Drone & Commercial Drone Insurance

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Private Drone and Commercial Drone Insurance

Drone insurance, sometimes called drone liability insurance, is a type of cover that is designed to protect drone operators from financial loss due to accidents, damages, or legal liabilities that can occur during drone operations. This insurance typically includes third-party liability cover, physical damage protection for the drone itself, and safeguards against theft or malfunction.

Who needs drone insurance?

Whether for recreational use or commercial applications like aerial photography or surveying, drone insurance is essential for operators to protect their investment and comply with increasing regulations in the industry.

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Why choose James Hallam

We are proud to be partnering with Moonrock Insurance, providing comprehensive insurance solutions to our commercial customers who use drones as part of their business activity.

Choosing James Hallam for your drone insurance means partnering with an independent Lloyd’s broker dedicated to understanding your unique needs. By working with us, you gain access to customised solutions and competitive rates tailored to your specific requirements.

What drone insurance covers

  • Ancillary equipment including gimbals, tablets, and chargers, batteries etc included, as standard
  • Cover can extend to include survey and photographic equipment whilst attached to the drone
  • Drone cover whilst in flight or not
  • Alternative hire costs should a drone need repair
  • Ability to fly non-owned drones (Hired-in)
  • Privacy infringement
  • Employees including outsourced contractors are covered (optional extension)
  • Multiple pilot cover
  • Use over water and other high risk locations
  • Cover includes night and indoor flights
  • Loss of signal and fly-aways
  • Worldwide usage (including USA and Canada)
  • Fully compliant with EC 785/2004, as required by the CAA

How much does drone insurance cost?

Our drone insurance premiums start from as little as £200 plus IPT per annum. We also have interest free instalments available.

We are here to help.
Call us on 0330 024 0755 or email  droneinsurance@jameshallam.co.uk

Commercial drone insurance verses private drone insurance

When comparing commercial drone insurance and private drone insurance, the key differences lie in cover scope, requirements, and pricing.

Commercial drone insurance is designed for businesses that use drones for professional purposes, such as aerial photography, surveying, or delivery services. This type of insurance typically offers broader cover, including liability for damages to third parties, cover for employees operating the drones, and protection against loss or damage to the equipment. It often requires the operator to meet specific regulations and safety standards set by aviation authorities.

Private drone insurance, on the other hand, is aimed at hobbyists and recreational users. While it may cover personal liability and damage to the drone, the cover is generally more limited compared to commercial policies. Private insurance is usually less expensive, reflecting the lower risk associated with non-commercial use.

Ultimately, the choice between the two depends on how the drone is used, the level of risk involved, and the specific insurance needs of the operator.

Testimonials

We have worked with James Hallam for almost twenty years and their partnership with us helps us to work as efficiently as possible. As a property business with a broad portfolio, we have quite complex insurance requirements. I always find the team reliable, quick to respond and easy to deal with. Under their careful watch we are always assured of being up-to-date and fully insured.

Angela Worsell
Office Manager, Itaris Properties Ltd.

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Nigel Roberts

Executive Director – Head of London Markets

Nigel started his career with a traditional Marine Lloyd’s Broker in the late 1970s and with a break of 5 years around 2000 when he worked in the UK Commercial Insurance Retail markets, he has spent the rest of his career dedicated to marine insurance and reinsurance clients. The 15 years prior to joining Everard in March 2021 he held positions as Managing Director and Deputy CEO of two Lloyd’s brokers. Nigel has dealt with all classes of the transportation chain and specialises in Hull & Machinery, Protection & Indemnity and water’s edge industries including Ports, Terminals, Shipbuilding and repair yards.

T: 0207 977 7841
M: 07518 913404
nigel.roberts@everardinsurance.co.uk

Justyn Lemar

Marine Trades Division Manager

Justyn started in the Insurance Industry in 1998 as a general insurance broker before progressing into an account executive. Between 2003 and 2007 he broadened his insurance knowledge and took up an underwriting role. Justyn joined Everard insurance brokers in 2014 as an account executive and was appointed Marine Trades manager in 2017. He specialises in Marine Property & Plant, Marine Engineering, Marine Equipment, Marine Liabilities, Marinas & Harbours. Underwriting renewals and new business for our retail division including referrals. He manages and provides insurance solutions for wholesale brokers. Justyn has overall responsibility for the binding authority and is coverholder on behalf of a leading Marine Liability Lloyds syndicate. Justyn services marine trade clients in the UK, EU and Internationally.

T: 01732 224698
M: 07837 006962
justyn.lemar@everardinsurance.co.uk

Brendon Ladner

Marine Small Craft Division Manager

Brendon has worked in the insurance industry since 2013 when he started at a national brokers servicing private clients. Brendon then went onto work for a local broker in 2016 who specialised in marine insurance, predominantly small craft. Having lived near to the Fishing Port of Newlyn his whole life, Brendon grew up with a passion of the fishing industry and so the new role seemed a perfect fit due to the amount of fishing boats insured. This broker was acquired by James Hallam, the parent company of Everard in May 2021 and combining the knowledge of the two companies was fundamental in creating a new Small Craft Division which Brendon now heads up. His team will look for quotes on any vessel including private & pleasure, fishing, any other commercial, both in the UK and Internationally.

T: 01736 805004
brendon.ladner@everardinsurance.co.uk

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