You work with expensive equipment, and it is likely that a lot of your work takes place in busy and unpredictable public places. This will expose you to a number of risks:

• Damage, loss, or theft of your equipment, either in transit, in storage, or on the job.
• Someone could trip over a wire, resulting in injuries or damage to property.
• Depending on the type of photography work you do, you may be vulnerable to claims concerning breach of privacy, intellectual property theft, or even creative disagreements. This could result in hefty legal fees, along with significant compensation payments.

Photographer insurance can cover you for all of these risks, and more.

We work with a range of photographers and videographers including:

• Wedding photographers
• Event photographers
• Family or school portrait photographers
• Fashion photographers
• Journalists
• Independent freelance videographers

Public liability insurance is a particularly important form of cover for photographers. This will cover you for any accidents or injuries that clients and other members of the public may experience as a result of your work.

If you work at weddings or other events, it is easy to imagine a guest or attendee accidentally tripping over a wire. But accidents can happen even if you work exclusively in a controlled studio environment.

In the event of such accidents, public liability insurance can cover any legal fees or compensation that may be due, as well as any damage to property.