Driving Instructor Insurance

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Driving Instructor Insurance

James Hallam is an independent Lloyd’s broker with an expert team of experienced insurance professionals. With our specialist driving instructor insurance services, you can get the dedicated cover you need to teach the next generation of drivers.


What is driving instructor insurance?

This is specialist insurance for driving instructors, to cover the unique risks associated with teaching inexperienced drivers in a car with dual controls. We can provide tailored insurance solutions for both approved driving instructors (ADIs) and potential driving instructors (PDIs). We can also help you if you work for a driving school, or if you provide training as part of a commercial fleet.

Why driving instructors need insurance?

It is illegal to drive without car insurance but teaching someone to drive creates a couple of insurance complications.

  • You will be allowing an inexperienced driver to operate your vehicle, and that driver is very unlikely to have their own insurance.
  • Your car will have dual controls, which may make potential repairs more difficult.

Specialist driving instructor insurance will cover you, your vehicle, your student, and other motorists for any accidents or other incidents that might occur.

What does driving instructor insurance cover?

Core areas of cover include:

  • Public liability insurance
  • Professional indemnity insurance
  • Any driver cover (so that both pupils and examiners can drive your car)
  • Personal accident insurance

We can also cover you for a replacement dual control vehicle, so that you can continue to work even if your main vehicle is out of action.

Depending on your needs, we can arrange for off road driving insurance, commercial vehicle training insurance, and driving school fleet insurance.

Public liability insurance for driving instructors?

Public liability insurance is essential for driving instructors, as it will cover your pupils, along with any other drivers or members of the public, for any accidents or injuries that may occur during your lessons.

In the event of an accident, any injured parties may make a claim against you. In this case, your public liability insurance will cover your legal fees, along with any compensation payments that may be due.

Why choose James Hallam?

We have been helping driving instructors and other professionals get the specialist insurance they need since 1982. We are an independent Lloyd’s broker with a team of experienced professionals you can depend on for dedicated insurance services at a competitive price.

We are here to help you.
Call us on 0330 024 0755  or email enterprisenb@jameshallam.co.uk

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