The PLI Scheme is designed to offer members protection against clinical negligence claims, within the limits insured. Settlement values continue to escalate and members will be responsible for any claim exceeding the current PLI limit of £7,500,000. A top-up facility is available to members wishing to increase their own personal level of protection under the PLI scheme as follows.
|Limits Insured||£10,000,000 any one claim with an overall limit of £10,000,000 for all claims in any period of insurance (inclusive of costs and expenses)|
|Retroactive Date||The increased limit will apply to activities undertaken from the start date of the top-up cover resulting in claims notified during the period of increased cover|
|Eligibility||Applicants must be current CSP members entitled to PLI cover within their membership status, and be HCPC registered|
|Activities Covered||Only work within the Scope of Physiotherapy Practice is insured|
|Expiry Date||30th June each year to coincide with the members PLI scheme|
|Key Exclusions||Treatments for certain professional footballers, animals, and acupuncture when used for fertility treatment|
|Cost||£304.92 including insurance tax (discounted rates apply for applications received on or after 1st October)|
This new policy provides generous defence costs for healthcare professionals accused of inappropriate or criminal behaviour, with access to a 24/7 legal helpline as standard. Prices start from as low as £25 per year plus insurance tax.
This insurance is particularly valuable to cover the temporary expense of replacing key members of the business as a result of injury/illness.
Members operating private clinics can insure the practice assets, revenues under a comprehensive package of covers which includes Employers Liability, Public Liability, and a range of valuable Legal Expenses Insurance.
The CSP’s PLI scheme is designed for the benefit of individual members rather than corporate businesses. Clinics trading as a Partnership or Private Limited Company should assess their liability insurance needs and purchase separate cover where appropriate. The information leaflet ‘Guide to CSP & Business Insurance’ helps identify the liability covers needed, a copy of which can be downloaded from the above link.
Locum Insurance Cover can meet practice expenses if you can’t work due to Accident, Illness, Jury Service , or Compassionate Leave. There are three levels of cover, with various options to suit your practice.
Please note James Hallam is unable to offer any advice or further information on this product or accept responsibility for the suitability of the policy as we act as introducers only to Practice Cover Limited who are authorised and regulated by the Financial Conduct Authority.
Any business transacted will be conducted and arranged between the applicant and Practice Cover Limited although Graybrook Hallam may receive a percentage of the commission payable which will be disclosed on request.
Please follow the link on this page for full details of the policy cover and to request a Quotation.
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