Illness Outbreak: In the event of a specified illness outbreak among your guests or staff, our insurance policies offer coverage for related expenses, including medical costs, quarantine measures, and loss of revenue due to decreased bookings or cancellations.
Loss of Public Utilities: Disruptions to essential services such as water, electricity, or gas can impact your ability to operate your hotel smoothly. Our insurance includes coverage for loss of public utilities, providing financial support for expenses incurred during temporary service outages.
Employee Lottery Win: Unexpected windfalls, such as an employee winning the lottery, can present unique challenges for your business. Insurance policies can offer coverage for employee lottery wins, ensuring that you’re financially prepared to handle any related expenses or disruptions to your operations.
Employee Dishonesty Cover: Unfortunately, employee dishonesty or theft can occur in any business. Our insurance provides coverage for losses resulting from employee dishonesty, offering financial protection against theft, fraud, or embezzlement by your staff.
Additional Increased Cost of Working: In the event of a covered loss or disruption to your operations, our insurance policies offer coverage for additional increased costs of working, including expenses incurred to minimise the impact on your business and maintain continuity of operations.
Alternative Accommodation: If your hotel becomes uninhabitable due to a covered event, such as a fire or natural disaster, our insurance policies offer coverage for alternative accommodation expenses for displaced guests, ensuring that they are accommodated elsewhere while repairs are underway.
