Commercial Combined Insurance

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Commercial Combined Insurance

What is Commercial Combined Insurance

Commercial Combined Insurance provides multiple forms of business insurance in one policy. For many businesses, this is the most straightforward and cost-effective way to get all the cover you need in a single tailored product.

Who is Commercial Combined Insurance for

Commercial Combined Insurance is for businesses from a range of sectors who face a similar risk profile. This could include:

  • Retail
  • Logistics
  • Offices
  • Tourism and leisure
  • Manufacturing

What does Commercial Combined Cover include

Your Commercial Combined Cover could include:

  • Public Liability insurance
  • Employer’s Liability insurance
  • Business Interruption insurance
  • Personal Accident insurance
  • Buildings Cover

If you need a more specialist form of cover, we can tailor your Commercial Combined Insurance policy to include it.

Why choose a Commercial Combined Cover policy

  • Comprehensive cover – Get cover for all the risks you might face as a business, including fire, flood, theft, break-ins, product recalls, or legal expenses.
  • Total convenience – No need to shop around for multiple policies. Get all the cover your business needs in one transaction.
  • Streamlined simplicity – You will only ever have to pay one premium, and you will only ever have to make a single call if you ever want to make a claim for anything.
  • Cost savings – It often works out cheaper to purchase a combined policy than it does to purchase multiple separate policies.

Why choose James Hallam

James Hallam is an independent Lloyd’s broker, and our dedicated team of experienced insurance professionals are committed to protecting your business at a fair price.

Get in touch today to get a tailored quote within minutes.

We are here to help.
Call us on 0330 024 0755 or email


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Martin Fagan

South East Team Manager

Martin Fagan manages the South East SME team. His insurance career started in 1996, where he was originally a lead generator. The company successfully grew and was set up as an SME Brokerage in 2000. Since then, he has managed & developed the SME team offering which is specialist and customer focused. In 2007 the company was acquired by James Hallam and it continues to go from strength to strength as a specialist SME division.

Originally from London, Martin enjoys travel and is particularly fond of California. He considers himself to be a bit of a foodie and loves to cook. He is more than a bit of a self-confessed geek and a huge Doctor Who fan.

T: 01245 204561
M: 07817 320754

Louise Kennon

Scotland Team Manager

Louise’s insurance career began in 1999, working initially as a Trainee in Private Clients within a community based Brokerage. She duly became a Commercial Account Executive in 2010. The Brokerage was acquired by James Hallam in 2017. Following further local acquisitions, a major restructure of the operations in Scotland was undertaken leading to a dedicated SME Department being formed in Dumfries.

Louise has always lived and worked in Dumfries. Much of her spare time is taken up by her two children but when she does get time to herself she likes to eat out as much as possible, anything to save her doing the cooking and washing up.

T: 01387 272610
M: 07759 835174

Marie Speirs

South West Team Manager

Marie’s insurance career began in 1986, working initially as a Trainee in a national broker. She spent many years being an Office Manager and Sales Associate for a rural insurer and then decided she wanted a more varied career and moved to WPS Insurance Brokers as Commercial Account Handler in 2017.  The broker was acquired by James Hallam in 2020.  Following the acquisition, Marie took on the role of team manager of the newly formed SME team in the Southwest, now managing teams in Plymouth, Penzance and Torquay.

Marie has always lived and worked in Plymouth loving being close to the sea and also the countryside.  In any spare time she gets she enjoys travelling and visiting new places.

T: 01752 675481
M: 07742 880770

Sarah Beard

Ipswich Team Manager

Sarah started her insurance career in 2012 working at Legal and General as an underwriter and customer service agent. Prior to this she had spent her working life in the catering industry but after being made redundant Sarah fancied a change!

In 2015 Sarah moved into the Hospitality team at Ryans Insurance Brokers, providing insurance for an established book of Bed and Breakfasts, Holiday lets, Takeaways and small hotels and pubs. She took over the role of manager of that team in 2016 and in November 2021, Sarah moved over to take the role as Manager of the Ipswich SME Team, where she works alongside a fantastic group of people.

Sarah has lived and worked in Ipswich all her life. She married a Welshman so they enjoy visiting North Wales as often as possible!

T: 01473 343313
M: 07845 656784

Rob Marshall

Head of SME

Rob joined James Hallam in January 2024 having held various specialised broker roles in the SME space over the last 8 years, including developing digital products and solutions, as well as managing teams with a focus on exceptional service and putting clients at the heart of everything. For the ten years prior to this, he developed a wealth of client-facing and insurance technical experience in a variety of roles which helps informs his strategies of development customer-centric solutions. Rob has attained the distinguished Chartered Fellowship accreditation from the Chartered Insurance Institute and has a passion for employee development and progression.

M: 07934 144096