Mechanic insurance can cover you for a range of risks, from accidental damage to customers’ vehicles, to loss, theft, or damage of your stock, tools, or machinery.

Core areas of cover can include:

• Road Risk and Public Liability Vehicle Insurance – This will cover your customers’ vehicles while you work on them. You can even get cover to drive vehicles that do not belong to you to and from your premises.
• Contents Insurance – Cover for your stock, along with any tools, equipment, and machinery you use as part of your business, for loss, damage, or theft.
• Buildings Insurance – This will cover your business premises for damages arising from fire, flood, theft, vandalism, and other events.
• Public Liability Insurance – Cover for claims arising from customers, contractors, and other members of the public for accidents and injuries sustained on your premises.
• Employer’s Liability Insurance – This can cover any compensation and legal fees that may arise should any employees sustain accidents or injuries on the job. Please note that you have a legal requirement to get employer’s liability insurance if you employ any staff.