Gym, Fitness and Health Club Insurance

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.


Gym, Fitness and Health Club Insurance

Specialist Gym Insurance Built Around You

At James Hallam, we do not just provide insurance, we provide peace of mind. We understand the challenges gym owners face, from managing member safety to dealing with claims and unexpected business interruptions.

Our tailored protection is designed specifically for gyms, health clubs, and fitness facilities. Whether you operate a 24-hour gym, a high-intensity CrossFit box, a reformer Pilates studio, or a luxury health club, we ensure your business is fully protected.

Request Quote


Types of gyms, fitness and health clubs we insure

  • 24-hour gyms
  • Luxury health clubs
  • CrossFit boxes
  • Reformer Pilates studios
  • Powerlifting gyms
  • Weightlifting gyms
  • Small group PT facilities
  • Local sports clubs
  • Yoga/Pilates studios
  • HYROX training facilities
  • Spin studios


Comprehensive cover for gyms, fitness studios & health clubs

Our specialist insurance solutions are designed to meet the needs of modern fitness businesses, from boutique studios to large national chains. We offer:

  • Public Liability – Protecting your gym or club from claims by members and visitors.
  • Employers’ Liability – Keeping your team covered, from personal trainers to administrative staff, ensuring legal protection against work-related illnesses and injuries.
  • Professional Indemnity – Covering you as an individual against claims relating to expert advice and instruction provided.
  • Premises & Assets – Protection against property damage and loss of contents, equipment, stock, and money.
  • Business Interruption – Covering loss of revenue or profits, as well as additional costs and expenses.
  • Property Insurance – Safeguarding your building, luxury interiors, spa facilities, and fixtures.
  • Gym & Wellness Equipment Cover – Protecting your investment in fitness machines, specialist apparatus, and wellness amenities.
  • Cyber Insurance – Defending against cyber threats, data breaches, and financial loss from online risks.
  • Directors & Officers Insurance – Covering personal liability for key decision-makers within your gym business.
  • Personal Accident Cover – Providing financial support for employees or members injured in your gym.
  • Legal Expenses Cover – Supporting you with legal costs for disputes, regulatory issues, or contract disagreements.


The importance of appropriate insurance in the fitness sector

There are a number of key challenges facing gyms, fitness studios and health clubs which our insurance can help to protect your business from, including:

  • Member & Staff Safety – Accidents happen, and ensuring you have the right liability cover is essential to protect your business from injury claims.
  • Equipment Protection – Gym and wellness equipment is a significant investment, and breakdowns or damage can disrupt operations.
  • Legal & Compliance Risks – The fitness industry is subject to changing regulations, and legal disputes can arise from contracts, employment issues, or member claims.
  • Business Interruption – Unexpected closures due to damage, flooding, or other unforeseen events can impact revenue.
  • Cyber Threats & Data Security – With the rise of online bookings and member management systems, protecting sensitive data from cybercrime is more important than ever.
We are here to help.
Call us on 0330 024 0755 or email enterprisenb@jameshallam.co.uk

Why choose James Hallam

  • Industry Specialists – We do not do generic policies. Our gym and health club team knows the fitness industry inside-out, ensuring you get cover that truly fits your needs.
  • Tailored Protection – Every gym is different, so we craft policies designed to meet your specific requirements. No unnecessary extras, just the right level of cover.
  • In-House Claims Team – When the unexpected happens, our dedicated in-house claims team works directly with you, ensuring quick and hassle-free resolutions.
  • Passionate About Fitness – It is our people that make the difference. We are as passionate about the fitness industry as you are, giving us first-hand knowledge of the challenges you face.

Your gym is not just a business. It is a community, a lifestyle, and a passion. Let us help you protect what you have built.

Meet your team leaders

Tyne Hill

Senior Client Executive
M: 07591 386370

Other business solutions

Corporate

SME

Real Estate & Construction

Event sector

Healthcare & Protection

Hospitality & Travel

Local council

Marine

Public sector

Professional risks

ProMed

Risk management

International business

Vehicle dismantlers

Latest Insights

Claims Made vs Occurrence Policies – What You Need To Know 1000 527 James Hallam

Claims Made vs Occurrence Policies – What You Need To Know

Insurance policies can be written on two bases: Claims made, or claims occurring. It is important to understand the terms…

read more
What is Stock Insurance and How To Choose The Right Level of Cover 1000 667 James Hallam

What is Stock Insurance and How To Choose The Right Level of Cover

Stock insurance is essential cover for retailers and warehouse owners. In this post, we will outline what stock insurance is,…

read more
How To Protect Hotel Businesses From Theft 1000 667 James Hallam

How To Protect Hotel Businesses From Theft

Theft can be a major problem for hotels. Any losses may seem small at first, but the costs can quickly…

read more

Tyne Hill

Senior Client Executive

Tyne has 9 years experience and is passionate about delivering tailored insurance solutions.

Fuelled by a love for technology and innovation, Tyne ensures that businesses receive comprehensive coverage essential for sustained growth and protection, helping them navigate uncertainties with confidence.

M: 07591 386370

Start Typing