Recruitment Agency Insurance

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Recruitment Agency Insurance

James Hallam is an independent Lloyd’s broker with extensive experience in helping recruitment agencies get the specialist cover they need at the best price. We have a dedicated team of insurance professionals who understand the unique risks you face, and who are committed to protecting your recruitment business.


What does recruitment insurance cover?

Recruitment insurance protects you and your business from the risks associated with sourcing, fielding, and placing temporary or permanent workers for other businesses. If the temps or employees you place do not work out, recruitment insurance can cover your legal fees, along with any compensation your clients may be due for claims of negligence, malpractice, or other errors.

A recruitment insurance package can also cover you for additional business risk, such as:

  • Public and employer’s liability insurance
  • Business interruption insurance
  • Buildings and contents insurance
  • Directors and officers cover
  • Cyber insurance – for data breaches, cyberattacks and recovery support.

Your recruitment insurance can also include cyber cover. As a recruitment agency or consultancy, you likely store a lot of sensitive information on your system. Your insurance can cover you for the costs associated with data breaches and cyberattacks, and give you all the support you need to recover.

Who needs recruitment insurance?

No matter how big your business, and no matter what sector you operate in, any business that provides recruitment services could benefit from specialist recruitment insurance. This might include:

  • Temping agencies, as well as agencies that place permanent staff
  • Agencies that supply workers to specific industries, including fleet drivers, carers, domestic nurses, secretaries, caterers, and so on
  • Recruitment consultants
  • Agencies that retain contractual liability for any staff they place throughout the placement
  • International recruitment agencies

What is vicarious and non-vicarious cover?

In recruitment insurance:

Non-vicarious insurance only covers your negligence as a recruitment agency or consultant.

Vicarious insurance covers your negligence as a recruitment agency or consultant, as well as the negligence of the staff you place.

If you retain contractual liability for any staff you place, whether they are temps or permanent placements, then you may be liable for any negligence or other forms of malpractice that occurs once the employee is in place.

Depending on the contracts you have with your clients, you may need vicarious cover as part of your recruitment insurance. This type of cover does not always come as standard. Our dedicated team will work with you to help understand the cover you need.

Why choose James Hallam for mechanics insurance?

James Hallam is an independent Lloyd’s broker with a dedicated team of insurance professionals who are committed to protecting your recruitment business. We will take the time to get to know you, your sector, and the contracts you work with, so that we can help you get a comprehensive insurance package with no gaps in your cover.

We are here to help you.
Call us on 0330 024 0755 or email enterprisenb@jameshallam.co.uk

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