Car dealership insurance covers some of the common risks faced by car dealers. Core areas of cover include:

• Road Risk – This will cover you to drive vehicles you do not own as part of your work, including customers’ vehicles, and any vehicles you are buying or selling.
• Contents and Stock – This will cover your stock of new or used cars, along with any equipment or machinery you use as part of your business, against loss, damage, or theft.
• Public Liability Cover – If any customers or other members of the public experience loss or damage on or around your business premises, this will cover any legal fees and compensation payments that may arise.
• Employer’s Liability Cover – If you employ any staff, then you have a legal obligation to get employer’s liability cover. It will cover any claims made by your staff related to on-the-job accident or injury.
• Buildings Cover – This will cover your business premises against damages from fire, flood, theft, vandalism, and other events.
• Cyber Insurance – Cybercrime is a major risk for all businesses. Specialist cyber insurance can cover the expenses associated with responding to, and recovering from, a cyberattack.