Medical Malpractice and Public Liability Insurance for members Of The British & Irish Orthoptic Society

The society provides Medical & Professional Public Liability Insurance for all eligible members redisident in Great Britain, Northern Ireland, Channel Islands, Isle of Man, and the Republic of Ireland as a benefit a membership. Members should ensure the cover is adequate for their needs, details of which are available from the Product Information downloads on this page, or on request. Members can also apply to the Society for evidence of insurance certificates.

Limits Insured

Medical Professional Liability Insurance

£2.5million in respect for any one claim with an overall aggregate limit of £5million for all claims in respect of each member in any one period of insurance.

Public Liability

£5million for any one occurrence.

Key features

• The cover only applies to activities undertaken within the scope of Orthoptic practice
• Qualified members must be legally registered to practice with any statutory regulatory body where applicable.
• Students and assistants / support workers must comply with the conditions relating to supervision and delegation
• No cover is provided for the treatment of certain footballers
• Overseas cover is included up to 180 days per annum (restrictions apply to activities in Australia, the USA and Canada)
• Please refer to the Coronavirus Diseases Exclusion which applies to the Public/Products Liability Policy, this is detailed on the last page of the Public Liability Master Policy Schedule

Optional Cover

Business Liability Insurance

Members offering Orthoptic services via a partnership, private limited company or other legal entity should assess their insurance needs as the BIOS cover relates primarily to the protection of individual members.

Private Practice Insurance

Members operating private clinics can insure the practice assets and revenues under a comprehensive package of insurance which also includes employers and public liability and a range of valuable legal expense insurance.

For help and advice on any of the products please speak to one of our professional advisers on 01245 321185 or email us

Information

• Summary of Cover
• Medical Malpractice Policy Wording
• Public Liability Master Policy Schedule
• Public Liability Policy Wording
• PLI Claim Notification Guide