Auto Electrician Insurance

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Auto Electrician Insurance

What is auto electrician insurance

James Hallam is an independent Lloyd’s broker with a team of experienced insurance professionals who are committed to protecting your business. We have extensive experience in providing dedicated insurance for specialist trades in the motor vehicle industry, such as auto electricians.

Why auto electricians need insurance

Car electrical systems are getting more sophisticated than ever, which means that auto electricians are in more demand than ever. Your work is complicated, and customers put a lot of trust in you. Yet if something goes wrong, it could lead to some extremely costly damages. And in this case, your customers may make a claim against you.

Specialist auto electrician insurance can cover any legal fees, along with any compensation that might be due, for such claims involving alleged negligence or poor workmanship. It can also cover you for many of the additional risks you face in your work, from accidental damage to customer cars, to the loss, theft, or damage of your tools and equipment.

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Who needs auto electrician insurance?

Whether you are a specialist auto electrician, or you offer more comprehensive vehicle repairs and services, auto electrician insurance can cover you for the unique risks associated with working on vehicle electrical systems. This dedicated cover is ideal for:

  • Specialist auto electricians.
  • Auto repair garages.
  • MOT centres.
  • New or used car dealerships that also offer repairs and services.
  • Recovery services that offer repairs – though please note that James Hallam cannot arrange insurance for mobile mechanics.

What does auto electrician insurance cover?

  • Road Risk – This will cover you to drive vehicles you do not own as part of your work, just in case you need to move your customers’ vehicles while you work on them.
  • Contents – This will cover your tools, along with any additional equipment or machinery you use as part of your business, for loss, damage, or theft. It can also cover your customers’ vehicles for accidental damages while you work on them.
  • Professional Liability – This can cover any legal fees or compensation that may be due following claims of alleged negligence or faulty workmanship.
  • Public and Employer’s Liability – This can cover any accidents or injuries involving your staff, or any members of the public, whether they occur on your own premises, or on a customers’ premises.
  • Premises insurance – If you have business premises, you can cover them against damages from fire, flood, theft, vandalism, and other events.

How much does auto electrician insurance cover?

The amount you pay for your auto electrician insurance will vary depending on a number of factors, including:

  • The nature of your business – do you work from a dedicated garage, or do you visit customers at their premises?
  • Your workforce size and age.
  • The specific type of auto electrical services you offer, and the specific type of vehicles you work on.
  • Your location. If you are located in an area with relatively high crime rates, for instance, it may affect the price of your policy.
  • The amount of cover you choose. For example, you may be able to choose different levels of road risk cover, depending on your needs.

Why choose James Hallam for your auto electrician insurance?

Since 1982, we have supplied expert insurance and risk management solutions to a range of motor trade specialists across the UK. If you offer auto electrical services, we can advise you on the unique risks you will face in your business while ensuring you get the dedicated cover you need at a competitive price.

We are here to help you.
Call us on 03330 384 058 or email motortrade@jameshallam.co.uk

Testimonial

After our previous insurer refused to cover a commercial property we had recently refurbished, we had to look at other options.

Following a recommendation from IMDA member, we contacted Andrew Ellis from Flectcher Smith Insurance Brokers. Andrew came and carried out a site assessment on both of our properties. We sat down and went through a detailed audit to make sure all needs and demands were accurately met.

The quote fell well within our expected renewal budget! A real positive for me is the confidence I have in the broker and insurance company knowing our business inside out.

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