Pub and Bar Insurance

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Pub and Bar insurance

Independent Lloyd’s broker James Hallam has provided catering insurance and risk management solutions to hundreds of pubs and bars across the UK since 1982. As well as public liability insurance for pubs and bars, we can also arrange specialist cover, via our bespoke Touchstone scheme, to meet your unique requirements, whether you run a traditional pub in a small village, or a pop-up bar at events.

What is pub and bar insurance?

Pub and bar insurance is specialist business insurance for pubs and bars. A pub and bar insurance package will include cover for you, your staff, your customers, your premises, and your contents for a range of risks.

If you serve food and drink in your pub or bar, you may need additional cover to account for the unique risks that arise from running a kitchen and preparing and serving food to the public.

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Who needs pubs and bars insurance?

You have a legal requirement to get employer’s liability insurance if you employ any staff. Your brewery may also require you to get some level of business insurance as part of your contract. Yet even beyond such obligations, running a pub or a bar is risky business, so all pubs and bars should consider getting adequate cover in place.

From a slip or a trip to a fire or a flood, the costs associated with even small incidents can quickly spiral. With dedicated pubs and bars insurance, you can rest assured that you will be fully covered for almost any of the risks you may face in your work.

What does pub and bar insurance cover?

Most bar and pub insurance policies will include public liability insurance and employer’s liability insurance. This will cover your staff, your customers, and other members of the public for any loss, illness, or injury they may sustain while on your premises.

Pub and bar insurance can also include:

  • cover for your premises and your equipment
  • loss of license insurance
  • product liability insurance – to cover any compensation a customer may be due if they get ill as a result of consuming food or drink you prepare and serve

Insurance for pubs with rooms

On top of standard pub insurance, if you are a pub with rooms offering overnight accommodation, you will also need specialist cover to cover the other areas of risk you face. Including liability for your guests while they stay with you.

Mobile bar insurance

If you run a mobile or pop-up bar for events you will also need specialist cover that covers you for your various locations and the transient risks that develop from catering for different events and locations.

We are here to help.
Call us on 0330 024 0755 or email enterprisenb@jameshallam.co.uk

Why choose James Hallam for your pub and bar insurance

We understand the unique risks and responsibilities associated with running a pub or a bar. Choose James Hallam for your pubs and bars insurance and we will take the time to get to know you and your business, so that we can arrange a bespoke insurance package that gives you all the cover you need at a competitive price.

Meet your team leaders

Rob Marshall

Head of SME
M: 07934 144096
Email Rob

Martin Fagan

South East Team Manager
T: 01245 204561
M: 07817 320754
Email Martin

Louise Lennon

Scotland Team Manager
T: 01387 272610
M: 07759 835174
Email Louise

Marie Speirs

South West Team Manager
T: 01752 675481
M: 07742 880770
Email Marie

Sarah Beard

Ipswich Team Manager
T: 01473 343313
M: 07845 656784
Email Sarah

Testimonials

James Hallam (Previously AIM Risk Services) has been our recommended broker for a range of tailored products for BASC members since 2013. Our members want to deal with people who speak their language, understand their insurance needs and provide a friendly personal service – which is what James Hallam provides. The feedback that we get back from members is really positive. James Hallam has been a great choice of partner for us – I wouldn’t hesitate to recommend them.”

David Ilsley
Head of Marketing and Membership Services
BASC

We have worked with James Hallam for almost twenty years and their partnership with us helps us to work as efficiently as possible. As a property business with a broad portfolio, we have quite complex insurance requirements. I always find the team reliable, quick to respond and easy to deal with. Under their careful watch we are always assured of being up-to-date and fully insured.

Angela Worsell
Office Manager, Itaris Properties Ltd.

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Martin Fagan

South East Team Manager

Martin Fagan manages the South East SME team. His insurance career started in 1996, where he was originally a lead generator. The company successfully grew and was set up as an SME Brokerage in 2000. Since then, he has managed & developed the SME team offering which is specialist and customer focused. In 2007 the company was acquired by James Hallam and it continues to go from strength to strength as a specialist SME division.

Originally from London, Martin enjoys travel and is particularly fond of California. He considers himself to be a bit of a foodie and loves to cook. He is more than a bit of a self-confessed geek and a huge Doctor Who fan.

T: 01245 204561
M: 07817 320754
martin.fagan@jameshallam.co.uk

Rob Marshall

Head of SME

Rob joined James Hallam in January 2024 having held various specialised broker roles in the SME space over the last 8 years, including developing digital products and solutions, as well as managing teams with a focus on exceptional service and putting clients at the heart of everything. For the ten years prior to this, he developed a wealth of client-facing and insurance technical experience in a variety of roles which helps informs his strategies of development customer-centric solutions. Rob has attained the distinguished Chartered Fellowship accreditation from the Chartered Insurance Institute and has a passion for employee development and progression.

M: 07934 144096
Robert.marshall@jameshallam.co.uk

Louise Kennon

Scotland Team Manager

Louise’s insurance career began in 1999, working initially as a Trainee in Private Clients within a community based Brokerage. She duly became a Commercial Account Executive in 2010. The Brokerage was acquired by James Hallam in 2017. Following further local acquisitions, a major restructure of the operations in Scotland was undertaken leading to a dedicated SME Department being formed in Dumfries.

Louise has always lived and worked in Dumfries. Much of her spare time is taken up by her two children but when she does get time to herself she likes to eat out as much as possible, anything to save her doing the cooking and washing up.

T: 01387 272610
M: 07759 835174
louise.kennon@jameshallam.co.uk

Marie Speirs

South West Team Manager

Marie’s insurance career began in 1986, working initially as a Trainee in a national broker. She spent many years being an Office Manager and Sales Associate for a rural insurer and then decided she wanted a more varied career and moved to WPS Insurance Brokers as Commercial Account Handler in 2017.  The broker was acquired by James Hallam in 2020.  Following the acquisition, Marie took on the role of team manager of the newly formed SME team in the Southwest, now managing teams in Plymouth, Penzance and Torquay.

Marie has always lived and worked in Plymouth loving being close to the sea and also the countryside.  In any spare time she gets she enjoys travelling and visiting new places.

T: 01752 675481
M: 07742 880770
Marie.Speirs@jameshallam.co.uk

Sarah Beard

Ipswich Team Manager

Sarah started her insurance career in 2012 working at Legal and General as an underwriter and customer service agent. Prior to this she had spent her working life in the catering industry but after being made redundant Sarah fancied a change!

In 2015 Sarah moved into the Hospitality team at Ryans Insurance Brokers, providing insurance for an established book of Bed and Breakfasts, Holiday lets, Takeaways and small hotels and pubs. She took over the role of manager of that team in 2016 and in November 2021, Sarah moved over to take the role as Manager of the Ipswich SME Team, where she works alongside a fantastic group of people.

Sarah has lived and worked in Ipswich all her life. She married a Welshman so they enjoy visiting North Wales as often as possible!

T: 01473 343313
M: 07845 656784
sarah.beard@jameshallam.co.uk

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