James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.
James Hallam is an independent Lloyd’s broker with a dedicated team of experienced insurance professionals who care about protecting your business.
We have supplied insurance and risk management solutions to restaurants of all sizes since 1982. James Hallam is an independent Lloyd’s broker, and hundreds of restaurants across the UK trust us to deliver expert advice and market-leading solutions at a fair price.
What is restaurant business insurance?
Restaurant insurance is a specialist form of business insurance that is designed to cover restaurants from the unique risks associated with preparing and serving food to members of the public.
Most restaurant insurance packages include public liability insurance and employer’s liability insurance. This will cover your staff and your customers for a range of risks, including cuts and burns sustained from preparing food, to illnesses and allergic reactions as a result of consuming your food.
If you employ staff, you have a legal requirement to get employer’s liability insurance. Yet even beyond your legal obligations, all restaurants should consider getting some form of insurance cover.
Without adequate cover, you could be personally liable for any losses your restaurant business experiences. Whether it is loss of income following a fire or a flood, or legal action following an outbreak of food poisoning, the costs can soon mount up, meaning that even a small setback could end up costing you thousands.
Dedicated restaurant insurance will cover you, your staff, and your customers from a range of risks, ensuring you will be able to recover from almost any unexpected situation.
A restaurant insurance package can include the following:
The level of cover you need may vary depending on the scale of your business. For instance, if you run a commercial restaurant or kitchen in a hotel, we can help you with specialist commercial restaurant insurance, to cover the increased costs and risks associated with repairing and replacing large-scale kitchens.
All restaurants are different, so an off-the-shelf restaurant insurance package may not cover you for all the risks you face. Or it may include certain forms of cover that do not apply to you, which means you could end up paying too much for cover you do not really need.
Choose James Hallam and we will take the time to get to know you, your restaurant, and your customers. Once we fully understand the unique risks you face, we will design a bespoke restaurant insurance package that meets all your needs at a truly competitive price.
Head of SME
M: 07934 144096
Email Rob
South East Team Manager
T: 01245 204561
M: 07817 320754
Email Martin
Scotland Team Manager
T: 01387 272610
M: 07759 835174
Email Louise
South West Team Manager
T: 01752 675481
M: 07742 880770
Email Marie
Ipswich Team Manager
T: 01473 343313
M: 07845 656784
Email Sarah
James Hallam (Previously AIM Risk Services) has been our recommended broker for a range of tailored products for BASC members since 2013. Our members want to deal with people who speak their language, understand their insurance needs and provide a friendly personal service – which is what James Hallam provides. The feedback that we get back from members is really positive. James Hallam has been a great choice of partner for us – I wouldn’t hesitate to recommend them.”
David Ilsley
Head of Marketing and Membership Services
BASC
We have worked with James Hallam for almost twenty years and their partnership with us helps us to work as efficiently as possible. As a property business with a broad portfolio, we have quite complex insurance requirements. I always find the team reliable, quick to respond and easy to deal with. Under their careful watch we are always assured of being up-to-date and fully insured.
Angela Worsell
Office Manager, Itaris Properties Ltd.
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read moreSouth East Team Manager
Martin Fagan manages the South East SME team. His insurance career started in 1996, where he was originally a lead generator. The company successfully grew and was set up as an SME Brokerage in 2000. Since then, he has managed & developed the SME team offering which is specialist and customer focused. In 2007 the company was acquired by James Hallam and it continues to go from strength to strength as a specialist SME division.
Originally from London, Martin enjoys travel and is particularly fond of California. He considers himself to be a bit of a foodie and loves to cook. He is more than a bit of a self-confessed geek and a huge Doctor Who fan.
T: 01245 204561
M: 07817 320754
martin.fagan@jameshallam.co.uk
Head of SME
Rob joined James Hallam in January 2024 having held various specialised broker roles in the SME space over the last 8 years, including developing digital products and solutions, as well as managing teams with a focus on exceptional service and putting clients at the heart of everything. For the ten years prior to this, he developed a wealth of client-facing and insurance technical experience in a variety of roles which helps informs his strategies of development customer-centric solutions. Rob has attained the distinguished Chartered Fellowship accreditation from the Chartered Insurance Institute and has a passion for employee development and progression.
M: 07934 144096
Robert.marshall@jameshallam.co.uk
Scotland Team Manager
Louise’s insurance career began in 1999, working initially as a Trainee in Private Clients within a community based Brokerage. She duly became a Commercial Account Executive in 2010. The Brokerage was acquired by James Hallam in 2017. Following further local acquisitions, a major restructure of the operations in Scotland was undertaken leading to a dedicated SME Department being formed in Dumfries.
Louise has always lived and worked in Dumfries. Much of her spare time is taken up by her two children but when she does get time to herself she likes to eat out as much as possible, anything to save her doing the cooking and washing up.
T: 01387 272610
M: 07759 835174
louise.kennon@jameshallam.co.uk
South West Team Manager
Marie’s insurance career began in 1986, working initially as a Trainee in a national broker. She spent many years being an Office Manager and Sales Associate for a rural insurer and then decided she wanted a more varied career and moved to WPS Insurance Brokers as Commercial Account Handler in 2017. The broker was acquired by James Hallam in 2020. Following the acquisition, Marie took on the role of team manager of the newly formed SME team in the Southwest, now managing teams in Plymouth, Penzance and Torquay.
Marie has always lived and worked in Plymouth loving being close to the sea and also the countryside. In any spare time she gets she enjoys travelling and visiting new places.
T: 01752 675481
M: 07742 880770
Marie.Speirs@jameshallam.co.uk
Ipswich Team Manager
Sarah started her insurance career in 2012 working at Legal and General as an underwriter and customer service agent. Prior to this she had spent her working life in the catering industry but after being made redundant Sarah fancied a change!
In 2015 Sarah moved into the Hospitality team at Ryans Insurance Brokers, providing insurance for an established book of Bed and Breakfasts, Holiday lets, Takeaways and small hotels and pubs. She took over the role of manager of that team in 2016 and in November 2021, Sarah moved over to take the role as Manager of the Ipswich SME Team, where she works alongside a fantastic group of people.
Sarah has lived and worked in Ipswich all her life. She married a Welshman so they enjoy visiting North Wales as often as possible!
T: 01473 343313
M: 07845 656784
sarah.beard@jameshallam.co.uk
