matters

If you ship goods internationally, then you should consider war risk cover as part of your marine insurance package. In…

Essential Marina Flooding Preparation and Protection

We recently published a guide to marina and boat yard safety essentials. In this post we will focus on flood…

Crane Inspection Checklist – Safety and Operational Checks

Daily safety and operational checks are an essential part of meeting your HSE requirements for managing and operating cranes in…

Tattoo Artist and Studio Insurance

Trust leads to more trust

Trust leads to more trust