Shoe shops could benefit from:

• Stock Insurance – Insurance cover to help protect your stock kept at your premises against loss or damage caused by insured events. This can be particularly important for retailers holding a significant or seasonal stock of footwear.
• Public Liability Insurance – This can help protect your business against claims from customers, visitors or other members of the public who suffer injury or property damage in connection with your business activities
• Employer’s Liability Insurance – If you employ staff, you are legally required to have employers’ liability insurance in place. This can help protect you for any accidents, injuries or illnesses your employees may sustain whilst working for you.
• Buildings and Contents Cover – If you own your premises, buildings insurance can protect the structure against insured damage. If you rent your shop, the landlord will usually arrange the buildings insurance, but you may still need cover for your own furniture, fixtures, fittings, equipment and any improvements you have made to the premises. Your lease will set out who is responsible for insuring different parts of the property.
• Business Interruption Insurance – If an insured event causes damage that prevents you from trading normally, business interruption cover can help with loss of income and certain ongoing business expenses while your shop gets back up and running.
• All of the above will be subject to policy terms and conditions, exclusions and any applicable limits.