Drone & Commercial Drone Insurance

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Private Drone and Commercial Drone Insurance

Drone insurance, sometimes called drone liability insurance, is a type of cover that is designed to protect drone operators from financial loss due to accidents, damages, or legal liabilities that can occur during drone operations. This insurance typically includes third-party liability cover, physical damage protection for the drone itself, and safeguards against theft or malfunction.

Who needs drone insurance?

Whether for recreational use or commercial applications like aerial photography or surveying, drone insurance is essential for operators to protect their investment and comply with increasing regulations in the industry.

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Why choose James Hallam

We are proud to be partnering with Moonrock Insurance, providing comprehensive insurance solutions to our commercial customers who use drones as part of their business activity.

Choosing James Hallam for your drone insurance means partnering with an independent Lloyd’s broker dedicated to understanding your unique needs. By working with us, you gain access to customised solutions and competitive rates tailored to your specific requirements.

What drone insurance covers

  • Ancillary equipment including gimbals, tablets, and chargers, batteries etc included, as standard
  • Cover can extend to include survey and photographic equipment whilst attached to the drone
  • Drone cover whilst in flight or not
  • Alternative hire costs should a drone need repair
  • Ability to fly non-owned drones (Hired-in)
  • Privacy infringement
  • Employees including outsourced contractors are covered (optional extension)
  • Multiple pilot cover
  • Use over water and other high risk locations
  • Cover includes night and indoor flights
  • Loss of signal and fly-aways
  • Worldwide usage (including USA and Canada)
  • Fully compliant with EC 785/2004, as required by the CAA

How much does drone insurance cost?

Our drone insurance premiums start from as little as £200 plus IPT per annum. We also have interest free instalments available.

We are here to help.
Call us on 0330 024 0755 or email  droneinsurance@jameshallam.co.uk

Commercial drone insurance verses private drone insurance

When comparing commercial drone insurance and private drone insurance, the key differences lie in cover scope, requirements, and pricing.

Commercial drone insurance is designed for businesses that use drones for professional purposes, such as aerial photography, surveying, or delivery services. This type of insurance typically offers broader cover, including liability for damages to third parties, cover for employees operating the drones, and protection against loss or damage to the equipment. It often requires the operator to meet specific regulations and safety standards set by aviation authorities.

Private drone insurance, on the other hand, is aimed at hobbyists and recreational users. While it may cover personal liability and damage to the drone, the cover is generally more limited compared to commercial policies. Private insurance is usually less expensive, reflecting the lower risk associated with non-commercial use.

Ultimately, the choice between the two depends on how the drone is used, the level of risk involved, and the specific insurance needs of the operator.

Testimonials

We have worked with James Hallam for almost twenty years and their partnership with us helps us to work as efficiently as possible. As a property business with a broad portfolio, we have quite complex insurance requirements. I always find the team reliable, quick to respond and easy to deal with. Under their careful watch we are always assured of being up-to-date and fully insured.

Angela Worsell
Office Manager, Itaris Properties Ltd.

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Martin Fagan

South East Team Manager

Martin Fagan manages the South East SME team. His insurance career started in 1996, where he was originally a lead generator. The company successfully grew and was set up as an SME Brokerage in 2000. Since then, he has managed & developed the SME team offering which is specialist and customer focused. In 2007 the company was acquired by James Hallam and it continues to go from strength to strength as a specialist SME division.

Originally from London, Martin enjoys travel and is particularly fond of California. He considers himself to be a bit of a foodie and loves to cook. He is more than a bit of a self-confessed geek and a huge Doctor Who fan.

T: 01245 204561
M: 07817 320754
martin.fagan@jameshallam.co.uk

Louise Kennon

Scotland Team Manager

Louise’s insurance career began in 1999, working initially as a Trainee in Private Clients within a community based Brokerage. She duly became a Commercial Account Executive in 2010. The Brokerage was acquired by James Hallam in 2017. Following further local acquisitions, a major restructure of the operations in Scotland was undertaken leading to a dedicated SME Department being formed in Dumfries.

Louise has always lived and worked in Dumfries. Much of her spare time is taken up by her two children but when she does get time to herself she likes to eat out as much as possible, anything to save her doing the cooking and washing up.

T: 01387 272610
M: 07759 835174
louise.kennon@jameshallam.co.uk

Marie Speirs

South West Team Manager

Marie’s insurance career began in 1986, working initially as a Trainee in a national broker. She spent many years being an Office Manager and Sales Associate for a rural insurer and then decided she wanted a more varied career and moved to WPS Insurance Brokers as Commercial Account Handler in 2017.  The broker was acquired by James Hallam in 2020.  Following the acquisition, Marie took on the role of team manager of the newly formed SME team in the Southwest, now managing teams in Plymouth, Penzance and Torquay.

Marie has always lived and worked in Plymouth loving being close to the sea and also the countryside.  In any spare time she gets she enjoys travelling and visiting new places.

T: 01752 675481
M: 07742 880770
Marie.Speirs@jameshallam.co.uk

Rob Marshall

Head of SME

Rob joined James Hallam in January 2024 having held various specialised broker roles in the SME space over the last 8 years, including developing digital products and solutions, as well as managing teams with a focus on exceptional service and putting clients at the heart of everything. For the ten years prior to this, he developed a wealth of client-facing and insurance technical experience in a variety of roles which helps informs his strategies of development customer-centric solutions. Rob has attained the distinguished Chartered Fellowship accreditation from the Chartered Insurance Institute and has a passion for employee development and progression.

M: 07934 144096
Robert.marshall@jameshallam.co.uk

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