Catering Insurance

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Trust leads to more trust

James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.

Catering insurance

Since 1982, independent Lloyd’s broker James Hallam has provided catering insurance and risk management solutions to hundreds of catering businesses across the UK. As well as specialist public liability insurance for catering companies, we can also arrange bespoke cover for catering vans, trucks, trailers, and other mobile businesses.

What Is Catering Insurance?

Catering insurance is specialist cover for catering businesses. If your business involves preparing and serving food for the public, then you will need a bespoke insurance policy to cover you, your staff, and your customers for a range of risks.

Without catering insurance, you could be liable for any losses your business faces, whether it is lost takings as a result of theft, or compensation arising from a case of food poisoning. Catering insurance can therefore act as an essential safety net, ensuring that everything will be taken care of should anything ever go wrong.

Request quote

Who needs catering insurance?

All catering businesses need some form of insurance cover, whether your business is mobile or fixed site. You need adequate insurance to cover you, your staff, and your customers for many of the risks associated with catering.

We offer bespoke catering insurance and risk management services to a range of catering companies, including:

  • Cafés
  • Restaurants
  • Bars
  • Catering vans
  • Catering trailers
  • Food trucks
  • Ice cream vans

Mobile catering and catering van insurance

The price of your catering insurance policy may depend on the location of your catering business. This is why mobile catering businesses, such as food trucks and ice cream vans, will need specialist cover. Your policy will be tailored to reflect the fact that you may serve different customers in different locations from one week to the next, and thus may face a slightly different set of risks over time.

Who else does catering insurance cover

Catering insurance can also cover your premises and equipment for fire, flood, and theft. It can even cover you for any loss of income you may experience should your stock go off as a result of a faulty freezer.

Catering liability insurance

Public liability insurance can cover most accidents, injuries, and illnesses members of the public may sustain as a result of interacting with your business. This could include accidentally spilling something on a customer, or a customer suffering from an allergic reaction, or an illness, after eating your food. Your policy can also cover your staff for any accidents or injuries they may experience while preparing and serving food.

We are here to help.
Call us on 0330 024 0755 or email enterprisenb@jameshallam.co.uk

Why choose James Hallam for your catering insurance

At James Hallam, we know that no two catering businesses are quite the same. As a result, we will take the time to get to know you, your business, and your customers. In this way, we can design a catering insurance package that truly meets your requirements at a competitive price.

Meet your team leaders

Rob Marshall

Head of SME
M: 07934 144096
Email Rob

Martin Fagan

South East Team Manager
T: 01245 204561
M: 07817 320754
Email Martin

Louise Lennon

Scotland Team Manager
T: 01387 272610
M: 07759 835174
Email Louise

Marie Speirs

South West Team Manager
T: 01752 675481
M: 07742 880770
Email Marie

Sarah Beard

Ipswich Team Manager
T: 01473 343313
M: 07845 656784
Email Sarah

Testimonials

James Hallam (Previously AIM Risk Services) has been our recommended broker for a range of tailored products for BASC members since 2013. Our members want to deal with people who speak their language, understand their insurance needs and provide a friendly personal service – which is what James Hallam provides. The feedback that we get back from members is really positive. James Hallam has been a great choice of partner for us – I wouldn’t hesitate to recommend them.”

David Ilsley
Head of Marketing and Membership Services
BASC

We have worked with James Hallam for almost twenty years and their partnership with us helps us to work as efficiently as possible. As a property business with a broad portfolio, we have quite complex insurance requirements. I always find the team reliable, quick to respond and easy to deal with. Under their careful watch we are always assured of being up-to-date and fully insured.

Angela Worsell
Office Manager, Itaris Properties Ltd.

Other business solutions

Corporate

SME

Real Estate & Construction

Event Sector

Hospitality & Travel

Healthcare & Protection

Marine

Public Sector

Professional Risks

ProMed

Risk Management

International Business

Sport

Local Council

Vehicle Dismantlers

Latest Insights

mobile catering van
What Insurance Do I Need For a Mobile Catering Van? 700 467 James Hallam

What Insurance Do I Need For a Mobile Catering Van?

