PRO MED
BIOS Members
BIOS Members
Medical Malpractice of Public Liability Insurance for members Of The British & Irish Orthoptic Society
The society provides Medical & Professional Public Liability Insurance for all eligible members redisident in Great Britain, Northern Ireland, Channel Islands, Isle of Man, and the Republic of Ireland as a benefit a membership. Members should ensure the cover is adequate for their needs, details of which are available from the Product Information downloads on this page, or on request. Members can also apply to the Society for evidence of insurance certificates.
Limits Insured
Medical Professional Liability Insurance
£2.5million in respect for any one claim with an overall aggregate limit of £5million for all claims in respect of each member in any one period of insurance.
Public Liability
£5million for any one occurrence.
Key features
- The cover only applies to activities undertaken within the scope of Orthoptic practice
- Qualified members must be legally registered to practice with any statutory regulatory body where applicable.
- Students and assistants / support workers must comply with the conditions relating to supervision and delegation
- No cover is provided for the treatment of certain footballers
- Overseas cover is included up to 180 days per annum (restrictions apply to activities in Australia, the USA and Canada)
- Please refer to the Coronavirus Diseases Exclusion which applies to the Public/Products Liability Policy, this is detailed on the last page of the Public Liability Master Policy Schedule
Optional Cover
Top-Up Insurance
Members may increase the level of Medical Professional Liability Insurance to £5 million any one claim (with a overall limit of £5 million for all claims in any one period of insurance) for an annual premium of £224 inclusive of insurance tax.
Discounts may apply depending on the dates increased limits are applied (all top-ups expire annually on the 30th June in line with the master policy). To apply please complete the top-up application on this page and return to the address provided.
Criminal Prosecution Defence Cover
This legal expenses policy provides members with generous levels of legal defence costs when accused of inappropriate or criminal behaviour, with access to a 24/7 legal helpline. Prices start from £25 per year plus insurance tax.
Business Liability Insurance
Members offering Orthoptic services via a partnership, private limited company or other legal entity should assess their insurance needs as the BIOS cover relates primarily to the protection of individual members.
Private Practice Insurance
Members operating private clinics can insure the practice assets and revenues under a comprehensive package of insurance which also includes employers and public liability and a range of valuable legal expense insurance.
For help and advice on any of the products please speak to one of our professional advisers on 01245 321185 or email us
