Most Common Small Business Insurance Claims Expected in 2026
Every year, small businesses must contend with a wealth of new and emerging threats, while also safeguarding their operations against…
read moreJames Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.
James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.
James Hallam is an independent Lloyd’s broker with extensive experience in helping recruitment agencies get the specialist cover they need at the best price. We have a dedicated team of insurance professionals who understand the unique risks you face, and who are committed to protecting your recruitment business.
What does recruitment insurance cover?
Recruitment insurance protects you and your business from the risks associated with sourcing, fielding, and placing temporary or permanent workers for other businesses. If the temps or employees you place do not work out, recruitment insurance can cover your legal fees, along with any compensation your clients may be due for claims of negligence, malpractice, or other errors.
A recruitment insurance package can also cover you for additional business risk, such as:
Your recruitment insurance can also include cyber cover. As a recruitment agency or consultancy, you likely store a lot of sensitive information on your system. Your insurance can cover you for the costs associated with data breaches and cyberattacks, and give you all the support you need to recover.
No matter how big your business, and no matter what sector you operate in, any business that provides recruitment services could benefit from specialist recruitment insurance. This might include:
In recruitment insurance:
Non-vicarious insurance only covers your negligence as a recruitment agency or consultant.
Vicarious insurance covers your negligence as a recruitment agency or consultant, as well as the negligence of the staff you place.
If you retain contractual liability for any staff you place, whether they are temps or permanent placements, then you may be liable for any negligence or other forms of malpractice that occurs once the employee is in place.
Depending on the contracts you have with your clients, you may need vicarious cover as part of your recruitment insurance. This type of cover does not always come as standard. Our dedicated team will work with you to help understand the cover you need.
James Hallam is an independent Lloyd’s broker with a dedicated team of insurance professionals who are committed to protecting your recruitment business. We will take the time to get to know you, your sector, and the contracts you work with, so that we can help you get a comprehensive insurance package with no gaps in your cover.
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