All catering businesses need some form of insurance cover. But if you run a mobile catering van, a food truck,…

read more
warehouse
What is Commercial Combined Insurance? 600 400 James Hallam

What is Commercial Combined Insurance?

All businesses face a range of risks, including fire, flood, theft, business interruption, cybercrime, and more. You will need adequate…

read more
directors
10 Reasons Why Your Business Needs Directors & Officers (D&O) Insurance 750 422 James Hallam

10 Reasons Why Your Business Needs Directors & Officers (D&O) Insurance

What is Directors and Officers insurance? Directors and Officers (D&O) insurance is a vital safeguard for businesses, protecting key decision-makers…

read more

Martin Fagan

South East Team Manager

Martin Fagan manages the South East SME team. His insurance career started in 1996, where he was originally a lead generator. The company successfully grew and was set up as an SME Brokerage in 2000. Since then, he has managed & developed the SME team offering which is specialist and customer focused. In 2007 the company was acquired by James Hallam and it continues to go from strength to strength as a specialist SME division.

Originally from London, Martin enjoys travel and is particularly fond of California. He considers himself to be a bit of a foodie and loves to cook. He is more than a bit of a self-confessed geek and a huge Doctor Who fan.

T: 01245 204561
M: 07817 320754
martin.fagan@jameshallam.co.uk

Rob Marshall

Head of SME

Rob joined James Hallam in January 2024 having held various specialised broker roles in the SME space over the last 8 years, including developing digital products and solutions, as well as managing teams with a focus on exceptional service and putting clients at the heart of everything. For the ten years prior to this, he developed a wealth of client-facing and insurance technical experience in a variety of roles which helps informs his strategies of development customer-centric solutions. Rob has attained the distinguished Chartered Fellowship accreditation from the Chartered Insurance Institute and has a passion for employee development and progression.

M: 07934 144096
Robert.marshall@jameshallam.co.uk

Louise Kennon

Scotland Team Manager

Louise’s insurance career began in 1999, working initially as a Trainee in Private Clients within a community based Brokerage. She duly became a Commercial Account Executive in 2010. The Brokerage was acquired by James Hallam in 2017. Following further local acquisitions, a major restructure of the operations in Scotland was undertaken leading to a dedicated SME Department being formed in Dumfries.

Louise has always lived and worked in Dumfries. Much of her spare time is taken up by her two children but when she does get time to herself she likes to eat out as much as possible, anything to save her doing the cooking and washing up.

T: 01387 272610
M: 07759 835174
louise.kennon@jameshallam.co.uk

Marie Speirs

South West Team Manager

Marie’s insurance career began in 1986, working initially as a Trainee in a national broker. She spent many years being an Office Manager and Sales Associate for a rural insurer and then decided she wanted a more varied career and moved to WPS Insurance Brokers as Commercial Account Handler in 2017.  The broker was acquired by James Hallam in 2020.  Following the acquisition, Marie took on the role of team manager of the newly formed SME team in the Southwest, now managing teams in Plymouth, Penzance and Torquay.

Marie has always lived and worked in Plymouth loving being close to the sea and also the countryside.  In any spare time she gets she enjoys travelling and visiting new places.

T: 01752 675481
M: 07742 880770
Marie.Speirs@jameshallam.co.uk

Sarah Beard

Ipswich Team Manager

Sarah started her insurance career in 2012 working at Legal and General as an underwriter and customer service agent. Prior to this she had spent her working life in the catering industry but after being made redundant Sarah fancied a change!

In 2015 Sarah moved into the Hospitality team at Ryans Insurance Brokers, providing insurance for an established book of Bed and Breakfasts, Holiday lets, Takeaways and small hotels and pubs. She took over the role of manager of that team in 2016 and in November 2021, Sarah moved over to take the role as Manager of the Ipswich SME Team, where she works alongside a fantastic group of people.

Sarah has lived and worked in Ipswich all her life. She married a Welshman so they enjoy visiting North Wales as often as possible!

T: 01473 343313
M: 07845 656784
sarah.beard@jameshallam.co.uk

Start Typing