Contractors’ All Risk Insurance

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.


Contractors’ All Risk Insurance

Contractors’ all risk insurance can cover ongoing construction or development projects, the equipment being used for the project, and the people involved in carrying out the project. We can help ensure you access to specialist contract works insurance for your project at a competitive price, and with no gaps in your cover.

What is Contractors’ All Risk Insurance?

Contractors’ all risk insurance might also be referred to as contract works insurance, construction insurance, or site insurance. This is a specialist insurance product for contractors that provides tailored cover for the specific risks associated with construction projects.

Who Needs Contractors’ All Risk Insurance?

Contractors’ all risk insurance is suitable for contractors, subcontractors, developers, and other tradesmen involved in the construction, renovation, or destruction of buildings.

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What does Contractors’ All Risk insurance cover?

Contractors’ all risk insurance covers contract works carried out by contractors and subcontractors. This can include cover for:

  • Contract works insurance, to cover work-in-progress on construction sites. This can include cover for piling, demolition, and excavation projects.
  • Plant and equipment insurance, including plant, tools, and equipment you hire specifically for a job.
  • Completed yet unoccupied properties awaiting sale.
  • Plans and architectural drawings.
  • Business interruption insurance, should adverse weather or other setbacks delay the construction project.
  • Temporary buildings insurance.
  • Public liability insurance.
  • Employer’s liability insurance.
  • Personal injury cover.

What other policies do I need?

Contractors’ all risk insurance can cover a construction project for a multitude of risks. However, you must not assume that a contractors’ all risk insurance policy will truly cover you for all risks, no matter what the name of the product implies.

Depending on the policy wording, you may need to invest in other policies to ensure that you have no gaps in your cover. In addition to your contractors’ all risk insurance policy, you may also need public liability insurance, professional liability insurance, employer’s liability insurance, and more.

Certain types of construction work may not be covered by your policy, including hot works and welding. You may need additional specialist cover depending on the specific nature of your construction project.

Why choose James Hallam?

James Hallam is an independent Lloyd’s broker with a specialist team of experienced insurance professionals who are committed to protecting construction business. We will take the time to understand your construction project so that we can advise on the specific risks you are facing, while tailoring a bespoke contract works insurance package that meets all of your requirements at the best price.

We are here to help.
Call us on 0330 024 0755 or email enterprisenb@jameshallam.co.uk

Meet your team leaders

Rob Marshall

Head of SME
M: 07934 144096
Email Rob

Martin Fagan

South East Team Manager
T: 01245 204561
M: 07817 320754
Email Martin

Louise Kennon

Scotland Team Manager
T: 01387 272610
M: 07759 835174
Email Louise

Marie Speirs

South West Team Manager
T: 01752 675481
M: 07742 880770
Email Marie

Testimonials

James Hallam (Previously AIM Risk Services) has been our recommended broker for a range of tailored products for BASC members since 2013. Our members want to deal with people who speak their language, understand their insurance needs and provide a friendly personal service – which is what James Hallam provides. The feedback that we get back from members is really positive. James Hallam has been a great choice of partner for us – I wouldn’t hesitate to recommend them.”

David Ilsley
Head of Marketing and Membership Services
BASC

We have worked with James Hallam for almost twenty years and their partnership with us helps us to work as efficiently as possible. As a property business with a broad portfolio, we have quite complex insurance requirements. I always find the team reliable, quick to respond and easy to deal with. Under their careful watch we are always assured of being up-to-date and fully insured.

Angela Worsell
Office Manager, Itaris Properties Ltd.

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Martin Fagan

South East Team Manager

Martin Fagan manages the South East SME team. His insurance career started in 1996, where he was originally a lead generator. The company successfully grew and was set up as an SME Brokerage in 2000. Since then, he has managed & developed the SME team offering which is specialist and customer focused. In 2007 the company was acquired by James Hallam and it continues to go from strength to strength as a specialist SME division.

Originally from London, Martin enjoys travel and is particularly fond of California. He considers himself to be a bit of a foodie and loves to cook. He is more than a bit of a self-confessed geek and a huge Doctor Who fan.

T: 01245 204561
M: 07817 320754
martin.fagan@jameshallam.co.uk

Rob Marshall

Head of SME

Rob joined James Hallam in January 2024 having held various specialised broker roles in the SME space over the last 8 years, including developing digital products and solutions, as well as managing teams with a focus on exceptional service and putting clients at the heart of everything. For the ten years prior to this, he developed a wealth of client-facing and insurance technical experience in a variety of roles which helps informs his strategies of development customer-centric solutions. Rob has attained the distinguished Chartered Fellowship accreditation from the Chartered Insurance Institute and has a passion for employee development and progression.

M: 07934 144096
Robert.marshall@jameshallam.co.uk

Louise Kennon

Scotland Team Manager

Louise’s insurance career began in 1999, working initially as a Trainee in Private Clients within a community based Brokerage. She duly became a Commercial Account Executive in 2010. The Brokerage was acquired by James Hallam in 2017. Following further local acquisitions, a major restructure of the operations in Scotland was undertaken leading to a dedicated SME Department being formed in Dumfries.

Louise has always lived and worked in Dumfries. Much of her spare time is taken up by her two children but when she does get time to herself she likes to eat out as much as possible, anything to save her doing the cooking and washing up.

T: 01387 272610
M: 07759 835174
louise.kennon@jameshallam.co.uk

Marie Speirs

South West Team Manager

Marie’s insurance career began in 1986, working initially as a Trainee in a national broker. She spent many years being an Office Manager and Sales Associate for a rural insurer and then decided she wanted a more varied career and moved to WPS Insurance Brokers as Commercial Account Handler in 2017.  The broker was acquired by James Hallam in 2020.  Following the acquisition, Marie took on the role of team manager of the newly formed SME team in the Southwest, now managing teams in Plymouth, Penzance and Torquay.

Marie has always lived and worked in Plymouth loving being close to the sea and also the countryside.  In any spare time she gets she enjoys travelling and visiting new places.

T: 01752 675481
M: 07742 880770
Marie.Speirs@jameshallam.co.uk

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