• 24-hour gyms
• Luxury health clubs
• CrossFit boxes
• Reformer Pilates studios
• Powerlifting gyms
• Weightlifting gyms

• Small group PT facilities
• Local sports clubs
• Yoga/Pilates studios
• HYROX training facilities
• Spin studios

Our specialist insurance solutions are designed to meet the needs of modern fitness businesses, from boutique studios to large national chains. We offer:

• Public Liability – Protecting your gym or club from claims by members and visitors.
• Employers’ Liability – Keeping your team covered, from personal trainers to administrative staff, ensuring legal protection against work-related illnesses and injuries.
• Professional Indemnity – Covering you as an individual against claims relating to expert advice and instruction provided.
• Premises & Assets – Protection against property damage and loss of contents, equipment, stock, and money.
• Business Interruption – Covering loss of revenue or profits, as well as additional costs and expenses.
• Property Insurance – Safeguarding your building, luxury interiors, spa facilities, and fixtures.
• Gym & Wellness Equipment Cover – Protecting your investment in fitness machines, specialist apparatus, and wellness amenities.
• Cyber Insurance – Defending against cyber threats, data breaches, and financial loss from online risks.
• Directors & Officers Insurance – Covering personal liability for key decision-makers within your gym business.
• Personal Accident Cover – Providing financial support for employees or members injured in your gym.
• Legal Expenses Cover – Supporting you with legal costs for disputes, regulatory issues, or contract disagreements.

There are a number of key challenges facing gyms, fitness studios and health clubs which our insurance can help to protect your business from, including:

• Member & Staff Safety – Accidents happen, and ensuring you have the right liability cover is essential to protect your business from injury claims.
• Equipment Protection – Gym and wellness equipment is a significant investment, and breakdowns or damage can disrupt operations.
• Legal & Compliance Risks – The fitness industry is subject to changing regulations, and legal disputes can arise from contracts, employment issues, or member claims.
• Business Interruption – Unexpected closures due to damage, flooding, or other unforeseen events can impact revenue.
• Cyber Threats & Data Security – With the rise of online bookings and member management systems, protecting sensitive data from cybercrime is more important than ever.