Coffee Shop Insurance

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Coffee Shop insurance

If you run a coffee shop, a chain of coffee shops, or a coffee van, you need insurance that is tailored to meet the unique risks you face as a business. At James Hallam, we have been supporting coffee shops across the UK since 1982 with professional risk management and insurance services. We will get you the cover you need at a competitive price.

What is Coffee Shop Insurance?

We know that your customers want more than a good cup of coffee. They also want great customer service, an inviting atmosphere, and that personal touch that they just cannot get anywhere else. This is why so many baristas tend to go above and beyond. Your customers expect the best from you. So it is only natural that you should expect the best from your insurance.

We are an independent, family-run Lloyd’s broker, and we understand the unique risks you face as a coffee shop. We are here to deliver total peace of mind, helping you to deal with everything from major disasters to minor disruptions. When you do not have to worry about things going wrong, you will be free to focus on doing what you do best: Delighting your customers with the perfect cup of coffee.

Request quote

What does coffee shop insurance cover?

  • Public Liability insurance for coffee shop – This provides cover should your customers, or any other member of the public, get injured while on your premises. It can also cover damage to property, such as if you accidentally spill a cup of coffee on a customer’s laptop.
  • Employer’s Liability insurance – This will cover your staff for any illnesses or injuries they suffer while on the job.
  • Buildings and contents insurance – This will cover your coffee shop premises for damages arising from fires, floods, and break-ins. It will also cover all of your equipment, whether you lease it or own it, along with your stock.
  • Business Interruption insurance – If an insured event, such as a fire or break-in, prevents you from trading, business interruption insurance can cover your overheads while all necessary repairs take place.

Coffee van insurance

We can also tailor your insurance package to cover the particular risks associated with running a coffee van. This can include cover for your vehicle, as well as public liability insurance for the sort of risks that you may not face in a static coffee shop – such as accidentally hitting someone when you open the hatch.

We are here to help.
Call us on 0330 024 0755 or email enterprisenb@jameshallam.co.uk


Get Public Liability insurance for your coffee shop from James Hallam

We will take the time to get to know you, your business, and your customers. Once we fully understand the unique risks you face with your coffee shop, we can tailor an insurance package that meets all of your needs, along with your budget.

Meet your team leaders

Rob Marshall

Head of SME
M: 07934 144096
Email Rob

Martin Fagan

South East Team Manager
T: 01245 204561
M: 07817 320754
Email Martin

Louise Lennon

Scotland Team Manager
T: 01387 272610
M: 07759 835174
Email Louise

Marie Speirs

South West Team Manager
T: 01752 675481
M: 07742 880770
Email Marie

Testimonials

James Hallam (Previously AIM Risk Services) has been our recommended broker for a range of tailored products for BASC members since 2013. Our members want to deal with people who speak their language, understand their insurance needs and provide a friendly personal service – which is what James Hallam provides. The feedback that we get back from members is really positive. James Hallam has been a great choice of partner for us – I wouldn’t hesitate to recommend them.”

David Ilsley
Head of Marketing and Membership Services
BASC

We have worked with James Hallam for almost twenty years and their partnership with us helps us to work as efficiently as possible. As a property business with a broad portfolio, we have quite complex insurance requirements. I always find the team reliable, quick to respond and easy to deal with. Under their careful watch we are always assured of being up-to-date and fully insured.

Angela Worsell
Office Manager, Itaris Properties Ltd.

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Martin Fagan

South East Team Manager

Martin Fagan manages the South East SME team. His insurance career started in 1996, where he was originally a lead generator. The company successfully grew and was set up as an SME Brokerage in 2000. Since then, he has managed & developed the SME team offering which is specialist and customer focused. In 2007 the company was acquired by James Hallam and it continues to go from strength to strength as a specialist SME division.

Originally from London, Martin enjoys travel and is particularly fond of California. He considers himself to be a bit of a foodie and loves to cook. He is more than a bit of a self-confessed geek and a huge Doctor Who fan.

T: 01245 204561
M: 07817 320754
martin.fagan@jameshallam.co.uk

Rob Marshall

Head of SME

Rob joined James Hallam in January 2024 having held various specialised broker roles in the SME space over the last 8 years, including developing digital products and solutions, as well as managing teams with a focus on exceptional service and putting clients at the heart of everything. For the ten years prior to this, he developed a wealth of client-facing and insurance technical experience in a variety of roles which helps informs his strategies of development customer-centric solutions. Rob has attained the distinguished Chartered Fellowship accreditation from the Chartered Insurance Institute and has a passion for employee development and progression.

M: 07934 144096
Robert.marshall@jameshallam.co.uk

Louise Kennon

Scotland Team Manager

Louise’s insurance career began in 1999, working initially as a Trainee in Private Clients within a community based Brokerage. She duly became a Commercial Account Executive in 2010. The Brokerage was acquired by James Hallam in 2017. Following further local acquisitions, a major restructure of the operations in Scotland was undertaken leading to a dedicated SME Department being formed in Dumfries.

Louise has always lived and worked in Dumfries. Much of her spare time is taken up by her two children but when she does get time to herself she likes to eat out as much as possible, anything to save her doing the cooking and washing up.

T: 01387 272610
M: 07759 835174
louise.kennon@jameshallam.co.uk

Marie Speirs

South West Team Manager

Marie’s insurance career began in 1986, working initially as a Trainee in a national broker. She spent many years being an Office Manager and Sales Associate for a rural insurer and then decided she wanted a more varied career and moved to WPS Insurance Brokers as Commercial Account Handler in 2017.  The broker was acquired by James Hallam in 2020.  Following the acquisition, Marie took on the role of team manager of the newly formed SME team in the Southwest, now managing teams in Plymouth, Penzance and Torquay.

Marie has always lived and worked in Plymouth loving being close to the sea and also the countryside.  In any spare time she gets she enjoys travelling and visiting new places.

T: 01752 675481
M: 07742 880770
Marie.Speirs@jameshallam.co.uk

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