Bakery Insurance

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Bakery insurance

Since 1982, we’ve supplied dedicated insurance and risk management solutions to bakeries across the UK. Whether you’re looking for insurance for a single bakery, a chain of bakeries, or even a home bakery, we can get you the cover you need at a competitive price.

What is bakery insurance?

Bakery insurance is a form of business insurance for bakeries of all sizes. Whether you are running a small bakery business from your home kitchen, or a major commercial bakery operation with a nationwide distribution chain, you need a dedicated insurance package that meets the unique risks you face.

When you have bespoke insurance that is tailored to meet your exact needs, you can enjoy total peace of mind, and the freedom to focus on baking something beautiful for your customers.

Request quote

What does restaurant business insurance cover?

The cover you need might be for a single bakery, or for a chain of bakeries and the accompanying storage and supply chain. This is why we work with you to build a bespoke policy to include:

  • Buildings and contents insurance – for your bakery premises along with all the equipment and fixtures it contains, whether you own or lease.
  • Your stock – so there is no need to worry about losing income if you lose stock in a flood or a fire.
  • Business interruption insurance – to cover your overheads if you ever need to temporarily close or relocate while repairs take place.
  • Public and employer’s liability cover – this will cover you for any claims your staff, customers, drivers, or any other individuals might make against you, should they get injured on your premises.
  • Product liability insurance – which will cover any claims involving illnesses or allergic reactions sustained as a result of eating your food.

Commercial bakery insurance

If you’re a commercial bakery, we understand that you’ll have a range of additional insurance needs. We work with you to understand the structure of your business and supply chains, and can advise you on how you can reduce your risk, as well as build a bespoke policy to protect your organisation.

Home baker insurance

If you run a bakery from your home, then your home insurance policy will not give you the cover you need. For full peace of mind, you will need dedicated home baker insurance. This will cover all of your equipment and stock for damage, loss, or theft. It will also provide the sort of public and employer liability cover that you simply will not get in a standard home insurance policy.

We are here to help.
Call us on 0330 024 0755 or email enterprisenb@jameshallam.co.uk

Why choose James Hallam for your bakery insurance

We are an independent, family-run Lloyd’s broker, and we are committed to getting you the right cover at the right price. You can count on us to deliver a tailored, personal service in which all of your needs are met. And if you ever need to make a claim on your policy, we will be there for you every step of the way, leaving you free to focus on your baking.

Meet your team leaders

Rob Marshall

Head of SME
M: 07934 144096
Email Rob

Martin Fagan

South East Team Manager
T: 01245 204561
M: 07817 320754
Email Martin

Louise Lennon

Scotland Team Manager
T: 01387 272610
M: 07759 835174
Email Louise

Marie Speirs

South West Team Manager
T: 01752 675481
M: 07742 880770
Email Marie

Testimonials

James Hallam (Previously AIM Risk Services) has been our recommended broker for a range of tailored products for BASC members since 2013. Our members want to deal with people who speak their language, understand their insurance needs and provide a friendly personal service – which is what James Hallam provides. The feedback that we get back from members is really positive. James Hallam has been a great choice of partner for us – I wouldn’t hesitate to recommend them.”

David Ilsley
Head of Marketing and Membership Services
BASC

We have worked with James Hallam for almost twenty years and their partnership with us helps us to work as efficiently as possible. As a property business with a broad portfolio, we have quite complex insurance requirements. I always find the team reliable, quick to respond and easy to deal with. Under their careful watch we are always assured of being up-to-date and fully insured.

Angela Worsell
Office Manager, Itaris Properties Ltd.

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Martin Fagan

South East Team Manager

Martin Fagan manages the South East SME team. His insurance career started in 1996, where he was originally a lead generator. The company successfully grew and was set up as an SME Brokerage in 2000. Since then, he has managed & developed the SME team offering which is specialist and customer focused. In 2007 the company was acquired by James Hallam and it continues to go from strength to strength as a specialist SME division.

Originally from London, Martin enjoys travel and is particularly fond of California. He considers himself to be a bit of a foodie and loves to cook. He is more than a bit of a self-confessed geek and a huge Doctor Who fan.

T: 01245 204561
M: 07817 320754
martin.fagan@jameshallam.co.uk

Rob Marshall

Head of SME

Rob joined James Hallam in January 2024 having held various specialised broker roles in the SME space over the last 8 years, including developing digital products and solutions, as well as managing teams with a focus on exceptional service and putting clients at the heart of everything. For the ten years prior to this, he developed a wealth of client-facing and insurance technical experience in a variety of roles which helps informs his strategies of development customer-centric solutions. Rob has attained the distinguished Chartered Fellowship accreditation from the Chartered Insurance Institute and has a passion for employee development and progression.

M: 07934 144096
Robert.marshall@jameshallam.co.uk

Louise Kennon

Scotland Team Manager

Louise’s insurance career began in 1999, working initially as a Trainee in Private Clients within a community based Brokerage. She duly became a Commercial Account Executive in 2010. The Brokerage was acquired by James Hallam in 2017. Following further local acquisitions, a major restructure of the operations in Scotland was undertaken leading to a dedicated SME Department being formed in Dumfries.

Louise has always lived and worked in Dumfries. Much of her spare time is taken up by her two children but when she does get time to herself she likes to eat out as much as possible, anything to save her doing the cooking and washing up.

T: 01387 272610
M: 07759 835174
louise.kennon@jameshallam.co.uk

Marie Speirs

South West Team Manager

Marie’s insurance career began in 1986, working initially as a Trainee in a national broker. She spent many years being an Office Manager and Sales Associate for a rural insurer and then decided she wanted a more varied career and moved to WPS Insurance Brokers as Commercial Account Handler in 2017.  The broker was acquired by James Hallam in 2020.  Following the acquisition, Marie took on the role of team manager of the newly formed SME team in the Southwest, now managing teams in Plymouth, Penzance and Torquay.

Marie has always lived and worked in Plymouth loving being close to the sea and also the countryside.  In any spare time she gets she enjoys travelling and visiting new places.

T: 01752 675481
M: 07742 880770
Marie.Speirs@jameshallam.co.uk

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