Protect your home from flood water

Protect your home from flood water

Protect your home from flood water 700 515 James Hallam

The UK has been hit by relentless heavy rain over the past week, causing widespread disruption and flooding concerns. Areas across England and Wales have seen record-breaking rainfall, with some regions experiencing over two months’ worth of rain in just a few days. Locations like Woburn in Bedfordshire, for example, recorded a staggering 147.4mm of rainfall, more than double their September average, leading to severe local flooding​.

The Met Office has issued multiple weather warnings, including amber alerts for heavy rain, particularly affecting the Midlands, East Anglia, and southern parts of the country. The combination of already saturated ground and further rainfall has heightened the risk of flash flooding, with significant disruptions expected to continue in the coming days. Towns and cities across the UK are bracing for the impact, and many homes and businesses are at risk​.

If you are in Scotland, stay informed on the latest flood warnings by checking updates from SEPA (Scottish Environment Protection Agency). Be prepared for flooding by knowing your flood risk, staying up to date with the current situation, and seeking advice on what actions to take when flooding is expected.

Reducing the Risk of Flooding to Your Home

With flooding a real threat, especially in areas already hit hard by the deluge, there are several steps we at James Hallam would recommend homeowners take to minimise damage to property and belongings:

  1. Move Valuables to Higher Ground: If flooding is imminent, move important items, such as electronics, documents, and sentimental belongings, upstairs or to a higher level in your home.
  2. Block Entry Points: Use towels or blankets to block gaps under doors and windows. If you have sandbags or flood boards, place them at doorways, air bricks, and other entry points.
  3. Shut Off Utilities: Turn off gas, electricity, and water at the mains if flooding is likely. This can prevent damage to systems and reduce the risk of electrical accidents.
  4. Clear Drains and Gutters: Ensure that external drains and gutters are free of debris to allow water to flow away from your property more effectively.
  5. Place Furniture on Blocks: Raise heavy furniture, like sofas or tables, onto bricks or blocks to prevent them from soaking up floodwater.
  6. Use Plastic Bags for Protection: Place important documents, clothing, and other valuables in waterproof plastic bags to keep them dry.

Protecting Your Car from Flood Damage

Cars are particularly vulnerable in heavy rain and flooding situations. Here’s how to safeguard your vehicle:

  1. Avoid Driving Through Floodwaters: It’s a common mistake to try to drive through waterlogged roads. Even just a foot of water can be enough to cause a car to float, risking both the vehicle and passengers.
  2. Move Your Car to Higher Ground: If flooding is forecast, park your car on higher ground, away from rivers or low-lying areas that could quickly flood.
  3. Seal Your Car: Ensure windows are fully closed, and doors are tightly shut if you’re forced to leave your car in a potentially flood-affected area. Water can quickly seep in and cause extensive damage to both the engine and the interior.
  4. Check Your Insurance Policy: Some car insurance policies include flood cover, but it’s always worth double-checking to ensure your car is fully protected against water damage. If your policy doesn’t cover floods, consider updating it.

What lies ahead

 The BBC is predicting more rain is on the way and authorities continue to stress caution. Keep updated with local flood alerts and avoid travelling through affected areas where possible. If you’re in a flood-prone area, stay prepared, take protective measures, and don’t hesitate to seek support when needed.

We’re here to support you

If you have been affected by the storms and flooding, you don’t have to navigate the recovery process alone. We are available to offer support during these difficult times. Whether you need to make a claim, what to check your cover or would like insurance advice, please get in touch.

You can call our London team on 0203 002 9859 or email pcl@jameshallam.co.uk.